Active BE 0453.321.679Public limited company

MAXIME

Duinkerken 5 ·2470 Retie, Belgium· 31 yrs active

Sector: Financial services (64210)

Conclusion Checked

MAXIME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €814k and a net result of €-18k. Equity is shrinking by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 478 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€814k
Net result	€-18k
Better than sector	50%
Active	31 yrs

Snowflake analysis 5 axes · computed by Checked

42 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 0

Solvency 54

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1994, 31 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview10 NBB filings

Annual accounts filed on 09-01-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~20.1%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	42.9%	42.4%	better than 50% of 478 sector peers
Net result	€-18k	€73k	better than 10% of 478 sector peers
Equity	€814k	€466k	better than 63% of 478 sector peers
Gross operating margin	€-21k	€88k	better than 5% of 477 sector peers
Employees (FTE)	0.0	0.0	better than 35% of 146 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€-18k

-21.8% far below sector median

Total assets

€1.90M

-1.7% far above sector median

Equity

€814k

-2.2% +230% vs sector

Employees (FTE)

0

- -100% vs sector

Debt

€1.08M

-1.3% far above sector median

Debt ≤ 1y

€1.08M

-1.3% far above sector median

Solvency

42.9%

-0.5% -52% vs sector

ROE

-2.2%

-24.5% -157% vs sector

ROA

-1.0%

-23.8% -13% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	n/a
EBITDA	n/a
Net profit	€-18k
Cash flow	n/a
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€1.90M
Equity	€814k
Debt	€1.08M
of which ≤ 1y	€1.08M
of which > 1y	-
Working capital	n/a
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	42.9%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	-1.0%
ROE	-2.2%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €1.79M · 94.2% Current assets €110k · 5.8%

Equity & liabilities

Equity €814k · 42.9% Debt €1.08M · 57.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.90M
Fixed assets	21/28	€1.79M
Financial fixed assets	28	€1.79M
Current assets	29/58	€110k
Amounts receivable within one year	40/41	€109k
Cash & bank	54/58	€273
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.90M
Equity	10/15	€814k
Contributions / capital	10/11	€740k
Reserves	13	€378k
Accumulated profits (losses)	14	€-304k
Amounts payable	17/49	€1.08M
Amounts payable within one year	42/48	€1.08M
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€-21k
Operating result	9901	€-21k
Financial income	75	€3k
Financial charges	65	€235
Result before taxes	9903	€-18k
Net result for the period	9904	€-18k
Result to be appropriated	9905	€-18k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Public limited company(014)
Incorporation	31-08-1994
Status	Active
Postal code	2470

Establishment units 1 location

Duinkerken 5, 2470 Retie

Financiële holdings

since 20002.068.743.645

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13036H0443/00V003	Flanders	1,786 m²	1 · 191 m²	8.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

09-01-2026