MASTIN YVES
ActiveMASTIN YVES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-8k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 86% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-17
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.9 against 5.79 in 2024; short-term debt: 20.4% and cash: 19.4% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
-25.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 60.9%
2024 · €67k
2019: €39k
2020: €54k
2021: €67k
2022: €68k
2023: €68k
2024: €67k
2019 → 2025
Total assets
€33k▼ 59.3%
2024 · €81k
2019: €113k
2020: €98k
2021: €88k
2022: €87k
2023: €81k
2024: €81k
2019 → 2025
Net result
€-8k▼ 809%
2024 · €-926
2019: €33k
2020: €14k
2021: €14k
2022: €706
2023: €275
2024: €-926
2019 → 2025
Working capital
€26k▼ 60.8%
2024 · €67k
2019: €36k
2020: €50k
2021: €72k
2022: €71k
2023: €69k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€68k▲ 1.0%€68k▲ 0.4%€67k▼ 1.4%€26k▼ 60.9%
Operating result€18k-€1k▼ 93.0%€867▼ 30.1%€-606€-9k▼ 1,356%
Net result€14k-€706▼ 94.8%€275▼ 61.0%€-926€-8k▼ 809%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €606 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity
€26k▼ 60.9%
Debt
€7k▼ 51.8%
The debt ratio rises from 17.2% to 20.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €-387
Cash flow
€-8k▼
2024 · €-708
Solvency
79.6%▼
2024 · 82.8%
Current ratio
4.90▼
2024 · 5.79
Quick ratio
4.90▼
2024 · 5.79
Debt / equity
0.26▲
2024 · 0.21
ROE
-31.9%▼
2024 · -1.4%
ROA
-25.4%▼
2024 · -1.1%
Interest coverage
-143.95▼
2024 · -1.21
Debt
€7k▼
2024 · €14k
Debt ≤ 1 year
€7k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€33k▼
Fixed assets21/28€117€0▼
Tangible fixed assets22/27€117€0▼
Plant, machinery and equipment23€71€0▼
Furniture and vehicles24€46€0▼
Current assets29/58€81k€33k▼
Amounts receivable within one year40/41€81k€27k▼
Trade receivables40€8k€0▼
Other amounts receivable41€73k€27k▼
Cash at bank and in hand54/58-€6k
Equity and liabilities
Total equity and liabilities10/49€81k€33k▼
Equity10/15€67k€26k▼
Contributions10/11€6k€19k▲
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€51k€-3k▼
Amounts payable17/49€14k€7k▼
Amounts payable within one year42/48€14k€7k▼
Financial debts43€6k€0▼
Credit institutions430/8€6k€0▼
Trade debts44€3k€13▼
Suppliers440/4€3k€13▼
Taxes, remuneration and social security45€100€7k▲
Taxes450/3€100€7k▲
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€218€0▼
Other operating charges640/8€387€12k▲
Non-recurring operating charges66A-€117
Gross operating margin9900€0€3k▲
Operating profit (loss)9901€-606€-9k▼
Financial income75/76B-€459
Recurring financial income75-€459
Financial charges65/66B€321€61▼
Recurring financial charges65€321€61▼
Profit (loss) for the period before taxes9903€-926€-8k▼
Profit (loss) for the period9904€-926€-8k▼
Profit (loss) for the period to be appropriated9905€-926€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€42k▼
Profit (loss) brought forward from the previous period14P€51k€51k▼
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.84
Current ratio from 2.35 to 5.84; short-term debt falls from €37k to €15k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg (NUK) 1009681 MaarkedalGround area
2,856 m²
Building footprint
186 m²
Volume, LiDAR
906 m³
Parcel 45032C0022/00G000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MASTIN YVES
since 20192.285.074.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032C0022/00G000 | Flanders | 2,856 m² | 1 · 185 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GARAGE DU LAC
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,959. 1,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-01-2019
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.