MATTIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €207k and a net result of €3k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 1463 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-10-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
10 d early
2023
1 d early
2022
5 d early
2021
30 d late
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€207k▲ 1.7%
2024 · €204k
2019: €271k
2020: €258k
2021: €249k
2022: €221k
2023: €208k
2024: €204k
2019 → 2025
Net result
€3k
2024 · €-5k
2019: €-13k
2020: €-13k
2021: €-14k
2022: €-14k
2023: €-12k
2024: €-5k
2019 → 2025
Total assets
€283k▼ 10.0%
2024 · €315k
2019: €324k
2020: €321k
2021: €312k
2022: €306k
2023: €320k
2024: €315k
2019 → 2025
Solvency
73.1%▲ 8.4pp
2024 · 64.7%
2019: 83.6%
2020: 80.2%
2021: 79.7%
2022: 72.0%
2023: 65.1%
2024: 64.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€221k▼ 11.5%€208k▼ 5.6%€204k▼ 2.2%€207k▲ 1.7%
Operating result€-13k-€-12k▲ 7.5%€-10k▲ 15.7%€-2k▲ 77.7%€-570▲ 74.8%
Net result€-14k-€-14k▼ 1.9%€-12k▲ 14.2%€-5k▲ 62.8%€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €570 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€241k▼ 1.6%
Current assets
€42k▼ 39.6%
Equity and liabilities €283k
Equity
€207k▲ 1.7%
Debt
€76k▼ 31.4%
The debt ratio falls from 35.3% to 26.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
73.1%▲
2024 · 64.7%
ROE
1.6%▲
2024 · -2.3%
ROA
1.2%▲
2024 · -1.5%
Debt
€76k▼
2024 · €111k
Debt ≤ 1 year
€76k▼
2024 · €111k
Income taxes
€484▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€283k▼
Fixed assets21/28€245k€241k▼
Tangible fixed assets22/27€163k€159k▼
Land and buildings22€156k€150k▼
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€100€0▼
Financial fixed assets28€83k€83k=
Current assets29/58€69k€42k▼
Amounts receivable within one year40/41€16k€16k▲
Other amounts receivable41€16k€16k▲
Cash at bank and in hand54/58€52k€24k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€315k€283k▼
Equity10/15€204k€207k▲
Contributions10/11€19k€19k=
Reserves13€185k€188k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€185k€188k▲
Amounts payable17/49€111k€76k▼
Amounts payable within one year42/48€111k€76k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€108k€73k▼
Accrued charges and deferred income492/3€348€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€9k€12k▲
Operating profit (loss)9901€-2k€-570▲
Financial income75/76B€0€7k▲
Recurring financial income75€0€7k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-4k€4k▲
Income taxes67/77€140€484▲
Profit (loss) for the period9904€-5k€3k▲
Profit (loss) for the period to be appropriated9905€-5k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€3k▲
Transfer from equity791/2€5k€0▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €3k
Net result €3k after 6 loss-making years.
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat 101790 AffligemGround area
477 m²
Building footprint
153 m²
Volume, LiDAR
891 m³
Parcel 23085A0504/00G000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Driesstraat 10, 1790 Affligem
since 20022.095.600.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23085A0504/00G000 | Flanders | 477 m² | 1 · 153 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Burapa Invest & Consult
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MALHERBE SOCIETE DE GESTION
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THOM HENDRICKX
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Geel · Eq €204k
Of 1,511 companies in sector 66199 we hold annual accounts for 917. 641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2001
Fiscal year end31-03
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.