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MAT-IT

Active
BE 1007.998.561
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MAT-IT is 0.4% (very low). The 2025 annual accounts show equity of €88k and a net result of €56k. Its solvency ranks better than 65% of 2732 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€193k+76.4%
EBIT margin37.4%-2.3pp
Net result€56k+76.6%
Working capital€54k+268.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 11-06-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150k€200kRevenue 2024: €110k€110kOperating result 2024: €43k€43kNet result 2024: €32k€32kRevenue 2025: €193k€193kOperating result 2025: €72k€72kNet result 2025: €56k€56k20242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.9% 62.2%
better than 65% of 2732 sector peers
Net result €56k €40k
better than 67% of 2734 sector peers
Equity €88k €62k
better than 63% of 2733 sector peers
Gross operating margin €131k €63k
better than 89% of 2734 sector peers
Staff costs €55k €17k
higher than 75% of 356 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€193k
+76.4% +129% vs sector
EBITDA
€76k
+68.8% +282% vs sector
Net profit
€56k
+76.6% far above sector median
Cash flow
€59k
+79.6% +291% vs sector
Total assets
€118k
+136.0% -1% vs sector
Equity
€88k
+171.2% -14% vs sector
Working capital
€54k
+268.3% -22% vs sector
Staff costs
€55k
+85.6% -42% vs sector
Income taxes
€15k
+32.4% far above sector median
Debt
€30k
+70.2% -47% vs sector
Debt ≤ 1y
€30k
+70.2% -47% vs sector
Current ratio
2.84
+53.5% +42% vs sector
Quick ratio
2.84
+53.5% +74% vs sector
Solvency
74.9%
+14.9% +51% vs sector
Debt / equity
0.34
-37.2% -67% vs sector
ROE
63.1%
-34.9% far above sector median
ROA
47.3%
-25.2% far above sector median
Net margin
28.8%
+0.1% far above sector median
EBITDA margin
39.1%
-4.3% far above sector median
Interest coverage
34.98
+38.8% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue€193k
EBITDA€76k
Net profit€56k
Cash flow€59k
Staff costs€55k
Income taxes€15k
Dividends-
Total assets€118k
Equity€88k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€54k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.84
Quick ratio2.84
Working capital ratio46.2%
Solvency74.9%
Debt / equity0.34
Long-term debt ratio-
Interest coverage34.98
Gross margin67.7%
Net margin28.8%
ROA47.3%
ROE63.1%
EBITDA margin39.1%
Days sales outstanding-
Days payable outstanding51d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€118k
Fixed assets 21/28€34k
Tangible fixed assets 22/27€34k
Current assets 29/58€84k
Cash & bank 54/58€62k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€118k
Equity 10/15€88k
Contributions / capital 10/11€1k
Reserves 13€87k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€9k
Income statement
Turnover 70€193k
Gross operating margin 9900€131k
Operating result 9901€72k
Financial income 75€150
Financial charges 65€2k
Result before taxes 9903€70k
Income taxes 67/77€15k
Net result for the period 9904€56k
Result to be appropriated 9905€56k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Mat-IT
Komijnstraat 28, 9000 GentComputerconsultancy-activiteiten
since 20242.358.981.206
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area43 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F2966/00E000 Flanders 43 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth85Stability82
93 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 85
Stability 82

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL MAT-IT
Registered office
Komijnstraat 28
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.