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MAXEL CONSTRUCT

Active
Private limited companyfounded 2024active for 1 yearBrueghellaan 5, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 1016.619.881
Summary

The computed 12-month bankruptcy probability of MAXEL CONSTRUCT is 2.9% (moderate). The 2025 annual accounts show equity of €21,886 and a net result of €21,886. Its solvency ranks better than 64% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€151,152turnover 2025
Equity
€21,886
Profit
€21,886
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
2025 accounts filed 31 days late
Why 53raises riskFounded in 2024Size: turnover €151,152, total assets €39,047Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.28, cash €5,986Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 68% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 81
equity 56.1% of total assets
Liquidity 48
short-term debt 43.9% · cash 15.3%
Profitability 100
return on assets 56.1%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 12-2025: 3.6% 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.8%▲ +0.2 percentage points vs 01-2026 03-2026: 4.1%▲ +0.3 percentage points vs 02-2026 04-2026: 4.2%▲ +0.1 percentage points vs 03-2026 05-2026: 4.6%▲ +0.4 percentage points vs 04-2026 06-2026: 4.6%● unchanged vs 05-2026 07-2026: 5.0%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 5.0%● unchanged vs 07-2026 09-2026: 2.7%▼ -2.3 percentage points vs 08-2026lowest value 10-2026: 2.9%▲ +0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.28, above the usual 1.5; short-term debt: 43.9% and cash: 15.3% of total assets), and 43.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 65% on solvency, 47% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: turnover €151,152, total assets €39,047
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 2.28, cash €5,986
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: POBEREZHNYI Vasyl (director and…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00481224.

Turnover
€151,152
EBIT margin
18.5%
Net result
€21,886
Working capital
€21,886
Balance-sheet composition
Equity and liabilities €39,047
Equity €21,886
Debt €17,161
Debt finances 43.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.28
Debt to equity
0.78
ROE
100.0%
ROA
56.1%
Debt ≤ 1 year
€17,161
Income taxes
€5,904
Staff costs
€344

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€39,047
Current assets29/58€39,047
Amounts receivable within one year40/41€33,061
Trade receivables40€20,096
Other amounts receivable41€12,965
Cash at bank and in hand54/58€5,986
Equity and liabilities
Total equity and liabilities10/49€39,047
Equity10/15€21,886
Profit (loss) carried forward14€21,886
Amounts payable17/49€17,161
Amounts payable within one year42/48€17,161
Trade debts44€11,257
Suppliers440/4€11,257
Taxes, remuneration and social security45€5,904
Taxes450/3€5,904
Income statement Code2025
Turnover70€151,152
Goods, raw materials, services and sundry goods60/61€123,033
Remuneration, social security and pensions62€344
Other operating charges640/8€179
Gross operating margin9900€28,494
Operating profit (loss)9901€27,970
Financial charges65/66B€180
Recurring financial charges65€180
Profit (loss) for the period before taxes9903€27,790
Income taxes67/77€5,904
Profit (loss) for the period9904€21,886
Profit (loss) for the period to be appropriated9905€21,886
Appropriation of the result
Profit (loss) to be appropriated9906€21,886
Line2025
Turnover70€151,152
Goods, raw materials, services and sundry goods60/61€123,033
Remuneration, social security and pensions62€344
Other operating charges640/8€179
Gross operating margin9900€28,494
Operating profit (loss)9901€27,970
Financial charges65/66B€180
Recurring financial charges65€180
Profit (loss) for the period before taxes9903€27,790
Income taxes67/77€5,904
Profit (loss) for the period9904€21,886
Profit (loss) for the period to be appropriated9905€21,886
Line2025
Assets
Total assets20/58€39,047
Current assets29/58€39,047
Amounts receivable within one year40/41€33,061
Trade receivables40€20,096
Other amounts receivable41€12,965
Cash at bank and in hand54/58€5,986
Equity and liabilities
Total equity and liabilities10/49€39,047
Equity10/15€21,886
Profit (loss) carried forward14€21,886
Amounts payable17/49€17,161
Amounts payable within one year42/48€17,161
Trade debts44€11,257
Suppliers440/4€11,257
Taxes, remuneration and social security45€5,904
Taxes450/3€5,904
Line2025
Profit (loss) for the period9904€21,886
Operating cash flow (approximation)€21,886

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00481224

Similar companies · same sector, comparable size

Of the 29,229 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,272. 11,983 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, 1 in day-to-day management, no change since 2024

Board 1

POBEREZHNYI Vasyl
Director (not named in the articles) and managing director · since 28-11-2024
Current

Day-to-day management 1

POBEREZHNYI Vasyl
Director (not named in the articles) and managing director · since 28-11-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
  • Day-to-day management
Mandates per person, with start and end dates
Name Functions and periods
POBEREZHNYI Vasyl
  • Director (not named in the articles) and managing director, from 28-11-2024 to date
  • Director (not named in the articles) and managing director, from 28-11-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 28-11-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 28-11-2024 Incorporation · €10,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

