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Generated 30-07-2026
Active BE 0454.908.125Private limited company

MAXI CAR

Moorsledestraat 13 ·1020 Brussel, Belgium· 31 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of MAXI CAR is 1.3% (low). The 2024 annual accounts show equity of €82k and a net result of €-38k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 6675 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €82k
Net result €-38k
Better than sector 95%
Active 31 yrs
Snowflake analysis 5 axes · computed by Checked
Health52Profitability0Solvency100Growth52Stability100
61 / 100

Strong profile, led by solvency.

Health 52
Profitability 0
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.3% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
52 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100k€150kOperating result 2020: €19k€19kNet result 2020: €-4k€-4kOperating result 2021: €27k€27kNet result 2021: €18k€18kOperating result 2022: €150k€150kNet result 2022: €100k€100kOperating result 2023: €-20k€-20kNet result 2023: €-20k€-20kOperating result 2024: €-38k€-38kNet result 2024: €-38k€-38k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~39.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2025: €104k (€94k - €115k)2026: €120k (€103k - €137k)2027: €136k (€113k - €159k)2018: €2k2019: €7k2020: €23k2021: €41k2022: €141k2023: €121k2024: €82k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 94.2% 20.4%
better than 95% of 6675 sector peers
Net result €-38k €4k
better than 6% of 6656 sector peers
Equity €82k €16k
better than 82% of 6689 sector peers
Gross operating margin €-37k €24k
better than 5% of 6635 sector peers
Total assets €87k €94k
better than 48% of 6679 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-38k
-93.0% far below sector median
Net profit
€-38k
-92.9% far below sector median
Cash flow
€-38k
-92.2% far below sector median
Total assets
€87k
-32.1% -29% vs sector
Equity
€82k
-31.7% -25% vs sector
Working capital
€78k
-33.2% -29% vs sector
Income taxes
€47k
+663.3% far above sector median
Debt
€5k
-38.3% -69% vs sector
Debt ≤ 1y
€5k
-38.3% -69% vs sector
Debt > 1y
€172k
-12.0% 18-24
Current ratio
16.37
+7.7% +212% vs sector
Quick ratio
10.96
+64.8% +128% vs sector
Solvency
94.2%
+0.6% +44% vs sector
Debt / equity
0.06
-9.7% -92% vs sector
ROE
-46.4%
-182.4% far below sector median
ROA
-43.7%
-184.2% far below sector median
Interest coverage
-233.34
-97.8% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-38k
Net profit€-38k
Cash flow€-38k
Staff costs-
Income taxes-
Dividends-
Total assets€87k
Equity€82k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€78k
Employees (FTE)-
Ratios (computed)
2024
Current ratio16.37
Quick ratio10.96
Working capital ratio89.0%
Solvency94.2%
Debt / equity0.06
Long-term debt ratio-
Interest coverage-233.34
Gross margin-
Net margin-
ROA-43.7%
ROE-46.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€87k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€1k
Financial fixed assets 28€4k
Current assets 29/58€83k
Stocks & contracts in progress 3€27k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€51k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€87k
Equity 10/15€82k
Contributions / capital 10/11€27k
Reserves 13€100k
Accumulated profits (losses) 14€-45k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Income statement
Gross operating margin 9900€-37k
Operating result 9901€-38k
Financial income 75€2
Financial charges 65€161
Result before taxes 9903€-38k
Net result for the period 9904€-38k
Result to be appropriated 9905€-38k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation12-04-1995
StatusActive
Postal code1020
Establishment units 1 location
MAXI CAR SPRL
Moorsledestraat 13, 1020 Brusselde groothandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden(vb ambulances)
since 19952.073.106.764
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21815D0114/00E006 Brussels 351 m² 1 · 109 m² 14.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-04-2026
State Gazette act Open capture
Act object · General meeting · Association membership · Officer appointment
2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-08-2023
State Gazette act Director changes
v3.2
03-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
21-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
26-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-10-2018
State Gazette act Director changes
v3.2
28-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
18-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
04-02-2016
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 3 months ago
2026
03-04-2026 Act object · General meeting · Association membership · Officer appointment Open-capture extraction
  • Filing: 2026-03-27 · MAXI CAR
  • Publication: 2026-04-03 · MAXI CAR
  • Act object: NOMINATION D'UN ASSOCIE NON-ACTIF · MAXI CAR
  • General meeting: date: 2026-04-01, type: assemblée générale extraordinaire · MAXI CAR
  • Association membership: role: associé non-actif, effective_date: 2026-04-01 · Userstam Elliot
  • Officer appointment: role: Administrateur · Userstam Daniel
Summary: Act object · General meeting · Association membership · Officer appointment
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "D\u00E9pos\u00E9 / Re\u00E7u le 27 MARS 2026",
      "value": "2026-03-27",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 03/04/2026",
      "value": "2026-04-03",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "act_object",
      "quote": "Objet de l\u0027acte: NOMINATION D\u0027UN ASSOCIE NON-ACTIF",
      "value": "NOMINATION D\u0027UN ASSOCIE NON-ACTIF",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Par d\u00E9cision de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01/04/2026",
      "value": {
        "date": "2026-04-01",
        "type": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "association_membership",
      "quote": "La nomination de Userstam Elliot domicili\u00E9 \u00E0 1850 Grimbergen, Driekastanjelaarsstraat 26, en tant qu\u0027associ\u00E9 non-actif et ce \u00E0 partir du 01/04/2026.",
      "value": {
        "role": "associ\u00E9 non-actif",
        "effective_date": "2026-04-01"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_appointment",
      "quote": "Userstam Daniel Administrateur",
      "value": {
        "role": "Administrateur"
      },
      "object": "e1",
      "subject": "e3"
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 1057,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0454.908.125",
      "kind": "company",
      "name": "MAXI CAR",
      "attrs": {
        "address": "Rue de Moorslede 13 \u00E0 1020 Laeken",
        "legal_form": "SRL"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Userstam Elliot",
      "attrs": {
        "role": "associ\u00E9 non-actif",
        "address": "1850 Grimbergen, Driekastanjelaarsstraat 26"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Userstam Daniel",
      "attrs": {
        "role": "Administrateur"
      }
    }
  ]
}
2023
28-08-2023 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.908.125",
    "name_full": "MAXI CAR",
    "legal_form": "SPRL"
  }
}
2018
17-10-2018 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.908.125",
    "name_full": "MAXI CAR",
    "legal_form": "SPRL"
  }
}
2016
04-02-2016 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0454.908.125",
    "name_full": "MAXI CAR",
    "legal_form": "SPRL"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Verhuur van overige transportmiddelen voor vervoer te land71210Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in motorbrandstoffen in gespecialiseerde winkels47300Detailhandel in motorbrandstoffen47300Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Groothandel in motorvoertuigen50101Handel in en onderhoud en reparatie van motorrijwielen en onderdelen en toebehoren van motorrijwielen50400Detailhandel in motorbrandstoffen50500Verhuur van schepen71220Verhuur en lease van vrachtwagens en overige motorvoertuigen (> 3,5 ton)77120Verhuur en lease van vrachtwagens77120Verhuur en lease van schepen77340Verhuur en lease van transportmiddelen voor vervoer over water77340
Primary activity highlighted.
Names & trade names
Legal nameFR MAXI CAR
Registered office
Moorsledestraat 13
1020 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative