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MAUSSEN FINANCIAL SERVICES

Active
Private limited companyfounded 200224 yrs activeIQ-Parklaan 10, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0478.075.188
Summary

MAUSSEN FINANCIAL SERVICES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €-62k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 3.64 in 2024; short-term debt: 5.6% and cash: 6.3% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 29-01-2026, 61 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
61 d early
2024
66 d early
2023
60 d early
2022
59 d early
2021
52 d early
2020
61 d early
2019
60 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€212k▼ 22.5%
2024 · €274k
2019: €166k 2020: €211k 2021: €238k 2022: €255k 2023: €272k 2024: €274k
2019 → 2025
Total assets
€250k▼ 24.4%
2024 · €331k
2019: €211k 2020: €416k 2021: €398k 2022: €415k 2023: €418k 2024: €331k
2019 → 2025
Net result
€-62k
2024 · €2k
2019: €40k 2020: €45k 2021: €27k 2022: €17k 2023: €17k 2024: €2k
2019 → 2025
Working capital
€23k▼ 64.3%
2024 · €65k
2019: €165k 2020: €69k 2021: €55k 2022: €89k 2023: €134k 2024: €65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€238k-€255k▲ 7.1%€272k▲ 6.7%€274k▲ 0.7%€212k▼ 22.5%
Operating result€38k-€26k▼ 33.3%€28k▲ 10.6%€11k▼ 60.3%€-59k
Net result€27k-€17k▼ 38.2%€17k▲ 1.0%€2k▼ 89.5%€-62k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €38k€38kNet result 2021: €27k€27kOperating result 2022: €26k€26kNet result 2022: €17k€17kOperating result 2023: €28k€28kNet result 2023: €17k€17kOperating result 2024: €11k€11kNet result 2024: €2k€2kOperating result 2025: €-59k€-59kNet result 2025: €-62k€-62k20212022202320242025€-75k€-50k€-25k€0€25kOperating result 2023: €28k€28kNet result 2023: €17k€17kOperating result 2024: €11k€11kNet result 2024: €2k€1.8kOperating result 2025: €-59k€-59kNet result 2025: €-62k€-62k202320242025
The operating result turns negative in 2025: a loss of €59k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets €213k ▼ 11.8%
Current assets €37k ▼ 58.5%
Equity and liabilities €250k
Equity €212k ▼ 22.5%
Debt €38k ▼ 33.0%
Debt's share of the balance-sheet total falls from 17.2% to 15.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-28k
2024 · €42k
Cash flow
€-32k
2024 · €32k
Current ratio
2.66
2024 · 3.64
Debt to equity
0.18
2024 · 0.21
ROE
-29.1%
2024 · 0.7%
ROA
-24.7%
2024 · 0.5%
Interest coverage
-17.58
2024 · 5.62
Debt ≤ 1 year
€14k
2024 · €24k
Debt > 1 year
€24k
2024 · €32k
Income taxes
€2k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€331k€250k
Fixed assets21/28€242k€213k
Tangible fixed assets22/27€241k€213k
Land and buildings22€122k€113k
Plant, machinery and equipment23€109k€92k
Furniture and vehicles24€10k€7k
Financial fixed assets28€750€750=
Current assets29/58€89k€37k
Amounts receivable within one year40/41€31k€14k
Trade receivables40€18k€10k
Other amounts receivable41€13k€4k
Cash at bank and in hand54/58€49k€16k
Deferred charges and accrued income490/1€9k€7k
Equity and liabilities
Total equity and liabilities10/49€331k€250k
Equity10/15€274k€212k
Contributions10/11€56k€56k=
Reserves13€192k€192k=
Distributable reserves133€192k€192k=
Profit (loss) carried forward14€25k€-36k
Amounts payable17/49€57k€38k
Amounts payable after more than one year17€32k€24k
Financial debts170/4€32k€24k
Amounts payable within one year42/48€24k€14k
Current portion of amounts payable after more than one year42€8k€8k
Trade debts44€5k€3k
Suppliers440/4€5k€3k
Taxes, remuneration and social security45€9k€2k
Taxes450/3€2k€2k
Remuneration and social security454/9€7k€0
Other amounts payable47/48€3k€2k
Accrued charges and deferred income492/3€632€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k
Other operating charges640/8€2k€3k
Non-recurring operating charges66A€1k€0
Gross operating margin9900€45k€-26k
Operating profit (loss)9901€11k€-59k
Financial income75/76B€99€204
Recurring financial income75€99€204
Financial charges65/66B€7k€2k
Recurring financial charges65€7k€2k
Profit (loss) for the period before taxes9903€4k€-60k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€2k€-62k
Profit (loss) for the period to be appropriated9905€2k€-62k
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-36k
Profit (loss) brought forward from the previous period14P€25k€25k=
Transfer to equity691/2€2k€0
To other reserves6921€2k€0

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-03-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial Weakest financial yearnet €-62k ▼3560%
Net result drops to €-62k, the lowest in the series.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial Highest result since 2019net €45k ▲12.7%
Net result €45k, the highest in the series.
31-08
Financial Equity above €200kEq €211k ▲27.2%
2 profitable years in a row build equity to €211k.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

IQ-Parklaan 103650 Dilsen-Stokkem
Ground area
3,164 m²
Building footprint
647 m²
Volume, LiDAR
794 m³
2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stokkemerbaan 73, 3650 Dilsen-Stokkem
NACE 7414201
since 20032.123.575.270
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72005A0727/00X000 Flanders 2,337 m² 1 · 165 m² 7.1 m · 2 fl.
73043B1401/00M002 Flanders 827 m² 1 · 482 m² 0.1 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900VRXFPQADPT0X74
live in the LEI register

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-07-2002
Fiscal year end31-08
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.