Mattax Accounting Charleroi
ActiveSummary
Mattax Accounting Charleroi has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €19k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 50% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+11
Solvency58▲+23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 1.0 against 0.83 in 2024; short-term debt: 67.1% and cash: 29.8% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
18.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
30 d late
2023
31 d late
2022
32 d early
2021
36 d early
2020
30 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19k▲ 23.4%
2024 · €16k
2018: €28k
2019: €23k
2020: €33k
2021: €47k
2022: €75k
2023: €-16k
2024: €16k
2018 → 2025
Working capital
€-270▲ 98.9%
2024 · €-24k
2018: €138k
2019: €164k
2020: €196k
2021: €243k
2022: €292k
2023: €203k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€323k▲ 30.0%€235k▼ 27.1%€15k▼ 93.4%€35k▲ 125%
Operating result€70k-€110k▲ 57.9%€-16k€18k€27k▲ 51.8%
Net result€47k-€75k▲ 59.1%€-16k€16k€19k▲ 23.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€35k ▼ 11.5%
Current assets
€71k ▼ 40.2%
Equity and liabilities €106k
Equity
€35k ▲ 125%
Debt
€71k ▼ 50.2%
Debt's share of the balance-sheet total falls from 90.2% to 67.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €24k
Cash flow
€24k▲
2024 · €22k
Current ratio
1.00▲
2024 · 0.83
Debt to equity
2.03▼
2024 · 9.21
ROE
55.6%▼
2024 · 101.6%
ROA
18.3%▲
2024 · 10.0%
Interest coverage
170.62▲
2024 · 135.29
Debt ≤ 1 year
€71k▼
2024 · €142k
Income taxes
€7k▲
2024 · €3k
Staff costs
€38k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€158k€106k▼
Formation expenses20€0-
Fixed assets21/28€40k€35k▼
Intangible fixed assets21€35k€31k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€177€5▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€118k€71k▼
Amounts receivable within one year40/41€75k€35k▼
Trade receivables40€28k€34k▲
Other amounts receivable41€47k€336▼
Current investments50/53€8k€633▼
Cash at bank and in hand54/58€35k€32k▼
Deferred charges and accrued income490/1€978€4k▲
Equity and liabilities
Total equity and liabilities10/49€158k€106k▼
Equity10/15€15k€35k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0-
Profit (loss) carried forward14€1k€21k▲
Amounts payable17/49€142k€71k▼
Amounts payable within one year42/48€142k€71k▼
Trade debts44€37k€41k▲
Suppliers440/4€37k€41k▲
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€565€5k▲
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€100k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€32k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€0▼
Other operating charges640/8€1k€400▼
Gross operating margin9900€64k€70k▲
Operating profit (loss)9901€18k€27k▲
Financial income75/76B€1k€66▼
Recurring financial income75€1k€66▼
Financial charges65/66B€174€183▲
Recurring financial charges65€174€183▲
Profit (loss) for the period before taxes9903€19k€27k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€21k▲
Profit (loss) brought forward from the previous period14P€-15k€1k▲
Transfer from equity791/2€236k€0▼
Profit to be distributed694/7€236k€0▼
Return on contributions (dividend)694€236k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-16k ▼121%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €75k ▲59.1%
Operating result €110k, net result €75k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €202k ▲19.3%
3 profitable years in a row build equity to €202k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €169k ▲16%
2 profitable years in a row build equity to €169k.
Show earlier events
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin,Dion-V. 311325 Chaumont-GistouxGround area
4,994 m²
Building footprint
200 m²
Volume, LiDAR
919 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Mattax Accounting Charleroi
since 20072.257.870.285
Avenue du Petit Roeulx 1, 7181 Seneffe
since 20262.384.684.721
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0425/00D000 | Wallonia | 4,248 m² | 1 · 149 m² | 7.1 m · 2 fl. |
| 52003C0131/00M000 | Wallonia | 746 m² | 1 · 51 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0784.437.317
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Axxon Accountants
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FIDUCIAIRE HOLEMANS
BE 0464.329.694
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SOLRE FISCO
BE 0839.978.428
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Abbreviation FR
Mattax Charleroi
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.