GARAGE RB
ActiveGARAGE RB has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+1
Solvency52▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.83 in 2024; short-term debt: 64% and cash: 19.9% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
10.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €26k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
21 d early
2022
5 d early
2021
4 d late
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 32.9%
2024 · €8k
2018: €22k
2019: €13k
2020: €23k
2021: €29k
2022: €25k
2023: €11k
2024: €8k
2018 → 2025
Working capital
€15k
2024 · €-11k
2018: €286k
2019: €245k
2020: €173k
2021: €-6k
2022: €-9k
2023: €-26k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€8k=€8k=€16k▲ 96.9%€26k▲ 65.4%
Operating result€34k-€33k▼ 1.8%€16k▼ 51.4%€14k▼ 15.5%€18k▲ 34.8%
Net result€29k-€25k▼ 15.1%€11k▼ 56.1%€8k▼ 28.2%€10k▲ 32.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€20k▼ 26.6%
Current assets
€78k▲ 51.6%
Equity and liabilities €98k
Equity
€26k▲ 65.4%
Debt
€71k▲ 14.5%
The debt ratio falls from 79.7% to 73.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €25k
Cash flow
€23k▲
2024 · €19k
Solvency
26.9%▲
2024 · 20.3%
Current ratio
1.25▲
2024 · 0.83
Quick ratio
1.00▲
2024 · 0.66
Debt / equity
2.72▼
2024 · 3.92
ROE
39.5%▼
2024 · 49.2%
ROA
10.6%▲
2024 · 10.0%
Interest coverage
10.67▼
2024 · 13.55
Debt
€71k▲
2024 · €62k
Debt ≤ 1 year
€62k▲
2024 · €62k
Debt > 1 year
€9k
Income taxes
€6k▲
2024 · €4k
Staff costs
€153k▼
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€98k▲
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€23k€16k▼
Plant, machinery and equipment23€12k€7k▼
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€4k€4k=
Current assets29/58€51k€78k▲
Stocks and contracts in progress3€11k€16k▲
Stocks30/36€11k€16k▲
Amounts receivable within one year40/41€28k€41k▲
Trade receivables40€12k€22k▲
Other amounts receivable41€16k€20k▲
Cash at bank and in hand54/58€11k€19k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€78k€98k▲
Equity10/15€16k€26k▲
Contributions10/11€6k€6k=
Reserves13€10k€20k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€8k€18k▲
Amounts payable17/49€62k€71k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€62k€62k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€27k€24k▼
Suppliers440/4€27k€24k▼
Taxes, remuneration and social security45€22k€28k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€15k€19k▲
Other amounts payable47/48€13k€115▼
Accrued charges and deferred income492/3€72-
Income statement
Code20242025
Non-recurring operating income76A€999€214▼
Remuneration, social security and pensions62€165k€153k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€175€175=
Gross operating margin9900€193k€184k▼
Operating profit (loss)9901€14k€18k▲
Financial income75/76B€164€521▲
Recurring financial income75€164€521▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Non-recurring financial charges66B-€10
Profit (loss) for the period before taxes9903€12k€16k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€10k▲
Transfer to equity691/2€8k€10k▲
To other reserves6921€8k€10k▲
Social balance
Average headcount (FTE)90872.72.7=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼28.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
31-12
Financial
Highest result since 2018net €29k ▲26.5%
Operating result €34k, net result €29k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Glaïeuls(LO) 785101 NamurGround area
2,380 m²
Building footprint
176 m²
Volume, LiDAR
999 m³
Parcel 92078B0064/00G002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Garage RB
since 20052.145.225.175
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078B0064/00G002 | Wallonia | 2,380 m² | 1 · 176 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,959. 1,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2005
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081/581276