MAXMARI
ActiveSummary
MAXMARI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€8,311) and a net result of -€3,181. Its solvency ranks better than 5% of 2460 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2460 sector peers (2025).
NBB · sector comparisonPosition among 2460 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€8,311▼ 62.0%
2024 · -€5,130
Net result
-€3,181▲ 55.4%
2024 · -€7,130
Total assets
€116▼ 25.1%
2024 · €155
Solvency
-7181.9%▼ 3862.0pp
2024 · -3320.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€6,997--€3,102▲ 55.7%
Net result-€7,130--€3,181▲ 55.4%
Equity-€5,130--€8,311▼ 62.0%
Total assets€155-€116▼ 25.1%
Debt€5,285-€8,427▲ 59.5%
Working capital-€5,130--€8,311▼ 62.0%
Solvency-3320.0%--7181.9%▼ 3862.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,102 in 2025 against €6,997 in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€8,427▲
2024 · €5,285
Ratios withheld: a balance sheet total of €116 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €262 | €120 | ▼ 54.3% |
| Gross operating margin9900 | -€6,735 | -€2,982 | ▲ 55.7% |
| Operating profit (loss)9901 | -€6,997 | -€3,102 | ▲ 55.7% |
| Financial income75/76B | €3 | - | - |
| Recurring financial income75 | €3 | - | - |
| Financial charges65/66B | €136 | €79 | ▼ 41.9% |
| Recurring financial charges65 | €136 | €79 | ▼ 41.9% |
| Profit (loss) for the period before taxes9903 | -€7,130 | -€3,181 | ▲ 55.4% |
| Profit (loss) for the period9904 | -€7,130 | -€3,181 | ▲ 55.4% |
| Profit (loss) for the period to be appropriated9905 | -€7,130 | -€3,181 | ▲ 55.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €155 | €116 | ▼ 25.1% |
| Current assets29/58 | €155 | €116 | ▼ 25.1% |
| Cash at bank and in hand54/58 | €10 | €29 | ▲ 182% |
| Deferred charges and accrued income490/1 | €144 | €86 | ▼ 40.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €155 | €116 | ▼ 25.1% |
| Equity10/15 | -€5,130 | -€8,311 | ▼ 62.0% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€7,130 | -€10,311 | ▼ 44.6% |
| Amounts payable17/49 | €5,285 | €8,427 | ▲ 59.5% |
| Amounts payable within one year42/48 | €5,285 | €8,427 | ▲ 59.5% |
| Trade debts44 | €926 | €1,132 | ▲ 22.2% |
| Suppliers440/4 | €926 | €1,132 | ▲ 22.2% |
| Taxes, remuneration and social security45 | €174 | - | - |
| Taxes450/3 | €174 | - | - |
| Other amounts payable47/48 | €4,184 | €7,295 | ▲ 74.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,130 | -€3,181 | ▲ 55.4% |
| Operating cash flow (approximation) | -€7,130 | -€3,181 | ▲ 55.4% |
| Change in cash | - | €19 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
48 m²
Building footprint
43 m²
Volume, LiDAR
653 m³
Parcel 11002A2004/00A000, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VME INSURANCE
since 20242.358.316.458
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A2004/00A000 | Flanders | 48 m² | 1 · 43 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1008352513
Also
9925:BE1008352513
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.