AUM Architecture
ActiveAUM Architecture has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €786. Its solvency ranks better than 44% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-79
Solvency73▲+3
Growth52
Track record82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.76 in 2024; short-term debt: 51.5% and cash: 0% of total assets), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 3.0%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€56k▼ 4.9%
2024 · €59k
2024: €59k
2024 → 2025
Net result
€786▼ 97.7%
2024 · €34k
2024: €34k
2024 → 2025
Working capital
€26k▲ 6.4%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€27k▲ 3.0%
Operating result€41k-€-983
Net result€34k-€786▼ 97.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €983 after €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€784▼ 48.5%
Current assets
€55k▼ 3.6%
Equity and liabilities €56k
Equity
€27k▲ 3.0%
Debt
€29k▼ 11.2%
The debt ratio falls from 55.2% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-190▼
2024 · €44k
Cash flow
€2k▼
2024 · €37k
Solvency
48.5%▲
2024 · 44.8%
Current ratio
1.91▲
2024 · 1.76
Quick ratio
1.91▲
2024 · 1.76
Debt / equity
1.06▼
2024 · 1.23
ROE
2.9%▼
2024 · 130.4%
ROA
1.4%▼
2024 · 58.4%
Interest coverage
-1.54▼
2024 · 21117.22
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€29k▼
2024 · €32k
Income taxes
€461▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€56k▼
Formation expenses20€53€0▼
Fixed assets21/28€2k€784▼
Tangible fixed assets22/27€2k€784▼
Furniture and vehicles24€2k€784▼
Current assets29/58€57k€55k▼
Amounts receivable within one year40/41€55k€55k▲
Trade receivables40€14k€3k▼
Other amounts receivable41€40k€52k▲
Cash at bank and in hand54/58€2k€0▼
Deferred charges and accrued income490/1-€244
Equity and liabilities
Total equity and liabilities10/49€59k€56k▼
Equity10/15€26k€27k▲
Contributions10/11€3k€3k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€18k€19k▲
Amounts payable17/49€32k€29k▼
Amounts payable within one year42/48€32k€29k▼
Financial debts43-€103
Credit institutions430/8-€103
Trade debts44€12k€12k▼
Suppliers440/4€12k€12k▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€11k€11k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€792▼
Other operating charges640/8-€756
Gross operating margin9900€44k€566▼
Operating profit (loss)9901€41k€-983▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2€124▲
Recurring financial charges65€2€124▲
Profit (loss) for the period before taxes9903€42k€1k▼
Income taxes67/77€8k€461▼
Profit (loss) for the period9904€34k€786▼
Profit (loss) for the period to be appropriated9905€34k€786▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€19k▼
Profit (loss) brought forward from the previous period14P-€18k
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Profit to be distributed694/7€11k€0▼
Directors or managers695€11k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Jacobslaan 711040 EtterbeekGround area
1,183 m²
Building footprint
296 m²
Volume, LiDAR
4,101 m³
2 parcels, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AUM Architecture
since 20242.354.264.036
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0482/00A010 | Brussels | 1,056 m² | 1 · 218 m² | 16.0 m · 5 fl. |
| 21822R0335/00G000 | Brussels | 127 m² | 1 · 78 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Florence Ghyselen Architecten
BE 0742.559.447
Kortrijk · Eq €27k
Atelier Schenk
BE 0552.667.693
Essen · Eq €27k
PHILIP ROOBROUCK ARCHITECTEN
BE 0648.923.862
Deerlijk · Eq €27k
Architectuur Wouter De Ceuster
BE 1013.232.306
Antwerpen · Eq €27k
Alexandre Mahy Architecture
BE 0785.653.379
Sint-Pieters-Woluwe · Eq €27k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2024
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.