M Buys
ActiveSummary
M Buys has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €105k. Its solvency ranks better than 55% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.78; short-term debt: 35.8% and cash: 9.8% of total assets), and 35.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
91%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€74k
Total assets
€116k
Net result
€105k
Working capital
€74k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €116k
Fixed assets
€440
Current assets
€115k
Equity and liabilities €116k
Equity
€74k
Debt
€41k
Debt finances 35.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€132k
Cash flow
€106k
Current ratio
2.78
Debt to equity
0.56
ROE
141.7%
ROA
91.0%
Interest coverage
1144.09
Debt ≤ 1 year
€41k
Income taxes
€31k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€116k
Fixed assets21/28€440
Tangible fixed assets22/27€440
Plant, machinery and equipment23€440
Current assets29/58€115k
Amounts receivable within one year40/41€103k
Other amounts receivable41€103k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€962
Equity and liabilities
Total equity and liabilities10/49€116k
Equity10/15€74k
Contributions10/11€2k
Reserves13€72k
Distributable reserves133€72k
Amounts payable17/49€41k
Amounts payable within one year42/48€41k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€39k
Taxes450/3€39k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€249
Other operating charges640/8€106
Gross operating margin9900€132k
Operating profit (loss)9901€132k
Financial income75/76B€4k
Recurring financial income75€4k
Financial charges65/66B€115
Recurring financial charges65€115
Profit (loss) for the period before taxes9903€136k
Income taxes67/77€31k
Profit (loss) for the period9904€105k
Profit (loss) for the period to be appropriated9905€105k
Appropriation of the result
Profit (loss) to be appropriated9906€105k
Transfer to equity691/2€72k
To other reserves6921€72k
Profit to be distributed694/7€33k
Return on contributions (dividend)694€33k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €249 |
| Other operating charges640/8 | €106 |
| Gross operating margin9900 | €132k |
| Operating profit (loss)9901 | €132k |
| Financial income75/76B | €4k |
| Recurring financial income75 | €4k |
| Financial charges65/66B | €115 |
| Recurring financial charges65 | €115 |
| Profit (loss) for the period before taxes9903 | €136k |
| Income taxes67/77 | €31k |
| Profit (loss) for the period9904 | €105k |
| Profit (loss) for the period to be appropriated9905 | €105k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €116k | |
| Fixed assets21/28 | €440 | |
| Tangible fixed assets22/27 | €440 | |
| Plant, machinery and equipment23 | €440 | |
| Current assets29/58 | €115k | |
| Amounts receivable within one year40/41 | €103k | |
| Other amounts receivable41 | €103k | |
| Cash at bank and in hand54/58 | €11k | |
| Deferred charges and accrued income490/1 | €962 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €116k | |
| Equity10/15 | €74k | |
| Contributions10/11 | €2k | |
| Reserves13 | €72k | |
| Distributable reserves133 | €72k | |
| Amounts payable17/49 | €41k | |
| Amounts payable within one year42/48 | €41k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €39k | |
| Taxes450/3 | €39k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €105k |
| + Depreciation and write-downs630 | €249 |
| Operating cash flow (approximation) | €106k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2024
Ground area
522 m²
Building footprint
112 m²
Volume, LiDAR
505 m³
Parcel 24053B0121/02W000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M Buys
since 20242.363.000.766
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0121/02W000 | Flanders | 522 m² | 1 · 112 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.