Summary
MATICS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €60,634 and a net result of €42,034. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 2460 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
92 d early
2024
134 d early
2023
142 d early
2022
115 d early
2021
130 d early
2020
135 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 111 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€60,634▲ 84.0%
2024 · €32,950
Net result
€42,034▲ 82.5%
2024 · €23,033
Total assets
€302,639▲ 1.1%
2024 · €299,349
Solvency
20.0%▲ 9.0pp
2024 · 11.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21,869▼ 13.0%€39,413▲ 80.2%€29,551▼ 25.0%€34,478▲ 16.7%€56,174▲ 62.9%
Net result€15,809within the sector's middle half▼ 14.1%€30,417within the sector's middle half▲ 92.4%€22,527within the sector's middle half▼ 25.9%€23,033within the sector's middle half▲ 2.2%€42,034within the sector's middle half▲ 82.5%
Equity€14,368below the sector's middle half▼ 24.6%€21,890below the sector's middle half▲ 52.4%€21,917below the sector's middle half▲ 0.1%€32,950below the sector's middle half▲ 50.3%€60,634within the sector's middle half▲ 84.0%
Total assets€33,690below the sector's middle half▼ 16.3%€63,825below the sector's middle half▲ 89.4%€47,111below the sector's middle half▼ 26.2%€299,349within the sector's middle half▲ 535%€302,639within the sector's middle half▲ 1.1%
Debt€19,322▼ 8.9%€41,935▲ 117%€25,194▼ 39.9%€266,399▲ 957%€242,005▼ 9.2%
Working capital€4,209▲ 20.6%€4,117▼ 2.2%€15,803▲ 284%-€23,677-€26,163▼ 10.5%
Solvency42.6%within the sector's middle half▼ 4.7pp34.3%within the sector's middle half▼ 8.3pp46.5%within the sector's middle half▲ 12.2pp11.0%below the sector's middle half▼ 35.5pp20.0%within the sector's middle half▲ 9.0pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302,639
Fixed assets
€273,829 ▲ 0.1%
Current assets
€28,810 ▲ 11.6%
Equity and liabilities €302,639
Equity
€60,634 ▲ 84.0%
Debt
€242,005 ▼ 9.2%
Debt's share of the balance-sheet total falls from 89.0% to 80.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
69.3%▼
2024 · 69.9%
ROA
13.9%▲
2024 · 7.7%
Debt ≤ 1 year
€54,973▲
2024 · €49,502
Debt > 1 year
€183,702▼
2024 · €216,897
Income taxes
€17,100▲
2024 · €11,188
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,960 | €8,612 | €4,140 | €4,484 | €5,015 | ▲ 11.9% |
| Other operating charges640/8 | - | €989 | €1,431 | €1,378 | €1,418 | ▲ 2.9% |
| Gross operating margin9900 | €27,402 | €49,015 | €35,121 | €40,339 | €62,607 | ▲ 55.2% |
| Operating profit (loss)9901 | €21,869 | €39,413 | €29,551 | €34,478 | €56,174 | ▲ 62.9% |
| Financial income75/76B | - | €357 | €437 | €61 | €11,319 | ▲ 18,408% |
| Recurring financial income75 | - | €357 | €437 | €61 | €11,319 | ▲ 18,408% |
| Financial charges65/66B | - | €78 | €69 | €319 | €8,359 | ▲ 2,523% |
| Recurring financial charges65 | €616 | €78 | €69 | €319 | €8,359 | ▲ 2,523% |
| Profit (loss) for the period before taxes9903 | €21,253 | €39,692 | €29,919 | €34,220 | €59,134 | ▲ 72.8% |
| Income taxes67/77 | €5,444 | €9,276 | €7,392 | €11,188 | €17,100 | ▲ 52.9% |
| Profit (loss) for the period9904 | €15,809 | €30,417 | €22,527 | €23,033 | €42,034 | ▲ 82.5% |
| Profit (loss) for the period to be appropriated9905 | €15,809 | €30,417 | €22,527 | €23,033 | €42,034 | ▲ 82.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,690 | €63,825 | €47,111 | €299,349 | €302,639 | ▲ 1.1% |