MAXEL CONSTRUCT was incorporated on 26 November 2024 as a private limited company by one natural person, with a starting capital of €10,000.12 Since 2024, POBEREZHNYI Vasyl has served as director and managing director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-11-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2024
28-11
Gazette deed Incorporation
Appointment: POBEREZHNYI Vasyl (director and managing director) · Founder · Founding capital10 facts ▸
  • Founder, POBEREZHNYI Vasyl
  • Incorporation, “MAXEL CONSTRUCT” (deed in Dutch)
  • Founding capital, €10,000
  • Other provision, 23-10-2024
  • Other provision, “aansprakelijkheid oprichters bij faillissement binnen drie jaar na oprichting indien aanvangsvermogen kennelijk ontoereikend voor voorgenomen activiteit, notari…” (deed in Dutch)
  • Other provision, 2026, “eerste algemene vergadering” (deed in Dutch)
  • Registered office clause, “1970 Wezembeek-Oppem, Brueghellaan 5 bus 23” (deed in Dutch)
  • Board rule, 1
  • Director appointment, POBEREZHNYI Vasyl (director (not named in the articles) and managing director)
  • Pre-incorporation commitments, MAXEL CONSTRUCT
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded26-11-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43320Joinery installation
43341Painting of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016619881
Also 9925:BE1016619881

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1016.619.881

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
6,322 m²
Building footprint
543 m²
Building volume
11,467 m³
Parcel 22006B0395/00X000, Flanders · tallest building 24.6 m. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
MAXEL CONSTRUCT
Brueghellaan 5, 1970 Wezembeek-OppemGeneral construction of residential buildings
since 2024unit no. 2.367.078.330
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
22006B0395/00X000 Flanders 6,322 m² 1 · 543 m² 24.6 m · 7
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en…” (deed in Dutch)
7 activities (deed in Dutch)
  1. De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels,de studie en de uitvoering van binnen- en buitendecoraties met inbegrip van het plaatsen/de renovatie van daken en isolatie
  2. Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,metselwerk,cementeren,pleisterwerk,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken
  3. Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen
  4. Het verwerven van alle mogelijke terreinen,het bouwen van openbare en particuliere gebouwen,de aankoop,de verkoop,de verhuur,de verdeling en de verkaveling van alle mogelijke onroerende goederen
  5. De aankoop,de verkoop,de huur,de invoer en de uitvoer van alle mogelijke materialen,goederen,toestellen en materieel,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van kunstwerken en gebouwen
  6. De voorbereiding,de opstelling en het afsluiten,zowel als mandataris als voor eigen rekening,van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden
  7. De aankoop,verkoop,lease,verhuur,renovatie en transformatie van elk gebouw en,in het algemeen,alle vastgoedtransacties

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MAXEL CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, exploitatiezetels oprichten of opheffen bij enkel besluit bestuursorgaan voor zover geen wijziging taalregime” (deed in Dutch)

deed of 28-11-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer bestuurders, natuurlijke personen of rechtspersonen al dan niet aandeelhouder” (deed in Dutch)
“Vaste of evenredige vergoeding, algemene kosten los van representatie- reis- en verplaatsingskosten” (deed in Dutch)

deed of 28-11-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“100, ieder aandeel gelijk recht in winstverdeling en vereffeningsaldo” (deed in Dutch)
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Helft overdrager en helft koper(s) naar evenredigheid aantal bij meerdere kopers, vermelde prijs of bij betwisting door deskundige” (deed in Dutch)

deed of 28-11-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Monday of June at 18:00

deed of 28-11-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 28-11-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stortingsplicht, bestuursorgaan zelfstandig bij niet-volgestorte aandelen” (deed in Dutch)
Other provision: “Nieuwe aandelen waarop in geld wordt ingeschreven eerst aangeboden aan bestaande aandeelhouders naar evenredigheid aantal aandelen, inbreng…” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Other provision: “Één of meer, dagelijks bestuur” (deed in Dutch)
Other provision: “Controle van de vennootschap, wanneer door wet vereist en binnen wettelijke grenzen” (deed in Dutch)
Other provision: “Schriftelijke algemene vergadering, besluiten bij authentieke akte” (deed in Dutch)
Other provision: “Toegang algemene vergadering, rechten niet geschorst” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, gewone of buitengewone” (deed in Dutch)
Other provision: “Bestemming winst reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie nodige sommen, netto actief naar verhouding aantal aandelen,goederen in natura zelfde…” (deed in Dutch)
Other provision: “Uitvoering statuten en betrekkingen met vennootschap, woonstkeuze” (deed in Dutch)
Other provision: “Rechtbank rechtsgebied zetel, gerechtelijke bevoegdheid” (deed in Dutch)
Other provision: “Gemeen recht, strijdig met dwingende bepalingen geacht niet geschreven” (deed in Dutch)
5 more provisions in the deed, see the deed of 28-11-2024

deed of 28-11-2024