AVCOTECH
ActiveThe computed 12-month bankruptcy probability of AVCOTECH is 2.4% (moderate). The 2025 annual accounts show equity of €54k and a net result of €-400. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 11282 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-21
Solvency55▲+15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.88 against 1.28 in 2024; short-term debt: 55.6% and cash: 4.2% of total assets), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-0.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
8 d early
2023
1 d early
2022
13 d late
2021
21 d late
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 0.7%
2024 · €54k
2020: €11k
2021: €4k
2022: €44k
2023: €28k
2024: €54k
2020 → 2025
Total assets
€182k▼ 51.5%
2024 · €375k
2020: €190k
2021: €294k
2022: €286k
2023: €212k
2024: €375k
2020 → 2025
Net result
€-400
2024 · €27k
2020: €7k
2021: €-7k
2022: €40k
2023: €-16k
2024: €27k
2020 → 2025
Working capital
€-13k
2024 · €79k
2020: €17k
2021: €9k
2022: €74k
2023: €13k
2024: €79k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€44k▲ 1,054%€28k▼ 36.5%€54k▲ 96.0%€54k▼ 0.7%
Operating result€2-€56k▲ 2,671,383%€-4k€57k€19k▼ 66.7%
Net result€-7k-€40k€-16k€27k€-400
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€93k▲ 369%
Current assets
€89k▼ 75.1%
Equity and liabilities €182k
Equity
€54k▼ 0.7%
Debt
€128k▼ 60.1%
The debt ratio falls from 85.5% to 70.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €63k
Cash flow
€5k▼
2024 · €33k
Solvency
29.7%▲
2024 · 14.5%
Current ratio
0.88▼
2024 · 1.28
Quick ratio
0.54▼
2024 · 0.85
Debt / equity
2.37▼
2024 · 5.89
ROE
-0.7%▼
2024 · 49.0%
ROA
-0.2%▼
2024 · 7.1%
Interest coverage
1.43▼
2024 · 2.77
Debt
€128k▼
2024 · €320k
Debt ≤ 1 year
€101k▼
2024 · €276k
Debt > 1 year
€3k▼
2024 · €5k
Income taxes
€2k▼
2024 · €8k
Staff costs
€22k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€375k€182k▼
Fixed assets21/28€20k€93k▲
Tangible fixed assets22/27€17k€90k▲
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€1k€80k▲
Leasing and similar rights25€7k€5k▼
Financial fixed assets28€3k€3k▼
Current assets29/58€355k€89k▼
Stocks and contracts in progress3€119k€34k▼
Stocks30/36€119k€34k▼
Amounts receivable within one year40/41€49k€47k▼
Trade receivables40€2k€47k▲
Other amounts receivable41€47k-
Cash at bank and in hand54/58€187k€8k▼
Equity and liabilities
Total equity and liabilities10/49€375k€182k▼
Equity10/15€54k€54k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€50k€50k▼
Amounts payable17/49€320k€128k▼
Amounts payable after more than one year17€5k€3k▼
Financial debts170/4€5k€3k▼
Amounts payable within one year42/48€276k€101k▼
Current portion of amounts payable after more than one year42€8k€2k▼
Financial debts43€25k-
Credit institutions430/8€25k-
Trade debts44€136k€61k▼
Suppliers440/4€136k€61k▼
Taxes, remuneration and social security45€77k€27k▼
Taxes450/3€67k€22k▼
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€31k€11k▼
Accrued charges and deferred income492/3€39k€24k▼
Income statement
Code20242025
Non-recurring operating income76A€498€77k▲
Remuneration, social security and pensions62€43k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€213-
Gross operating margin9900€112k€48k▼
Operating profit (loss)9901€57k€19k▼
Financial income75/76B€338€148▼
Recurring financial income75€338€148▼
Financial charges65/66B€23k€17k▼
Recurring financial charges65€23k€17k▼
Profit (loss) for the period before taxes9903€34k€2k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€27k€-400▼
Profit (loss) for the period to be appropriated9905€27k€-400▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€50k▼
Profit (loss) brought forward from the previous period14P€24k€50k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-16k ▼140%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
30-06
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Prée, Biesme 95640 MettetGround area
4,742 m²
Building footprint
567 m²
Volume, LiDAR
1,766 m³
3 parcels, Wallonia · tallest building 5.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ABC Organisation
since 20192.291.760.206
ABC Organisation Dinant
since 20202.310.087.959
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92013G0097/00C000 | Wallonia | 2,032 m² | 1 · 98 m² | - |
| 91122D0193/00T007 | Wallonia | 2,019 m² | 1 · 382 m² | 5.0 m · 2 fl. |
| 92013G0105/00E000 | Wallonia | 691 m² | 1 · 88 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EBURA
BE 0560.775.905
Beringen · Eq €54k
NAJJAR
BE 0454.310.386
Boortmeerbeek · Eq €54k
CAMADA
BE 0768.597.316
Watermaal-Bosvoorde · Eq €54k
MAVIOS
BE 0777.753.819
Sint-Pieters-Woluwe · Eq €54k
REHASPORT
BE 0816.918.162
Ham-sur-Heure-Nalinnes · Eq €54k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2019
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
46180Agents specialised in the wholesale of other particular products
47525Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:alexandre@avcotech.be
Phone:+32492730869
Phone:0492/730.869