Masterminds
ActiveMasterminds has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €28k. Equity is growing by ~190.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+2
Solvency47▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.43 in 2024; short-term debt: 71% and cash: 37.8% of total assets), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.9%
Return on assets
14.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 201%
2024 · €14k
2023: €-11k
2024: €14k
2023 → 2025
Total assets
€190k▼ 1.8%
2024 · €194k
2023: €248
2024: €194k
2023 → 2025
Net result
€28k▲ 11.6%
2024 · €25k
2023: €-15k
2024: €25k
2023 → 2025
Working capital
€-60k▲ 32.6%
2024 · €-89k
2023: €-11k
2024: €-89k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-11k-€14k€42k▲ 201%
Operating result€-15k-€31k€53k▲ 70.1%
Net result€-15k-€25k€28k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€115k▼ 10.0%
Current assets
€75k▲ 14.1%
Equity and liabilities €190k
Equity
€42k▲ 201%
Debt
€149k▼ 17.5%
The debt ratio falls from 92.8% to 78.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €53k
Cash flow
€60k▲
2024 · €47k
Solvency
21.9%▲
2024 · 7.2%
Current ratio
0.56▲
2024 · 0.43
Quick ratio
0.56▲
2024 · 0.43
Debt / equity
3.56▼
2024 · 12.99
ROE
66.8%▼
2024 · 180.1%
ROA
14.6%▲
2024 · 12.9%
Interest coverage
6.56▼
2024 · 8.75
Debt
€149k▼
2024 · €180k
Debt ≤ 1 year
€135k▼
2024 · €155k
Debt > 1 year
€14k▼
2024 · €25k
Income taxes
€12k
Staff costs
€192k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€190k▼
Fixed assets21/28€128k€115k▼
Tangible fixed assets22/27€127k€115k▼
Plant, machinery and equipment23€127k€113k▼
Furniture and vehicles24-€2k
Financial fixed assets28€550€550=
Current assets29/58€66k€75k▲
Amounts receivable within one year40/41€25k€3k▼
Trade receivables40€240€240=
Other amounts receivable41€25k€3k▼
Cash at bank and in hand54/58€41k€72k▲
Equity and liabilities
Total equity and liabilities10/49€194k€190k▼
Equity10/15€14k€42k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€10k€38k▲
Amounts payable17/49€180k€149k▼
Amounts payable after more than one year17€25k€14k▼
Financial debts170/4€25k€14k▼
Amounts payable within one year42/48€155k€135k▼
Current portion of amounts payable after more than one year42€27k€13k▼
Trade debts44€73k€28k▼
Suppliers440/4€73k€28k▼
Taxes, remuneration and social security45€31k€62k▲
Taxes450/3€12k€12k=
Remuneration and social security454/9€18k€50k▲
Other amounts payable47/48€24k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€94k€192k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€32k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€148k€282k▲
Operating profit (loss)9901€31k€53k▲
Financial income75/76B€53€188▲
Recurring financial income75€53€188▲
Financial charges65/66B€6k€13k▲
Recurring financial charges65€6k€13k▲
Profit (loss) for the period before taxes9903€25k€40k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€25k€28k▲
Profit (loss) for the period to be appropriated9905€25k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€38k▲
Profit (loss) brought forward from the previous period14P€-15k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €28k ▲11.6%
Operating result €53k, net result €28k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uitbreidingstraat 2982600 AntwerpenGround area
148 m²
Building footprint
138 m²
Volume, LiDAR
1,151 m³
Parcel 11003B0044/00N008, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Masterminds
since 20212.322.921.851
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0044/00N008 | Flanders | 148 m² | 1 · 138 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.322.921.851
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,899. 5,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
56210Event catering
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.