MATTO
ActiveThe computed 12-month bankruptcy probability of MATTO is 2.0% (moderate). The 2025 annual accounts show equity of €231k and a net result of €226k. Its solvency ranks better than 74% of 13204 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 1.83; short-term debt: 41.4% and cash: 13.7% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
57.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€231k
Total assets
€394k
Net result
€226k
Working capital
€135k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €394k
Fixed assets
€96k
Current assets
€298k
Equity and liabilities €394k
Equity
€231k
Debt
€163k
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€300k
Cash flow
€238k
Solvency
58.6%
Current ratio
1.83
Quick ratio
1.74
Debt / equity
0.71
ROE
97.8%
ROA
57.3%
Interest coverage
1650.83
Debt
€163k
Debt ≤ 1 year
€163k
Income taxes
€68k
Staff costs
€239k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€394k
Fixed assets21/28€96k
Intangible fixed assets21€20k
Tangible fixed assets22/27€51k
Plant, machinery and equipment23€29k
Other tangible fixed assets26€22k
Financial fixed assets28€24k
Current assets29/58€298k
Stocks and contracts in progress3€15k
Stocks30/36€15k
Amounts receivable within one year40/41€229k
Trade receivables40€6k
Other amounts receivable41€223k
Current investments50/53€28
Cash at bank and in hand54/58€54k
Equity and liabilities
Total equity and liabilities10/49€394k
Equity10/15€231k
Contributions10/11€5k
Profit (loss) carried forward14€226k
Amounts payable17/49€163k
Amounts payable within one year42/48€163k
Trade debts44€55k
Suppliers440/4€55k
Taxes, remuneration and social security45€109k
Taxes450/3€80k
Remuneration and social security454/9€28k
Income statement
Code2025
Remuneration, social security and pensions62€239k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€12k
Gross operating margin9900€551k
Operating profit (loss)9901€288k
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€182
Recurring financial charges65€182
Profit (loss) for the period before taxes9903€294k
Income taxes67/77€68k
Profit (loss) for the period9904€226k
Profit (loss) for the period to be appropriated9905€226k
Appropriation of the result
Profit (loss) to be appropriated9906€226k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 742300 TurnhoutGround area
868 m²
Building footprint
285 m²
Volume, LiDAR
2,270 m³
Parcel 13454Q0407/00B000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MATTO
since 20242.366.417.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454Q0407/00B000 | Flanders | 868 m² | 1 · 285 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.366.417.839
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 8,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.