JC CONSULTING
ActiveJC CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €63k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency85▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.86 in 2024; short-term debt: 40.1% and cash: 28.6% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
19 d early
2022
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 22.6%
2024 · €116k
2022: €42k
2023: €75k
2024: €116k
2022 → 2025
Total assets
€239k▲ 39.5%
2024 · €172k
2022: €86k
2023: €132k
2024: €172k
2022 → 2025
Net result
€63k▲ 53.1%
2024 · €41k
2022: €39k
2023: €33k
2024: €41k
2022 → 2025
Working capital
€97k▲ 3.9%
2024 · €94k
2022: €39k
2023: €61k
2024: €94k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€75k▲ 77.3%€116k▲ 55.2%€142k▲ 22.6%
Operating result€51k-€44k▼ 13.7%€54k▲ 22.1%€82k▲ 52.5%
Net result€39k-€33k▼ 14.8%€41k▲ 23.5%€63k▲ 53.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€46k▲ 67.2%
Current assets
€193k▲ 34.2%
Equity and liabilities €239k
Equity
€142k▲ 22.6%
Debt
€97k▲ 75.0%
The debt ratio rises from 32.3% to 40.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €59k
Cash flow
€69k▲
2024 · €46k
Solvency
59.5%▼
2024 · 67.7%
Current ratio
2.02▼
2024 · 2.86
Quick ratio
2.02▼
2024 · 2.86
Debt / equity
0.68▲
2024 · 0.48
ROE
44.4%▲
2024 · 35.6%
ROA
26.4%▲
2024 · 24.1%
Interest coverage
104.79▲
2024 · 38.21
Debt
€97k▲
2024 · €55k
Debt ≤ 1 year
€96k▲
2024 · €50k
Debt > 1 year
€1k▼
2024 · €5k
Income taxes
€19k▲
2024 · €13k
Staff costs
€116k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€239k▲
Fixed assets21/28€28k€46k▲
Tangible fixed assets22/27€28k€46k▲
Land and buildings22€19k€17k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€6k€28k▲
Current assets29/58€144k€193k▲
Amounts receivable within one year40/41€128k€124k▼
Trade receivables40€62k€91k▲
Other amounts receivable41€66k€33k▼
Cash at bank and in hand54/58€13k€68k▲
Deferred charges and accrued income490/1€3k€529▼
Equity and liabilities
Total equity and liabilities10/49€172k€239k▲
Equity10/15€116k€142k▲
Contributions10/11€3k€3k=
Reserves13€113k€139k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€113k€139k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€55k€97k▲
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€50k€96k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Financial debts43€6k€6k▼
Credit institutions430/8€3k€6k▲
Other loans439€3k€243▼
Trade debts44€16k€56k▲
Suppliers440/4€16k€56k▲
Taxes, remuneration and social security45€23k€28k▲
Taxes450/3€15k€15k▲
Remuneration and social security454/9€9k€13k▲
Other amounts payable47/48€560€3k▲
Accrued charges and deferred income492/3€450€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€58k€116k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€846€2k▲
Gross operating margin9900€118k€206k▲
Operating profit (loss)9901€54k€82k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€841▼
Recurring financial charges65€2k€841▼
Profit (loss) for the period before taxes9903€54k€83k▲
Income taxes67/77€13k€19k▲
Profit (loss) for the period9904€41k€63k▲
Profit (loss) for the period to be appropriated9905€41k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€63k▲
Transfer from equity791/2-€37k
Transfer to equity691/2€41k€63k▲
To contributions691€0-
To other reserves6921€41k€63k▲
Profit to be distributed694/7€0€37k▲
Return on contributions (dividend)694€0€37k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €63k ▲53.1%
Operating result €82k, net result €63k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €116k ▲55.2%
3 profitable years in a row build equity to €116k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €33k ▼14.8%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lakenmakersstraat 1032800 MechelenGround area
77 m²
Building footprint
89 m²
Volume, LiDAR
616 m³
Parcel 12402C0373/00E002, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JC CONSULTING
since 20212.325.828.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402C0373/00E002 | Flanders | 77 m² | 1 · 89 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,142 EUR awarded · 1,142 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 828 EUR | 828 EUR |
| 2024 | 1 | 168 EUR | 168 EUR |
| 2023 | 1 | 146 EUR | 146 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9845009BB653C6C9AC66
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Of 4,566 companies in sector 74999 we hold annual accounts for 1,940. 1,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.