| Fixed assets21/28 | €10,609 | €17,774 | €6,114 | €273,524 | €273,829 | ▲ 0.1% |
| Tangible fixed assets22/27 | €10,609 | €17,774 | €6,114 | €10,574 | €10,879 | ▲ 2.9% |
| Land and buildings22 | - | €6,171 | €4,198 | €2,225 | €520 | ▼ 76.6% |
| Furniture and vehicles24 | - | €11,603 | €1,916 | €8,349 | €10,359 | ▲ 24.1% |
| Financial fixed assets28 | - | - | - | €262,950 | €262,950 | = |
| Current assets29/58 | €23,081 | €46,051 | €40,997 | €25,825 | €28,810 | ▲ 11.6% |
| Amounts receivable within one year40/41 | €1,786 | €26,350 | €9,579 | €0 | - | - |
| Trade receivables40 | - | €13,156 | €2,272 | €0 | - | - |
| Other amounts receivable41 | - | €13,194 | €7,307 | €0 | - | - |
| Cash at bank and in hand54/58 | €20,785 | €17,991 | €28,880 | €21,435 | €13,780 | ▼ 35.7% |
| Deferred charges and accrued income490/1 | - | €1,710 | €2,539 | €4,390 | €15,030 | ▲ 242% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,690 | €63,825 | €47,111 | €299,349 | €302,639 | ▲ 1.1% |
| Equity10/15 | €14,368 | €21,890 | €21,917 | €32,950 | €60,634 | ▲ 84.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €8,168 | €3,290 | €3,317 | €14,350 | €42,034 | ▲ 193% |
| Distributable reserves133 | - | €3,290 | €3,317 | €14,350 | €42,034 | ▲ 193% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €19,322 | €41,935 | €25,194 | €266,399 | €242,005 | ▼ 9.2% |
| Amounts payable after more than one year17 | - | - | - | €216,897 | €183,702 | ▼ 15.3% |
| Financial debts170/4 | - | - | - | €216,897 | €183,702 | ▼ 15.3% |
| Amounts payable within one year42/48 | €18,872 | €41,935 | €25,194 | €49,502 | €54,973 | ▲ 11.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €32,103 | €33,195 | ▲ 3.4% |
| Trade debts44 | €1,888 | €2,958 | €2,113 | €2,527 | €5,253 | ▲ 108% |
| Suppliers440/4 | - | €2,958 | €2,113 | €2,527 | €5,253 | ▲ 108% |
| Taxes, remuneration and social security45 | - | €3,682 | €581 | €1,871 | €4,043 | ▲ 116% |
| Taxes450/3 | - | €3,682 | €581 | €1,871 | €4,043 | ▲ 116% |
| Other amounts payable47/48 | - | €35,294 | €22,500 | €13,001 | €12,482 | ▼ 4.0% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | €3,330 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,809 | €30,417 | €22,527 | €23,033 | €42,034 | ▲ 82.5% |
| + Depreciation and write-downs630 | €4,960 | €8,612 | €4,140 | €4,484 | €5,015 | ▲ 11.9% |
| Operating cash flow (approximation) | €20,769 | €39,029 | €26,666 | €27,517 | €47,049 | ▲ 71.0% |
| Investment in fixed assets (approximation) | - | -€15,777 | €7,520 | -€271,894 | -€5,320 | ▲ 98.0% |
| Change in cash | - | -€2,795 | €10,889 | -€7,444 | -€7,655 | ▼ 2.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €42,034 ▲82.5%
Operating result €56,174, net result €42,034, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 6.67
Current ratio from 3.10 to 6.67; short-term debt falls from €2,863 to €2,756.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2018
Ground area
345 m²
Building footprint
73 m²
Volume, LiDAR
460 m³
Parcel 35020B0530/00R000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MATICS
since 20182.272.233.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0530/00R000 | Flanders | 345 m² | 1 · 73 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 2,419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0687850754
Also
9925:BE0687850754
Registered
20-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.