MATINIC
ActiveMATINIC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €19k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 83% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+9
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.45 against 1.79 in 2023), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-04-2025, 119 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d early
2023
44 d early
2022
42 d early
2021
30 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 28.6%
2023 · €65k
2018: €32k
2019: €36k
2020: €75k
2021: €65k
2022: €65k
2023: €65k
2018 → 2024
Total assets
€97k▼ 25.1%
2023 · €129k
2018: €51k
2019: €54k
2020: €80k
2021: €111k
2022: €121k
2023: €129k
2018 → 2024
Net result
€19k▼ 62.8%
2023 · €50k
2018: €25k
2019: €3k
2020: €40k
2021: €25k
2022: €33k
2023: €50k
2018 → 2024
Working capital
€67k▲ 33.0%
2023 · €51k
2018: €25k
2019: €22k
2020: €65k
2021: €94k
2022: €59k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€65k▼ 13.4%€65k=€65k=€84k▲ 28.6%
Operating result€61k-€39k▼ 36.6%€40k▲ 3.7%€63k▲ 57.2%€26k▼ 59.5%
Net result€40k-€25k▼ 37.3%€33k▲ 32.0%€50k▲ 53.4%€19k▼ 62.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €97k
Fixed assets
€17k▲ 14.4%
Current assets
€79k▼ 30.4%
Equity and liabilities €97k
Equity
€84k▲ 28.6%
Debt
€13k▼ 79.9%
The debt ratio falls from 49.5% to 13.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€29k▼
2023 · €65k
Cash flow
€22k▼
2023 · €52k
Solvency
86.7%▲
2023 · 50.5%
Current ratio
6.45▲
2023 · 1.79
Quick ratio
6.45▲
2023 · 1.79
Debt / equity
0.15▼
2023 · 0.98
ROE
22.2%▼
2023 · 76.8%
ROA
19.3%▼
2023 · 38.8%
Interest coverage
50.23▼
2023 · 82.00
Debt
€13k▼
2023 · €64k
Debt ≤ 1 year
€12k▼
2023 · €64k
Income taxes
€8k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€129k€97k▼
Fixed assets21/28€15k€17k▲
Tangible fixed assets22/27€15k€17k▲
Furniture and vehicles24€6k€9k▲
Other tangible fixed assets26€10k€8k▼
Current assets29/58€114k€79k▼
Amounts receivable within one year40/41€49k€47k▼
Trade receivables40€25k€23k▼
Other amounts receivable41€24k€25k▲
Cash at bank and in hand54/58€65k€32k▼
Equity and liabilities
Total equity and liabilities10/49€129k€97k▼
Equity10/15€65k€84k▲
Contributions10/11€6k€6k=
Reserves13€59k€78k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€59k€78k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€64k€13k▼
Amounts payable within one year42/48€64k€12k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€50k€0▼
Accrued charges and deferred income492/3€384€542▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€834▼
Non-recurring operating charges66A-€211
Gross operating margin9900€66k€30k▼
Operating profit (loss)9901€63k€26k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€787€578▼
Recurring financial charges65€787€578▼
Profit (loss) for the period before taxes9903€64k€27k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€50k€19k▼
Profit (loss) for the period to be appropriated9905€50k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€19k▼
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 6.45
Current ratio from 1.79 to 6.45; short-term debt falls from €64k to €12k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲53.4%
Operating result €63k, net result €50k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Liquidity times 7current ratio 15.71
Current ratio from 2.22 to 15.71; short-term debt falls from €18k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼86%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan(MEL) 1289120 Beveren-Kruibeke-ZwijndrechtGround area
919 m²
Building footprint
202 m²
Volume, LiDAR
897 m³
Parcel 46016E0023/00G000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MATINIC
since 20042.136.635.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016E0023/00G000 | Flanders | 919 m² | 1 · 202 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SD Co
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Kautz.io
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LEMCONSULTING
BE 0798.522.410
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AYZO.DEV
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MS-CO
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72210
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.