MATEO ALMONTE
ActiveMATEO ALMONTE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €-29k. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+1
Growth32
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 55.73 against 3.71 in 2024; short-term debt: 1.6% and cash: 87.8% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-24.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-10-2025, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 19.7%
2024 · €146k
2024: €146k
2024 → 2025
Total assets
€119k▼ 39.4%
2024 · €197k
2024: €197k
2024 → 2025
Net result
€-29k
2024 · €143k
2024: €143k
2024 → 2025
Working capital
€107k▼ 21.2%
2024 · €136k
2024: €136k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€146k-€117k▼ 19.7%
Operating result€184k-€-29k
Net result€143k-€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €184k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€10k▼ 5.5%
Current assets
€109k▼ 41.4%
Equity and liabilities €119k
Equity
€117k▼ 19.7%
Debt
€2k▼ 96.1%
The debt ratio falls from 25.7% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-26k▼
2024 · €187k
Cash flow
€-26k▼
2024 · €146k
Solvency
98.4%▲
2024 · 74.3%
Current ratio
55.73▲
2024 · 3.71
Quick ratio
55.73▲
2024 · 3.71
Debt / equity
0.02▼
2024 · 0.35
ROE
-24.6%▼
2024 · 97.9%
ROA
-24.2%▼
2024 · 72.8%
Interest coverage
-260.83▼
2024 · 408.12
Debt
€2k▼
2024 · €51k
Debt ≤ 1 year
€2k▼
2024 · €50k
Income taxes
€0▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€119k▼
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Furniture and vehicles24€11k€10k▼
Financial fixed assets28-€238
Current assets29/58€186k€109k▼
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€530€94▼
Cash at bank and in hand54/58€178k€105k▼
Equity and liabilities
Total equity and liabilities10/49€197k€119k▼
Equity10/15€146k€117k▼
Contributions10/11€3k€3k=
Reserves13€143k€114k▼
Distributable reserves133€143k€114k▼
Amounts payable17/49€51k€2k▼
Amounts payable within one year42/48€50k€2k▼
Trade debts44€7k€998▼
Suppliers440/4€7k€998▼
Taxes, remuneration and social security45€43k€956▼
Taxes450/3€42k€956▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€251€0▼
Accrued charges and deferred income492/3€500€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€233€141▼
Gross operating margin9900€187k€-25k▼
Operating profit (loss)9901€184k€-29k▼
Financial charges65/66B€458€98▼
Recurring financial charges65€458€98▼
Profit (loss) for the period before taxes9903€184k€-29k▼
Income taxes67/77€40k€0▼
Profit (loss) for the period9904€143k€-29k▼
Profit (loss) for the period to be appropriated9905€143k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€143k€-29k▼
Transfer from equity791/2-€29k
Transfer to equity691/2€143k€0▼
To other reserves6921€143k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity times 15current ratio 55.73
Current ratio from 3.71 to 55.73; short-term debt falls from €50k to €2k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielsplein 79000 GentGround area
243 m²
Building footprint
195 m²
Volume, LiDAR
2,259 m³
Parcel 44815F1241/00D000, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MATEO ALMONTE
since 20222.331.736.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F1241/00D000 | Flanders | 243 m² | 1 · 195 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UTILIX PROJECTS
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2022
Fiscal year end31-03
Activities, NACEBEL
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.