Skip to content
Checked.be
Complete company report
Generated 28-07-2026
Active BE 0634.846.687Private limited company (pre-2019)

Mathis & Bless

Charles Parentéstraat 10 ·1070 Anderlecht, Belgium· 10 yrs active
Sector: Road freight transport (49410)
Conclusion Checked

The file of Mathis & Bless contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (€-146k) and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 414 sector peers (fiscal year 2025).

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €-146k
Net result €-16k
Better than sector 5%
Active 10 yrs
Snowflake analysis 5 axes · computed by Checked
Health7Profitability29Solvency33Growth38Stability60
33 / 100

Fragile profile, watch health in particular.

Health 7
Profitability 29
Solvency 33
Growth 38
Stability 60
Bankruptcy probability (12 mo) Checked model v1 · free
≥ 25% High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record +Higher-failure-rate sector +Recent warning signals +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
10 / 100
Moderate risk
Components
· 1 judicial reorganisation (+10)
Trust signals 1 signals
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
7 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 15-06-2026 with the NBB · fiscal year 2025 · micro
€-500k€0€500k€1.00MRevenue 2021: €891k€891kOperating result 2021: €-49k€-49kNet result 2021: €-58k€-58kRevenue 2022: €1.08M€1.08MOperating result 2022: €89k€89kNet result 2022: €69k€69kRevenue 2023: €1.07M€1.07MOperating result 2023: €-20k€-20kNet result 2023: €-29k€-29kRevenue 2024: €925k€925kOperating result 2024: €56k€56kNet result 2024: €35k€35kRevenue 2025: €898k€898kOperating result 2025: €-15k€-15kNet result 2025: €-16k€-16k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~56% of the level (threshold 35%). We therefore deliberately show no projection line.
€-200k€-100k€0€100k2018: €83k2019: €123k2020: €86k2021: €29k2022: €103k2023: €67k2024: €-130k2025: €-146k20182019202020212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -160.8% 30.2%
better than 5% of 414 sector peers
Net result €-16k €9k
better than 10% of 411 sector peers
Equity €-146k €26k
better than 5% of 414 sector peers
Gross operating margin €438k €49k
better than 95% of 411 sector peers
Staff costs €312k €60k
higher than 92% of 195 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€898k
-2.9% 18-25
EBITDA
€27k
-55.2% -79% vs sector
Net profit
€-16k
- far below sector median
Cash flow
€26k
-34.8% -76% vs sector
Total assets
€91k
-57.2% -91% vs sector
Equity
€-146k
-12.3% far below sector median
Working capital
€-142k
+55.0% far below sector median
Employees (FTE)
5
+11.6% -25% vs sector
Staff costs
€312k
-0.5% -32% vs sector
Income taxes
€13k
- +243% vs sector
Debt
€236k
-30.8% -57% vs sector
Debt ≤ 1y
€217k
-32.7% -12% vs sector
Debt > 1y
€19k
0.0% -95% vs sector
Current ratio
0.35
+1325.2% -83% vs sector
Quick ratio
0.35
+1325.2% -83% vs sector
Solvency
-160.8%
-162.6% far below sector median
Debt / equity
-1.62
+38.4% far below sector median
ROE
10.9%
- far above sector median
ROA
-17.6%
- far below sector median
Net margin
-1.8%
- 18-25
EBITDA margin
3.0%
-53.9% 18-25
Interest coverage
23.87
+716.4% +122% vs sector
Figures by fiscal year
Fiscal year2025
Revenue€898k
EBITDA€27k
Net profit€-16k
Cash flow€26k
Staff costs€312k
Income taxes-
Dividends-
Total assets€91k
Equity€-146k
Debt€236k
of which ≤ 1y€217k
of which > 1y€19k
Working capital€-142k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.35
Quick ratio0.35
Working capital ratio-156.3%
Solvency-160.8%
Debt / equity-1.62
Long-term debt ratio-0.13
Interest coverage23.87
Gross margin47.4%
Net margin-1.8%
ROA-17.6%
ROE10.9%
EBITDA margin3.0%
Days sales outstanding30d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€91k
Fixed assets 21/28€15k
Formation expenses 20€6
Tangible fixed assets 22/27€11k
Financial fixed assets 28€4k
Current assets 29/58€76k
Amounts receivable within one year 40/41€73k
Cash & bank 54/58€903
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€91k
Equity 10/15€-146k
Contributions / capital 10/11€20k
Reserves 13€95k
Accumulated profits (losses) 14€-261k
Amounts payable 17/49€236k
Amounts payable after one year 17€19k
Amounts payable within one year 42/48€217k
Income statement
Turnover 70€898k
Gross operating margin 9900€438k
Operating result 9901€-15k
Financial charges 65€1k
Result before taxes 9903€-16k
Net result for the period 9904€-16k
Result to be appropriated 9905€-16k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Road freight transport(49410)
Legal form Private limited company (pre-2019)(015)
Incorporation04-08-2015
StatusActive
Postal code1070
First BS signal 09-02-2026
Latest BS signal 09-02-2026
Establishment units 1 location
M & B
Charles Parentéstraat 10, 1070 AnderlechtGoederenvervoer langs de weg : vervoer van boomstammen, vee, auto's, afval, vervoer met koelwagens, zwaar internationaal vervoer, vervoer van bulkgoederen, inclusief vervoer in tankwagens
