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MAXIMA

Active Private limited companyfounded 2003active for 23 yearsMaldersesteenweg 28, 1840 LonderzeelKBO/BCE: BE 0480.328.756

Lifetime

19 annual accounts with figures on one time axis, 22 filings since 2004
peak €59,820 (2014)
€694▼ 90.4%
lowest -€21,691 (2020)
-€2,134▼ €4,624
peak €66,522 (2023)
€60,677▼ 3.4%
€9,814▼ 76.1%
Board2 names since 2022
2 directorsDe bondt Mario Kamiel Katharina and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €7,205 to €694Loss of €2,134Debts from €41,080 to €9,814

Key points

from the 2025 annual accounts

Turnover

≈ €3,200 estimated

The micro format states no turnover.

Liquidity

4.54 was 1.89 in 2024

Short-term debts fell from €41,080 to €9,814.

Position in the sector

-€2,134

Lower net result than 83% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.

Checked score

94
Excellent
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025highest value 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+15equity 86.1% of total assets
85+24short-term debt 13.9% · cash 30.1%
15-40return on assets -3.0%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 4.54, cash €21,232
Equity €60,677 (86.1% of total assets)
Size: total assets €70,490
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 77% on liquidity, 12% on profitability and 34% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as MAXIMA has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MAXIMA itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for MAXIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.54 (1.89 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 30.1% of total assets. 13.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 4.54, cash €21,232
NBB · annual accounts
lowers risk · Equity €60,677 (86.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €70,490
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
7 days early
2022
on the day
2021
3 days early
2020
8 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0480328756
Legal-form change · Resignations & appointments Resignation: De bondt Mario Kamiel Katharina (manager) · Reappointment: De bondt Mario Kamiel Katharina (director) · Appointment: De Decker Ann Yvonne Eduard (director) · Gazette deed
First establishment MAXIMA BVBA, Maldersesteenweg 28, Londerzeel
Incorporation published on 05-06-2003 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
MAXIMA Londerzeel €70,490 €694 86.1% -
BECKERS MANAGEMENT Holsbeek €70,854 -€1,524 75.7% -
CAPAX environmental services Meise €72,707 -€14,468 21.7% -
SBS-FINANCIAL CONSULT Zaventem €77,081 €276 98.0% -
Practice & Vision Consulting Asse €64,864 -€23,429 96.7% -
DD Consulting Oud-Heverlee €76,574 €1,077 98.0% -
RACHEL Tervuren €68,110 -€43,471 -95.8% -

These companies have the same main activity as MAXIMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €64,900 and €77,100, founded between 2000 and 2005.

Official details

Source: KBO
Status
Active since 27-05-2003Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.132.973.0851840 Londerzeel, since 01-07-2003
Financial year end
30 June
Peppol
Reachable since 17-10-2025
Company details

Annual accounts to 30-06-2025

€70,490▼ 32.2%
Filing
Filed on 30-01-2026, 1 day before the end of the filing period
Financials

Insights on MAXIMA

MAXIMA files the micro format. That format states no turnover. The gross margin fell from €22,749 in 2007 to €694 in 2025.

The balance sheet grew most in 2010 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MAXIMA

What is the company number of MAXIMA?
The company number of MAXIMA is 0480.328.756. The VAT number is the same number with BE in front: BE 0480.328.756.
Where is MAXIMA based?
The registered office is at Maldersesteenweg 28, 1840 Londerzeel.Company details
What does MAXIMA do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MAXIMA?
MAXIMA is a private limited company (BV).
When was MAXIMA founded?
MAXIMA was founded on 27-05-2003.
Is MAXIMA still active?
Yes, MAXIMA is an active enterprise in the KBO register.
What is the turnover of MAXIMA?
The turnover in financial year 2025 is ≈ €3,200. This figure is estimated from the gross margin of €694 and 206 comparable companies (NACE 70200). It probably lies between €1,500 and €6,400. It is a rough estimate.Financials
Is MAXIMA profitable?
In financial year 2025, MAXIMA made a loss of €2,134.
Where can I find the annual accounts of MAXIMA?
MAXIMA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MAXIMA due?
MAXIMA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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