Mathoul Architecten
ActiveSummary
Mathoul Architecten has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €65k. Equity is growing by ~70.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 3.01 in 2024; short-term debt: 18.9% and cash: 12.3% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
24.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
4 d early
2023
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 72.8%
2024 · €89k
2023: €29k
2024: €89k
2023 → 2025
Total assets
€261k▲ 88.9%
2024 · €138k
2023: €70k
2024: €138k
2023 → 2025
Net result
€65k▲ 7.4%
2024 · €60k
2023: €26k
2024: €60k
2023 → 2025
Working capital
€149k▲ 69.6%
2024 · €88k
2023: €28k
2024: €88k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€89k▲ 210%€153k▲ 72.8%
Operating result€34k-€78k▲ 128%€83k▲ 6.1%
Net result€26k-€60k▲ 135%€65k▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€63k ▲ 800%
Current assets
€198k ▲ 50.9%
Equity and liabilities €261k
Equity
€153k ▲ 72.8%
Provisions
€0 ▼ 100%
Debt
€108k ▲ 148%
Debt's share of the balance-sheet total rises from 31.5% to 41.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €83k
Cash flow
€68k▲
2024 · €65k
Current ratio
4.02▲
2024 · 3.01
Debt to equity
0.70▲
2024 · 0.49
ROE
42.1%▼
2024 · 67.8%
ROA
24.7%▼
2024 · 43.5%
Interest coverage
52.29▼
2024 · 917.38
Debt ≤ 1 year
€49k▲
2024 · €44k
Debt > 1 year
€59k
Income taxes
€18k▲
2024 · €18k
Staff costs
€47k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€138k€261k▲
Fixed assets21/28€7k€63k▲
Tangible fixed assets22/27€7k€63k▲
Plant, machinery and equipment23€7k€4k▼
Other tangible fixed assets26-€59k
Current assets29/58€131k€198k▲
Amounts receivable within one year40/41€15k€42k▲
Trade receivables40€15k€42k▲
Current investments50/53-€120k
Cash at bank and in hand54/58€115k€32k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€138k€261k▲
Equity10/15€89k€153k▲
Contributions10/11€3k€3k=
Capital10€3k-
Issued capital100€3k-
Reserves13€300€150k▲
Non-distributable reserves130/1€300€0▼
Legal reserve130€300-
Reserves not available under the articles1311-€0
Distributable reserves133-€150k
Profit (loss) carried forward14€85k€0▼
Provisions and deferred taxes16€6k€0▼
Provisions for liabilities and charges160/5€6k€0▼
Other liabilities and charges164/5€6k€0▼
Amounts payable17/49€44k€108k▲
Amounts payable after more than one year17-€59k
Financial debts170/4-€59k
Amounts payable within one year42/48€44k€49k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€34k€38k▲
Taxes450/3€28k€28k▲
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Remuneration, social security and pensions62€48k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€446€534▲
Gross operating margin9900€131k€134k▲
Operating profit (loss)9901€78k€83k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€90€2k▲
Recurring financial charges65€90€2k▲
Profit (loss) for the period before taxes9903€78k€83k▲
Income taxes67/77€18k€18k▲
Profit (loss) for the period9904€60k€65k▲
Profit (loss) for the period to be appropriated9905€60k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€150k▲
Profit (loss) brought forward from the previous period14P€25k€85k▲
Transfer to equity691/2-€150k
To other reserves6921-€150k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €65k ▲7.4%
Operating result €83k, net result €65k, both a record.
30-06
Financial
Equity above €150kEq €153k ▲72.8%
3 profitable years in a row build equity to €153k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsesteenweg 4213800 Sint-TruidenGround area
1,316 m²
Building footprint
315 m²
Volume, LiDAR
1,698 m³
Parcel 71352C0013/00C002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mathoul Architecten
since 20222.331.206.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352C0013/00C002 | Flanders | 1,316 m² | 1 · 315 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Stimmt architecten en ingenieurs
BE 0705.988.368
Gent · Eq €153,360
LM Architectes
BE 0787.836.077
Habay · Eq €153,251
Gijs Van Vaerenbergh Architecten
BE 0838.589.051
Leuven · Eq €153,243
DRIES VANHOVE ARCHITECTENBUREAU
BE 0645.498.574
Poperinge · Eq €153,236
North South
BE 0827.924.395
Schaarbeek · Eq €153,204
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2022
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.