since 20152.244.169.135
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305C0329/00X004 Brussels 741 m² 1 · 398 m² 13.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
09-02-2026
Judicial reorganisation Opening
Tribunal de l’entreprise francophone de Bruxelles · amiable · event 28-01-2026
2025
16-09-2025
State Gazette act Director changes
15-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
03-03-2025
State Gazette act Director changes
2024
29-11-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
15-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
20-10-2022
State Gazette act Capital & shares
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
29-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
18-11-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
07-11-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
22-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Lifecycle & Insolvency Signals 1 events
09-02-2026
Judicial reorganisation Opening
Date: 28-01-2026 · Tribunal de l’entreprise francophone de Bruxelles · amiable · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-02-09 · Judicial reorganisation · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 3 acts
Capital history · 1
20-10-2022
Capital change
All acts · 3 updated 10 months ago
2025
16-09-2025 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "SHEMA C\u00E9drick",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-09-06",
      "evidence_quote": "La d\u00E9mission de Mr SHEMA C\u00E9drick de son poste de g\u00E9rant \u00E0 partir du 06/09/2025:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "MANA IRAGUHA Pierre Claver",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "NIKUZE Angelique",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-16",
    "filing_date": "2025-09-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-09-06",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0634.846.687",
    "name_full": "ith gat",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "MANA IRAGUHA Pierre Claver",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 16/09/2025 - Annexes du Moniteur belge"
  ],
  "corrected_publication_numac": null
}
03-03-2025 1 director appointed, 1 resigning Director changes
  • MANA IRAGUHA PIERRE, Zaakvoerder
  • KARANGWA J Bosco, Zaakvoerder
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "KARANGWA Jean Bosco",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "KARANGWA J Bosco",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-02-08",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "MANA IRAGUHA PIERRE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-02-08",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "SHEMA C\u00E9drick",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "KANAMUGIRE RENZAHO Wilfran",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "KARANGWA Jean Bosco",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-03",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-02-08",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0634.846.687",
    "name_full": null,
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
20-10-2022 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "KARANGWA Jean Bosco",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 248,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "KANAMUGIRE RENZAHO Wilfran",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 248,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "SHEMA Cedreck",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 124,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2022-09-02",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-09-02"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0634.846.687",
    "name_full": "MATHIS \u0026 BLESS",
    "legal_form": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "KARANGWA Jean Bosco",
      "role": "aandeelhouder",
      "n_shares": 248,
      "share_class": "sociales"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "KANAMUGIRE RENZAHO Wilfran",
      "role": "aandeelhouder",
      "n_shares": 248,
      "share_class": "sociales"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "SHEMA C\u00E9dr\u00EDck",
      "role": "aandeelhouder",
      "n_shares": 124,
      "share_class": "sociales"
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 620,
      "class_name": "sociales",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    }
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameFR Mathis & Bless
AbbreviationFR M&B
Registered office
Charles Parentéstraat 10 bus 5
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
DHL eCommerce (Belgium) BE 0413.850.894 · Ternat
ETABLISSEMENTS G. MANSSENS BE 0419.317.934 · Nivelles
GXO Logistics Belgium BE 0404.801.091 · Asse
TRANSPORT DE SMEDT RENE BE 0413.559.005 · Meise
Transport Marcel Depaire BE 0402.607.804 · Asse
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative