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Complete company report
Generated 15-07-2026
Active BE 0802.768.238Private limited company

MATIL

Armand Maclotlaan 14 ·3600 Genk, Belgium· 3 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of MATIL is 6.0% (elevated). The 2025 annual accounts show negative equity (€-7k) and a net result of €-18k. Its solvency ranks better than 23% of 1063 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-7k
Net result €-18k
Staff (FTE) 6.6
Better than sector 23%
Snowflake analysis 5 axes · computed by Checked
Health40Profitability100Solvency46Growth32Stability94
62 / 100

Strong profile, led by profitability.

Health 40
Profitability 100
Solvency 46
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.0% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
40 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · micro
€-20k€-15k€-10k€-5k€0Operating result 2024: €-9k€-9kNet result 2024: €-9k€-9kOperating result 2025: €-13k€-13kNet result 2025: €-18k€-18k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -3.0% 25.8%
better than 23% of 1063 sector peers
Net result €-18k €7k
better than 13% of 1064 sector peers
Equity €-7k €23k
better than 19% of 1066 sector peers
Gross operating margin €31k €65k
better than 32% of 1060 sector peers
Staff costs €18k €52k
higher than 27% of 775 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€11k
- +13% vs sector
Net profit
€-18k
-97.0% far below sector median
Cash flow
€7k
- -19% vs sector
Total assets
€227k
+338.6% +188% vs sector
Equity
€-7k
- far below sector median
Working capital
€2k
- -87% vs sector
Employees (FTE)
7
- +230% vs sector
Staff costs
€18k
- -17% vs sector
Debt
€234k
+473.1% far above sector median
Debt ≤ 1y
€41k
+0.4% +73% vs sector
Debt > 1y
€193k
- far above sector median
Current ratio
1.06
+8.4% -44% vs sector
Quick ratio
0.77
-11.3% -52% vs sector
Solvency
-3.0%
- far below sector median
Debt / equity
-33.86
- far below sector median
ROE
258.3%
- far above sector median
ROA
-7.9%
+55.1% far below sector median
Interest coverage
2.47
- -13% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€11k
Net profit€-18k
Cash flow€7k
Staff costs€18k
Income taxes-
Dividends-
Total assets€227k
Equity€-7k
Debt€234k
of which ≤ 1y€41k
of which > 1y€193k
Working capital€2k
Employees (FTE)6.6
Ratios (computed)
2025
Current ratio1.06
Quick ratio0.77
Working capital ratio1.1%
Solvency-3.0%
Debt / equity-33.86
Long-term debt ratio-27.92
Interest coverage2.47
Gross margin-
Net margin-
ROA-7.9%
ROE258.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€227k
Fixed assets 21/28€184k
Tangible fixed assets 22/27€184k
Current assets 29/58€43k
Stocks & contracts in progress 3€12k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€227k
Equity 10/15€-7k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-27k
Amounts payable 17/49€234k
Amounts payable after one year 17€193k
Amounts payable within one year 42/48€41k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€31k
Operating result 9901€-13k
Financial income 75€18
Financial charges 65€4k
Result before taxes 9903€-18k
Net result for the period 9904€-18k
Result to be appropriated 9905€-18k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation15-06-2023
StatusActive
Postal code3600
Establishment units 1 location
MATIL
Hoogzij 7, 3600 GenkEetgelegenheden met volledige bediening
since 20232.346.400.702
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71303C0771/00R000 Flanders 7,896 m² 1 · 302 m² 10.2 m · 1 fl.
71016I1302/00H000 Flanders 788 m² 1 · 183 m² 3.2 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
25-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
28-02-2025
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
28-02-2025 5 directors appointed Director changes
  • Umi Cuypers, Bestuurder
  • Myriam Goemans, Bestuurder
  • Ine Olaerts, Bestuurder
  • Leon Cuypers, Bestuurder
  • Christiana Van Genechten, Bestuurder
Technical details 
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  "act_meta": {
    "language": "mixed",
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL MATIL
Registered office
Armand Maclotlaan 14
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative