MATECH SERVICE
ActiveMATECH SERVICE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €42k. Equity is growing by ~143.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.81 in 2024; short-term debt: 38.1% and cash: 58.1% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
25.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
28 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 69.6%
2024 · €61k
2022: €7k
2023: €18k
2024: €61k
2022 → 2025
Total assets
€168k▲ 84.5%
2024 · €91k
2022: €17k
2023: €30k
2024: €91k
2022 → 2025
Net result
€42k▼ 1.2%
2024 · €43k
2022: €4k
2023: €11k
2024: €43k
2022 → 2025
Working capital
€87k▲ 73.6%
2024 · €50k
2022: €4k
2023: €11k
2024: €50k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€18k▲ 146%€61k▲ 239%€103k▲ 69.6%
Operating result€5k-€14k▲ 162%€54k▲ 290%€59k▲ 8.4%
Net result€4k-€11k▲ 147%€43k▲ 302%€42k▼ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€17k▲ 28.3%
Current assets
€151k▲ 94.2%
Equity and liabilities €168k
Equity
€103k▲ 69.6%
Debt
€65k▲ 115%
The debt ratio rises from 33.2% to 38.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €57k
Cash flow
€47k▲
2024 · €46k
Solvency
61.4%▼
2024 · 66.8%
Current ratio
2.35▼
2024 · 2.81
Quick ratio
2.35▼
2024 · 2.81
Debt / equity
0.63▲
2024 · 0.50
ROE
41.0%▼
2024 · 70.5%
ROA
25.2%▼
2024 · 47.1%
Interest coverage
107.35▲
2024 · 101.54
Debt
€65k▲
2024 · €30k
Debt ≤ 1 year
€64k▲
2024 · €28k
Debt > 1 year
€744▼
2024 · €3k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€168k▲
Fixed assets21/28€13k€17k▲
Tangible fixed assets22/27€13k€17k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€11k€16k▲
Current assets29/58€78k€151k▲
Amounts receivable within one year40/41€22k€53k▲
Trade receivables40€21k€46k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€55k€98k▲
Deferred charges and accrued income490/1€237€85▼
Equity and liabilities
Total equity and liabilities10/49€91k€168k▲
Equity10/15€61k€103k▲
Contributions10/11€3k€3k=
Reserves13€58k€100k▲
Distributable reserves133€58k€100k▲
Amounts payable17/49€30k€65k▲
Amounts payable after more than one year17€3k€744▼
Financial debts170/4€3k€744▼
Amounts payable within one year42/48€28k€64k▲
Current portion of amounts payable after more than one year42€2k€2k=
Trade debts44€11k€47k▲
Suppliers440/4€11k€47k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€11k€16k▲
Taxes450/3€11k€16k▲
Other amounts payable47/48€65-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€401
Other operating charges640/8-€238
Non-recurring operating charges66A-€1k
Gross operating margin9900€57k€66k▲
Operating profit (loss)9901€54k€59k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€562€592▲
Recurring financial charges65€562€592▲
Profit (loss) for the period before taxes9903€53k€58k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€43k€42k▼
Profit (loss) for the period to be appropriated9905€43k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€42k▼
Transfer to equity691/2€43k€42k▼
To other reserves6921€43k€42k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €100kEq €103k ▲69.6%
4 profitable years in a row build equity to €103k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €43k ▲302%
Net result €43k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiège(SART) 1364845 JalhayGround area
667 m²
Building footprint
387 m²
Volume, LiDAR
2,180 m³
Parcel 63068A0400/00T000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MATECH SERVICE
since 20222.335.191.658
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068A0400/00T000 | Wallonia | 667 m² | 1 · 387 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROTECTION FOR BUILDING
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D.V.C. Koeling
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AB GARDEN
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Of 342 companies in sector 95220 we hold annual accounts for 91. 75 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2022
Fiscal year end31-12
Activities, NACEBEL
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.