eFrog
ActiveeFrog has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €18k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency63▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.64 in 2024; short-term debt: 28.9% and cash: 4.6% of total assets), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
11.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
33 d early
2023
36 d early
2022
3 d early
2021
2 d early
2020
1 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 19.4%
2024 · €53k
2018: €41k
2019: €49k
2020: €48k
2021: €37k
2022: €26k
2023: €44k
2024: €53k
2018 → 2025
Total assets
€165k▼ 8.8%
2024 · €180k
2018: €213k
2019: €198k
2020: €177k
2021: €194k
2022: €159k
2023: €190k
2024: €180k
2018 → 2025
Net result
€18k▼ 3.9%
2024 · €19k
2018: €5k
2019: €10k
2020: €-2k
2021: €7k
2022: €5k
2023: €24k
2024: €19k
2018 → 2025
Working capital
€41k▲ 27.2%
2024 · €32k
2018: €28k
2019: €36k
2020: €40k
2021: €24k
2022: €16k
2023: €23k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€26k▼ 28.9%€44k▲ 65.7%€53k▲ 20.9%€63k▲ 19.4%
Operating result€10k-€9k▼ 11.0%€37k▲ 313%€33k▼ 10.6%€29k▼ 11.4%
Net result€7k-€5k▼ 26.1%€24k▲ 392%€19k▼ 21.3%€18k▼ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€76k▼ 22.3%
Current assets
€89k▲ 7.1%
Equity and liabilities €165k
Equity
€63k▲ 19.4%
Provisions
€923▼ 27.8%
Debt
€101k▼ 20.3%
The debt ratio falls from 70.1% to 61.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €58k
Cash flow
€45k▲
2024 · €44k
Solvency
38.2%▲
2024 · 29.1%
Current ratio
1.87▲
2024 · 1.64
Quick ratio
1.87▲
2024 · 1.64
Debt / equity
1.61▼
2024 · 2.41
ROE
29.2%▼
2024 · 36.2%
ROA
11.1%▲
2024 · 10.6%
Interest coverage
12.73▲
2024 · 9.32
Debt
€101k▼
2024 · €127k
Debt ≤ 1 year
€48k▼
2024 · €51k
Debt > 1 year
€53k▼
2024 · €76k
Income taxes
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€165k▼
Fixed assets21/28€97k€76k▼
Tangible fixed assets22/27€97k€76k▼
Land and buildings22€53k€43k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€694€3k▲
Leasing and similar rights25€40k€27k▼
Current assets29/58€83k€89k▲
Amounts receivable within one year40/41€74k€78k▲
Trade receivables40€35k€35k=
Other amounts receivable41€39k€43k▲
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€180k€165k▼
Equity10/15€53k€63k▲
Contributions10/11€6k€6k=
Reserves13€46k€57k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€4k▼
Distributable reserves133€41k€53k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€1k€923▼
Deferred taxes168€1k€923▼
Amounts payable17/49€127k€101k▼
Amounts payable after more than one year17€76k€53k▼
Financial debts170/4€76k€53k▼
Amounts payable within one year42/48€51k€48k▼
Current portion of amounts payable after more than one year42€23k€23k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€10k€8k▼
Accrued charges and deferred income492/3€384€395▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€61k€59k▼
Operating profit (loss)9901€33k€29k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€28k€27k▼
Transfer from deferred taxes780€428€356▼
Transfer to deferred taxes680€0-
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€19k€18k▼
Transfer from tax-exempt reserves789€2k€1k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€21k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€20k▼
Transfer from equity791/2€8k€6k▼
Transfer to equity691/2€19k€18k▼
To other reserves6921€19k€18k▼
Profit to be distributed694/7€10k€8k▼
Return on contributions (dividend)694€10k€8k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €24k ▲392%
Operating result €37k, net result €24k, both a record.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-2k ▼119%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 468810 LichterveldeGround area
744 m²
Building footprint
104 m²
Volume, LiDAR
773 m³
Parcel 36011A0456/00S000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
eFrog
since 20092.181.149.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011A0456/00S000 | Flanders | 744 m² | 1 · 104 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0480.003.015
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BE 0790.288.989
Sint-Lambrechts-Woluwe · Eq €63k
GVX CONSULTANCY
BE 1019.631.732
Sint-Gillis-Waas · Eq €63k
BLE
BE 1012.045.243
Heers · Eq €63k
VDS CONSULTORIA
BE 0896.505.771
Bonheiden · Eq €63k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2009
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.