MATOSS, NEUF ET OCCASION
ActiveSummary
MATOSS, NEUF ET OCCASION has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €5k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-11
Solvency83▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 2.73 in 2024; short-term debt: 35.4% and cash: 20.1% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
20 d late
2023
30 d late
2022
1 d early
2021
7 d early
2020
21 d early
2019
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€382k▲ 1.3%
2024 · €377k
2018: €282k
2019: €283k
2020: €345k
2021: €452k
2022: €384k
2023: €362k
2024: €377k
2018 → 2025
Total assets
€660k▲ 3.9%
2024 · €635k
2018: €437k
2019: €417k
2020: €510k
2021: €629k
2022: €785k
2023: €609k
2024: €635k
2018 → 2025
Net result
€5k▼ 92.6%
2024 · €64k
2018: €5k
2019: €8k
2020: €62k
2021: €107k
2022: €32k
2023: €-22k
2024: €64k
2018 → 2025
Working capital
€350k▼ 3.7%
2024 · €363k
2018: €280k
2019: €298k
2020: €371k
2021: €491k
2022: €413k
2023: €340k
2024: €363k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€384k▼ 15.0%€362k▼ 5.7%€377k▲ 4.0%€382k▲ 1.3%
Operating result€142k-€46k▼ 67.7%€-18k€89k€10k▼ 88.6%
Net result€107k-€32k▼ 70.0%€-22k€64k€5k▼ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €660k
Fixed assets
€77k ▲ 21.6%
Current assets
€584k ▲ 2.0%
Equity and liabilities €660k
Equity
€382k ▲ 1.3%
Provisions
€45k ▼ 0.4%
Debt
€234k ▲ 9.5%
Debt's share of the balance-sheet total rises from 33.6% to 35.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €105k
Cash flow
€28k▼
2024 · €80k
Current ratio
2.49▼
2024 · 2.73
Quick ratio
0.98▼
2024 · 1.39
Debt to equity
0.61▲
2024 · 0.57
ROE
1.3%▼
2024 · 17.1%
ROA
0.7%▼
2024 · 10.1%
Interest coverage
10.41▼
2024 · 22.57
Debt ≤ 1 year
€234k▲
2024 · €209k
Income taxes
€4k▼
2024 · €24k
Staff costs
€184k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€635k€660k▲
Fixed assets21/28€63k€77k▲
Tangible fixed assets22/27€63k€77k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€11k€32k▲
Other tangible fixed assets26€45k€40k▼
Financial fixed assets28€122€122=
Current assets29/58€572k€584k▲
Stocks and contracts in progress3€280k€355k▲
Stocks30/36€280k€355k▲
Amounts receivable within one year40/41€109k€96k▼
Trade receivables40€109k€91k▼
Other amounts receivable41€163€5k▲
Cash at bank and in hand54/58€183k€133k▼
Equity and liabilities
Total equity and liabilities10/49€635k€660k▲
Equity10/15€377k€382k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€343k€348k▲
Provisions and deferred taxes16€45k€45k▼
Provisions for liabilities and charges160/5€45k€45k▼
Other liabilities and charges164/5€45k€45k▼
Amounts payable17/49€214k€234k▲
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€209k€234k▲
Financial debts43€7k€4k▼
Credit institutions430/8€7k€4k▼
Trade debts44€70k€121k▲
Suppliers440/4€70k€121k▲
Advances received on contracts in progress46€29k€49k▲
Taxes, remuneration and social security45€53k€60k▲
Taxes450/3€34k€40k▲
Remuneration and social security454/9€19k€20k▲
Other amounts payable47/48€50k-
Income statement
Code20242025
Remuneration, social security and pensions62€179k€184k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€2k-
Other operating charges640/8€6k€5k▼
Gross operating margin9900€292k€222k▼
Operating profit (loss)9901€89k€10k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€89k€9k▼
Income taxes67/77€24k€4k▼
Profit (loss) for the period9904€64k€5k▼
Profit (loss) for the period to be appropriated9905€64k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€393k€348k▼
Profit (loss) brought forward from the previous period14P€329k€343k▲
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-22k ▼168%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €107k ▲73.3%
Operating result €142k, net result €107k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Boncelles 214102 SeraingGround area
34 m²
Building footprint
31 m²
Volume, LiDAR
66 m³
Parcel 62342B0589/00D005, Wallonia · tallest building 2.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MATOSS NEUF ET OCCASION
since 19962.079.154.319
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62342B0589/00D005indicative | Wallonia | 34 m² | 1 · 31 m² | 2.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L. Rochette
BE 0414.100.027
Herent · Eq €382,400
KARMEN
BE 0597.881.373
Lanaken · Eq €380,133
ELECTRO VAN ASBROECK
BE 0883.950.112
Roosdaal · Eq €378,584
ROSOLEC
BE 0459.219.378
Tournai · Eq €375,322
Ets M. HOUGARDY
BE 0422.797.561
Wavre · Eq €375,317
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
47540Retail sale of electrical household appliances
46841Wholesale trade
47553Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.