Financials
- Financial year
- 2024
- Total assets
- €311,816
- Profit
- €6,504
- Solvency
- 45.7%
Total assets▲ 48.4%
Net result
20182024
MATAGNE & FILS
ActiveSummary
The computed 12-month bankruptcy probability of MATAGNE & FILS is 1.9% (moderate). The 2024 annual accounts show equity of €142,630 and a net result of €6,504. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 54% of 9,842 sector peers (NACE 41, financial year 2024). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
#8 oldest company in Aywaille, Construction sector1 site
Size
€311,816total assets 2024
- Equity
- €142,630
- Profit
- €6,504
Structure
Accounts 72 days overdue0 of 7 deeds read
Why 54raises riskFigures for financial year 2024 (filed 31-07-2025)Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.32, cash €11,122lowers riskFounded in 1991Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Strong
Solvency
71-21
equity 45.7% of total assets
Liquidity
46+6
short-term debt 23.9% · cash 3.6%
Profitability
71-5
return on assets 2.1%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.3 percentage points vs 06-2025
08-2025: 0.5%▼ -0.4 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025lowest value
02-2026: 0.5%● unchanged vs 01-2026lowest value
03-2026: 0.5%● unchanged vs 02-2026lowest value
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 1.1%▲ +0.5 percentage points vs 07-2026
09-2026: 1.3%▲ +0.2 percentage points vs 08-2026
10-2026: 1.9%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, compared with 1.82 in 2023; short-term debt: 23.9% and cash: 3.6% of total assets), and 54.3% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 54% on solvency, 44% on liquidity, 44% on profitability and 38% on growth.
The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 day early
2023
on the day
2022
25 days late
2021
30 days late
2020
9 days late
2019
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Annual accounts filedfinancial year 2022 · full…
Key points
By topic
Timeline
- Events
- 37
- Since
- 1992
- 30-08-2022Annual accounts filed
- 09-08-2021Annual accounts filed
- 31-12-2020Highest result from 2018 to 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 22-03-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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