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DEFCON

Active Private limited companyfounded 2004active for 22 yearsLange Schouwenstraat 4, 3520 ZonhovenKBO/BCE: BE 0865.774.587 #4 company by total assets in Zonhoven, Other services sector

Lifetime

20 annual accounts with figures on one time axis, 22 filings since 2004
peak €276,094 (2022)
€126,904▼ 4.2%
lowest -€11,827 (2018)
€27,894▼ 48.9%
peak €432,440 (2025)
€432,440▲ 6.9%
€822,202▼ 1.4%
peak 1.3 FTE (2013)
-not published
Board1 name since 2006
1 directorSCHOOFS Ruben
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Result from €54,558 to €27,894

Key points

from the 2025 annual accounts

Equity

€432,440 ▲ 6.9%

DEFCON has made a profit without a break since 2019.

Filings

22 annual accounts since 2004
AprilJune31 JulyOctober20102020

Eight of the last ten came late. The 2019 accounts came latest: 448 days after the end of the period.

Position in the sector

€432,440

More equity than 95% of companies in personal services. Sector median €15,244 · 5,767 companies.

Checked score

92
Excellent
Financially stronger than 53% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.2%▼ -0.3 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

59+2equity 33.6% of total assets
51+1short-term debt 16.5% · cash 4.3%
71-3return on assets 2.2%

Score breakdown

raises risk
1 of the last 3 accounts late
Liquidity: current ratio 0.31, cash €55,547
lowers risk
Size: total assets €1.3m
Founded in 2004
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 56% of them on solvency, 53% on liquidity, 52% on profitability and 53% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as DEFCON has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DEFCON itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for DEFCON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.31 (0.31 in 2024), below 1. Short-term debt is 16.5% and cash 4.3% of total assets. 66.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.31, cash €55,547
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
38 days early
2023
48 days late
2022
66 days late
2021
68 days late
2020
107 days late
2019
448 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 94 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 87 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SR
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0865774587
New director SCHOOFS Ruben appointed, SCHOOFS Ruben resigned · Permanent representative: SCHOOFS Ruben · “Zoals vermeld in de agenda” (deed in Dutch) · General meeting of 16-09-2024 · Gazette deed
First establishment Lange Schouwenstraat 4, Zonhoven
Incorporation published on 23-06-2004 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
DEFCON Zonhoven €1.3m €126,904 33.6% -
MAURO Leuven €1.1m €145,219 32.8% -
KIMLI Antwerp €1.0m €193,838 13.6% -
VILO Izegem €1.1m €84,709 6.1% 0
GUILLAUME'S VOGUE Londerzeel €0.9m €79,460 25.2% -
KEDIN Linter €0.7m €147,908 10.8% -
Haarwerken J. Smedts Boom €0.8m €123,064 47.7% -

These companies have the same main activity as DEFCON: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €732,000 and €1.1m, founded between 1998 and 2007.

Official details

Source: KBO
Status
Active since 15-06-2004Normal situation
Activity
Hairdressing and barber servicesNACE 96210and 4 others
Establishment unit
2.360.365.7323520 Zonhoven, since 15-05-2024
Financial year end
31 December
Peppol
Reachable since 12-12-2024
Company details

Annual accounts 2025

≈ €230,000estimated
€1.3m▲ 1.2%
≈ 0 FTEestimated
Filing
Filed on 22-06-2026, 39 days before the end of the filing period
Financials

Insights on DEFCON

DEFCON files the micro format. That format states no turnover. The gross margin rose from €38,973 in 2006 to €126,904 in 2025.

The balance sheet grew most from 2021 to 2022 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DEFCON

What is the company number of DEFCON?
The company number of DEFCON is 0865.774.587. The VAT number is the same number with BE in front: BE 0865.774.587.
Where is DEFCON based?
The registered office is at Lange Schouwenstraat 4, 3520 Zonhoven.Company details
What does DEFCON do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of DEFCON?
DEFCON is a private limited company (BV).
When was DEFCON founded?
DEFCON was founded on 15-06-2004.
Is DEFCON still active?
Yes, DEFCON is an active enterprise in the KBO register.
What is the turnover of DEFCON?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €126,904 and 38 comparable companies (NACE 96). It probably lies between €170,000 and €260,000.Financials
Is DEFCON profitable?
In financial year 2025, DEFCON made a profit of €27,894.
Where can I find the annual accounts of DEFCON?
DEFCON filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DEFCON due?
DEFCON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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