Mathibaud
Mathibaud is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €122k and a net result of €-40k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 3135 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €122k |
| Net result | €-40k |
| Better than sector | 38% |
| Active | 5 yrs |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.1% | 52.4% | |
| Net result | €-40k | €32k | |
| Equity | €122k | €75k | |
| Gross operating margin | €37k | €52k | |
| Total assets | €330k | €191k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-40k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €330k |
| Equity | €122k |
| Debt | €208k |
| of which ≤ 1y | €87k |
| of which > 1y | €116k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 37.1% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -12.1% |
| ROE | -32.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €330k |
| Fixed assets | 21/28 | €311k |
| Financial fixed assets | 28 | €311k |
| Current assets | 29/58 | €19k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €330k |
| Equity | 10/15 | €122k |
| Contributions / capital | 10/11 | €48k |
| Reserves | 13 | €114k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €208k |
| Amounts payable after one year | 17 | €116k |
| Amounts payable within one year | 42/48 | €87k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €37k |
| Operating result | 9901 | €36k |
| Financial charges | 65 | €76k |
| Result before taxes | 9903 | €-40k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-40k |
| Result to be appropriated | 9905 | €-40k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 28-12-2020 |
| Status | Active |
| Postal code | 3000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0679/00N000 | Flanders | 92 m² | 1 · 92 m² | 21.2 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-09-2024 Mandate of Manuel De Backer as director expired
- Manuel De Backer, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Manuel De Backer",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": "Wilrijk"
},
"reason": "end_of_term",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Op de Bijzondere Algemene Vergadering van 8 februari 2024 wordt beslist om Dhr. Manuel De Backer, geboren te Wilrijk, te ontslaan als bestuurder met onmiddellijke ingang.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": "Ndangherd van de nstiumenterendo notaris",
"firm_city": null,
"firm_name": null,
"office_city": "Leuven",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-09-27",
"filing_date": "2024-09-19",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2024-02-08",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0760.591.351",
"name_full": "Mathibaud",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Kristof Van Eycken",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Mathibaud |