Skip to content

MAURO

Active
Private limited company (pre-2019)founded 200025 yrs activeTessenstraat 1, 3000 Leuven, BelgiumKBO/BCE: BE 0472.821.055

MAURO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €45k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency58▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.53 in 2024; short-term debt: 23.5% and cash: 3.9% of total assets), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.8%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2023
30 d late
2022
31 d late
2021
75 d late
2020
89 d late
2019
122 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€356k▲ 14.6%
2024 · €310k
2018: €166k 2019: €215k 2020: €204k 2021: €226k 2022: €245k 2023: €277k 2024: €310k
2018 → 2025
Total assets
€1.08M▼ 6.2%
2024 · €1.15M
2018: €1.80M 2019: €1.17M 2020: €1.60M 2021: €1.28M 2022: €1.21M 2023: €1.21M 2024: €1.15M
2018 → 2025
Net result
€45k▲ 35.8%
2024 · €33k
2018: €-17k 2019: €49k 2020: €-11k 2021: €22k 2022: €19k 2023: €32k 2024: €33k
2018 → 2025
Working capital
€-83k▲ 34.9%
2024 · €-128k
2018: €-131k 2019: €-95k 2020: €-348k 2021: €-97k 2022: €-114k 2023: €-122k 2024: €-128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€226k-€245k▲ 8.2%€277k▲ 13.0%€310k▲ 12.1%€356k▲ 14.6%
Operating result€49k-€40k▼ 19.5%€56k▲ 42.2%€59k▲ 4.3%€72k▲ 23.1%
Net result€22k-€19k▼ 16.1%€32k▲ 72.6%€33k▲ 4.5%€45k▲ 35.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €49k€49kNet result 2021: €22k€22kOperating result 2022: €40k€40kNet result 2022: €19k€19kOperating result 2023: €56k€56kNet result 2023: €32k€32kOperating result 2024: €59k€59kNet result 2024: €33k€33kOperating result 2025: €72k€72kNet result 2025: €45k€45k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets €912k▼ 9.6%
Current assets €171k▲ 17.0%
Equity and liabilities €1.08M
Equity €356k▲ 14.6%
Debt €727k▼ 13.8%
The debt ratio falls from 73.1% to 67.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€129k
2024 · €110k
Cash flow
€102k
2024 · €85k
Solvency
32.8%
2024 · 26.9%
Current ratio
0.67
2024 · 0.53
Quick ratio
0.67
2024 · 0.53
Debt / equity
2.04
2024 · 2.72
ROE
12.8%
2024 · 10.8%
ROA
4.2%
2024 · 2.9%
Interest coverage
14.13
2024 · 9.91
Debt
€727k
2024 · €844k
Debt ≤ 1 year
€254k
2024 · €274k
Debt > 1 year
€454k
2024 · €544k
Income taxes
€18k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.15M€1.08M
Fixed assets21/28€1.01M€912k
Tangible fixed assets22/27€941k€900k
Land and buildings22€904k€867k
Plant, machinery and equipment23€6k€4k
Furniture and vehicles24€27k€26k
Other tangible fixed assets26€4k€3k
Financial fixed assets28€67k€12k
Current assets29/58€146k€171k
Amounts receivable within one year40/41€133k€127k
Trade receivables40€40k€45k
Other amounts receivable41€93k€82k
Cash at bank and in hand54/58€11k€43k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.08M
Equity10/15€310k€356k
Contributions10/11€19k€19k=
Reserves13€292k€337k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€290k€335k
Amounts payable17/49€844k€727k
Amounts payable after more than one year17€544k€454k
Financial debts170/4€537k€447k
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€274k€254k
Current portion of amounts payable after more than one year42€95k€90k
Trade debts44€33k€34k
Suppliers440/4€33k€34k
Advances received on contracts in progress46€37k€37k=
Taxes, remuneration and social security45€31k€20k
Taxes450/3€31k€20k
Other amounts payable47/48€78k€74k
Accrued charges and deferred income492/3€26k€19k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€57k
Other operating charges640/8€18k€16k
Gross operating margin9900€128k€145k
Operating profit (loss)9901€59k€72k
Financial income75/76B-€663
Recurring financial income75-€663
Financial charges65/66B€11k€9k
Recurring financial charges65€11k€9k
Profit (loss) for the period before taxes9903€48k€64k
Income taxes67/77€14k€18k
Profit (loss) for the period9904€33k€45k
Profit (loss) for the period to be appropriated9905€33k€45k
Appropriation of the result
Profit (loss) to be appropriated9906€33k€45k
Transfer to equity691/2€33k€45k
To other reserves6921€33k€45k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial Back to profitnet €49k
Net result €49k after one loss-making year.
31-12
Financial Equity above €200kEq €215k ▲29.4%
Equity rises from €166k to €215k.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
01-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tessenstraat 13000 Leuven
Ground area
840 m²
Building footprint
131 m²
Volume, LiDAR
2,493 m³
Parcel 24505F0967/00L000, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
MAURO
Tessenstraat 1, 3000 LeuvenNACE 65231
since 20012.100.064.252
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24505F0967/00L000 Flanders 840 m² 1 · 131 m² 22.5 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,750 companies in sector 96210 we hold annual accounts for 2,833. 963 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded26-09-2000
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.