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Matière en Main

Active
Private limited companyfounded 20233 yrs activeRue Gentilsart 2, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0798.533.197
Summary

Matière en Main has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €26k. Its solvency ranks better than 85% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+4
Growth78
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 5.31 against 1.6 in 2023; short-term debt: 14.4% and cash: 74% of total assets), and 14.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
57 d early
2023
33 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€53k▲ 97.8%
2023 · €27k
2023: €27k
2023 → 2024
Total assets
€62k▲ 64.5%
2023 · €38k
2023: €38k
2023 → 2024
Net result
€26k▲ 55.8%
2023 · €17k
2023: €17k
2023 → 2024
Working capital
€39k▲ 494%
2023 · €6k
2023: €6k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20232024Trend
Equity€27k-€53k▲ 97.8%
Operating result€22k-€34k▲ 56.0%
Net result€17k-€26k▲ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2023: €22k€22kNet result 2023: €17k€17kOperating result 2024: €34k€34kNet result 2024: €26k€26k20232024€0€10k€20k€30kOperating result 2023: €22k€22kNet result 2023: €17k€17kOperating result 2024: €34k€34kNet result 2024: €26k€26k20232024
The operating result rises in 2024; 2024 is 56% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets €15k ▼ 28.4%
Current assets €48k ▲ 173%
Equity and liabilities €62k
Equity €53k ▲ 97.8%
Debt €9k ▼ 17.7%
Debt's share of the balance-sheet total falls from 28.8% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€40k
2023 · €25k
Cash flow
€33k
2023 · €21k
Current ratio
5.31
2023 · 1.60
Debt to equity
0.17
2023 · 0.40
ROE
49.5%
2023 · 62.8%
ROA
42.3%
2023 · 44.7%
Interest coverage
683.87
2023 · 422.01
Debt ≤ 1 year
€9k
2023 · €11k
Income taxes
€7k
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€38k€62k
Fixed assets21/28€20k€15k
Tangible fixed assets22/27€20k€15k
Plant, machinery and equipment23€137€462
Furniture and vehicles24€20k€14k
Current assets29/58€17k€48k
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€15k€46k
Deferred charges and accrued income490/1€2k€110
Equity and liabilities
Total equity and liabilities10/49€38k€62k
Equity10/15€27k€53k
Contributions10/11€10k€10k=
Reserves13€17k€43k
Distributable reserves133€17k€43k
Amounts payable17/49€11k€9k
Amounts payable within one year42/48€11k€9k
Trade debts44€702€1k
Suppliers440/4€702€1k
Taxes, remuneration and social security45€10k€8k
Taxes450/3€10k€8k
Other amounts payable47/48€439€3
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k
Other operating charges640/8€352€842
Gross operating margin9900€26k€41k
Operating profit (loss)9901€22k€34k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€60€59
Recurring financial charges65€60€59
Profit (loss) for the period before taxes9903€22k€34k
Income taxes67/77€5k€7k
Profit (loss) for the period9904€17k€26k
Profit (loss) for the period to be appropriated9905€17k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€26k
Transfer to equity691/2€17k€26k
To other reserves6921€17k€26k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 5.31
Current ratio from 1.60 to 5.31; short-term debt falls from €11k to €9k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Gentilsart 21325 Chaumont-Gistoux
Ground area
1.9 ha
Building footprint
423 m²
Volume, LiDAR
2,976 m³
Parcel 25018D0515/00D000, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Matière en Main
Rue Gentilsart 2, 1325 Chaumont-GistouxConstruction of residential and non-residential buildings
since 20232.342.507.537
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25018D0515/00D000 Wallonia 1.9 ha 1 · 423 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-02-2023
Fiscal year end31-12
Abbreviation FR MeM
Activities, NACEBEL 2025
71111Activities of building architects
41001General construction of residential buildings
46130Agents in the wholesale of timber and building materials
71112Activities of interior architects
71113Urban planning and landscape architecture
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.