MATTINVEST
ActiveSummary
MATTINVEST has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €723k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 47% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-9
Solvency75▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.12 in 2024; short-term debt: 10.2% and cash: 0.6% of total assets), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
26 d late
2022
16 d late
2021
on the day
2020
12 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k
2024 · €21k
2019: €24k
2020: €9k
2021: €87k
2022: €-28k
2023: €-26k
2024: €21k
2019 → 2025
Working capital
€-7k
2024 · €11k
2019: €57k
2020: €186k
2021: €142k
2022: €172k
2023: €32k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€759k-€731k▼ 3.7%€705k▼ 3.6%€726k▲ 3.0%€723k▼ 0.4%
Operating result€129k-€61k▼ 52.5%€-21k€37k€8k▼ 78.6%
Net result€87k-€-28k€-26k▲ 6.4%€21k€-3k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€1.30M ▼ 0.5%
Current assets
€140k ▲ 29.7%
Equity and liabilities €1.44M
Equity
€723k ▼ 0.4%
Debt
€716k ▲ 4.1%
Debt's share of the balance-sheet total rises from 48.7% to 49.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €61k
Cash flow
€21k▼
2024 · €45k
Current ratio
0.95▼
2024 · 1.12
Debt to equity
0.99▲
2024 · 0.95
ROE
-0.4%▼
2024 · 2.9%
ROA
-0.2%▼
2024 · 1.5%
Interest coverage
3.04▼
2024 · 3.84
Debt ≤ 1 year
€146k▲
2024 · €97k
Debt > 1 year
€550k▼
2024 · €576k
Staff costs
€40k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.44M▲
Fixed assets21/28€1.31M€1.30M▼
Tangible fixed assets22/27€346k€339k▼
Land and buildings22€340k€332k▼
Furniture and vehicles24€3k€5k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€960k€960k=
Current assets29/58€108k€140k▲
Amounts receivable within one year40/41€96k€130k▲
Trade receivables40€78k€130k▲
Other amounts receivable41€18k€92▼
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€2k€961▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.44M▲
Equity10/15€726k€723k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€705k€703k▼
Amounts payable17/49€688k€716k▲
Amounts payable after more than one year17€576k€550k▼
Financial debts170/4€145k€111k▼
Other amounts payable178/9€431k€439k▲
Amounts payable within one year42/48€97k€146k▲
Current portion of amounts payable after more than one year42€33k€33k▲
Trade debts44€54k€60k▲
Suppliers440/4€54k€60k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48-€43k
Accrued charges and deferred income492/3€16k€20k▲
Income statement
Code20242025
Remuneration, social security and pensions62€32k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€63-
Gross operating margin9900€96k€76k▼
Operating profit (loss)9901€37k€8k▼
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€16k€11k▼
Recurring financial charges65€16k€11k▼
Profit (loss) for the period before taxes9903€21k€-3k▼
Income taxes67/77€27-
Profit (loss) for the period9904€21k€-3k▼
Profit (loss) for the period to be appropriated9905€21k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€705k€703k▼
Profit (loss) brought forward from the previous period14P€684k€705k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-06
Financial
Weakest financial yearnet €-28k ▼132%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €87k ▲880%
Operating result €129k, net result €87k, both a record.
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
30-06
Financial
Liquidity quadruplescurrent ratio 6.14
Current ratio from 1.60 to 6.14; short-term debt falls from €95k to €36k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 4 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boondaalse Steenweg 4631050 ElseneGround area
1,139 m²
Building footprint
571 m²
Volume, LiDAR
3,919 m³
2 parcels, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MATT INVEST
since 20052.147.139.837
MATTINVEST
since 20092.180.083.512
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0263/00N000 | Brussels | 601 m² | 1 · 208 m² | 17.4 m · 5 fl. |
| 21002A0051/00Z005 | Brussels | 538 m² | 1 · 363 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2005
Fiscal year end30-06
Activities, NACEBEL 2025
73200Market research and public opinion polling
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.