Financials
- Fiscal year
- 2024
- Total assets
- €458
- Loss
- -€4,286
- Solvency
- -280.7%
Marnic Bex Software Testing
ActiveSummary
The computed 12-month bankruptcy probability of Marnic Bex Software Testing is 2.7% (moderate). The 2024 annual accounts show negative equity (-€1,286) and a net result of -€4,286. Its solvency ranks better than 5% of 2847 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€458total assets 2024
- Equity
- -€1,286
- Loss
- -€4,286
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late0 of 2 deeds read
Why 49- Figures for FY 2024 (filed 30-09-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -280.7% of total assets
Liquidity
50
short-term debt 380.7% · cash 92.7%
Profitability
0
return on assets -935.6%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.4%lowest value
03-2025: 0.4%● 0.0% vs 02-2025lowest value
04-2025: 0.4%▲ +2.1% vs 03-2025
05-2025: 0.8%▲ +98.7% vs 04-2025
06-2025: 0.8%▲ +2.1% vs 05-2025
07-2025: 0.9%▲ +10.6% vs 06-2025
08-2025: 0.9%● 0.0% vs 07-2025
09-2025: 0.9%▲ +7.0% vs 08-2025
10-2025: 1.0%▲ +4.8% vs 09-2025
11-2025: 1.0%● 0.0% vs 10-2025
12-2025: 1.0%● 0.0% vs 11-2025
01-2026: 1.0%▲ +3.9% vs 12-2025
02-2026: 1.0%▲ +2.1% vs 01-2026
03-2026: 1.0%▼ -1.1% vs 02-2026
04-2026: 1.0%● 0.0% vs 03-2026
05-2026: 0.9%▼ -9.0% vs 04-2026
06-2026: 0.9%▼ -0.3% vs 05-2026
07-2026: 0.9%▲ +3.3% vs 06-2026
08-2026: 1.4%▲ +46.5% vs 07-2026
09-2026: 1.6%▲ +13.1% vs 08-2026
10-2026: 2.7%▲ +72.6% vs 09-2026highest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Figures for FY 2024 (filed 30-09-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 27%, profitability 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 30-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 23-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.