Summary
MARROO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €349k and a net result of €128k. Equity is growing by ~55.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 8023 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
127 d early
2024
30 d early
2023
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€349k▲ 58.0%
2024 · €221k
2023: €102k
2024: €221k
2023 → 2025
Net result
€128k▲ 7.7%
2024 · €119k
2023: €98k
2024: €119k
2023 → 2025
Total assets
€372k▲ 56.3%
2024 · €238k
2023: €138k
2024: €238k
2023 → 2025
Solvency
93.9%▲ 1.0pp
2024 · 92.9%
2023: 73.8%
2024: 92.9%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€221k▲ 117%€349k▲ 58.0%
Operating result€125k-€154k▲ 23.1%€163k▲ 5.9%
Net result€98k-€119k▲ 21.8%€128k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€6k ▼ 34.1%
Current assets
€366k ▲ 59.6%
Equity and liabilities €372k
Equity
€349k ▲ 58.0%
Debt
€23k ▲ 33.7%
Debt's share of the balance-sheet total falls from 7.1% to 6.1%. Equity and debt are higher.
Key figures and ratios
ROE
36.7%▼
2024 · 53.9%
ROA
34.5%▼
2024 · 50.1%
Debt ≤ 1 year
€23k▲
2024 · €17k
Income taxes
€38k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€238k€372k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€229k€366k▲
Amounts receivable within one year40/41€67k€77k▲
Trade receivables40€63k€58k▼
Other amounts receivable41€4k€19k▲
Current investments50/53€100k€150k▲
Cash at bank and in hand54/58€62k€139k▲
Equity and liabilities
Total equity and liabilities10/49€238k€372k▲
Equity10/15€221k€349k▲
Contributions10/11€5k€5k=
Reserves13€216k€344k▲
Distributable reserves133€216k€344k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€17k€23k▲
Amounts payable within one year42/48€17k€23k▲
Trade debts44€65€2k▲
Suppliers440/4€65€2k▲
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€17k€21k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€30
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€126€128▲
Gross operating margin9900€157k€166k▲
Operating profit (loss)9901€154k€163k▲
Financial income75/76B€206€3k▲
Recurring financial income75€206€3k▲
Financial charges65/66B€56€85▲
Recurring financial charges65€56€85▲
Profit (loss) for the period before taxes9903€154k€166k▲
Income taxes67/77€35k€38k▲
Profit (loss) for the period9904€119k€128k▲
Profit (loss) for the period to be appropriated9905€119k€128k▲
Appropriation of the result
Profit (loss) to be appropriated9906€119k€128k▲
Transfer to equity691/2€119k€128k▲
To other reserves6921€119k€128k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €128k ▲7.7%
Operating result €163k, net result €128k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 13.60
Current ratio from 3.49 to 13.60; short-term debt falls from €36k to €17k.
31-12
Financial
Equity above €200kEq €221k ▲117%
2 profitable years in a row build equity to €221k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielewaallaan(Kor) 258500 KortrijkGround area
993 m²
Building footprint
193 m²
Volume, LiDAR
1,002 m³
Parcel 34354C0411/00L004, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARROO
since 20232.341.126.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0411/00L004 | Flanders | 993 m² | 1 · 193 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NBCF
BE 0849.830.658
Antwerpen · Eq €348,968
HeJa Holding
BE 0721.398.304
Lommel · Eq €349,024
MIO INVESTMENTS
BE 0722.787.382
Genk · Eq €348,920
PatriCe
BE 0823.801.697
Antwerpen · Eq €348,901
PEETERS-MENTENS
BE 0633.919.051
Oudsbergen · Eq €349,091
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,765 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.