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Caelum

Active
Private limited companyfounded 20233 yrs activeAlbert Alloserystraat(H) 23, 7712 Mouscron, BelgiumKBO/BCE: BE 0798.732.246
Summary

Caelum has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€4,750) and a net result of -€8,631. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency0▼-51
Growth32
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 1.33 in 2023; short-term debt: 134.7% and cash: 34.5% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-34.7%
Return on assets
-63%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
39 d early
2024
29 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 68 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 February 2023, Caelum was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
-€4,750
2023 · €3,881
Total assets
€13,701▼ 9.7%
2023 · €15,170
Net result
-€8,631
2023 · €3,781
Working capital
-€4,900
2023 · €3,731
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€4,759--€8,599
Net result€3,781below the sector's middle half--€8,631below the sector's middle half
Equity€3,881below the sector's middle half--€4,750below the sector's middle half
Total assets€15,170below the sector's middle half-€13,701below the sector's middle half▼ 9.7%
Debt€11,288-€18,451▲ 63.5%
Working capital€3,731below the sector's middle half--€4,900below the sector's middle half
Solvency25.6%below the sector's middle half--34.7%below the sector's middle half▼ 60.3pp
Current ratio1.33within the sector's middle half-0.73below the sector's middle half▼ 0.60
Return on assets (ROA)24.9%within the sector's middle half--63.0%below the sector's middle half▼ 87.9pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2023: €4,759€4,759Net result 2023: €3,781€3,781Operating result 2024: -€8,599-€8,599Net result 2024: -€8,631-€8,63120232024-€10,000-€5,000€0€5,000Operating result 2023: €4,759€4,760Net result 2023: €3,781€3,780Operating result 2024: -€8,599-€8,600Net result 2024: -€8,631-€8,63020232024
The operating result turns negative in 2024: a loss of €8,599 after €4,759 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €13,701
Fixed assets €150 =
Current assets €13,551 ▼ 9.8%
Key figures and ratios
2024 value · change against 2023
Debt to equity
-3.88▼
2023 · 2.91
Debt ≤ 1 year
€18,451▲
2023 · €11,288
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58€15,170€13,701▼
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Current assets29/58€15,020€13,551▼
Amounts receivable within one year40/41-€8,818
Trade receivables40-€8,000
Other amounts receivable41-€818
Cash at bank and in hand54/58€15,020€4,734▼
Equity and liabilities
Total equity and liabilities10/49€15,170€13,701▼
Equity10/15€3,881-€4,750▼
Contributions10/11€100€100=
Profit (loss) carried forward14€3,781-€4,850▼
Amounts payable17/49€11,288€18,451▲
Amounts payable within one year42/48€11,288€18,451▲
Financial debts43€246-
Credit institutions430/8€246-
Trade debts44-€352
Suppliers440/4-€352
Taxes, remuneration and social security45€3,373€3,790▲
Taxes450/3€3,373€3,790▲
Other amounts payable47/48€7,669€14,308▲
Income statement Code20232024
Gross operating margin9900€4,759-€8,599▼
Operating profit (loss)9901€4,759-€8,599▼
Financial income75/76B€11€39▲
Recurring financial income75€11€39▲
Financial charges65/66B€42€71▲
Recurring financial charges65€42€71▲
Profit (loss) for the period before taxes9903€4,727-€8,631▼
Income taxes67/77€945-
Profit (loss) for the period9904€3,781-€8,631▼
Profit (loss) for the period to be appropriated9905€3,781-€8,631▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,781-€4,850▼
Profit (loss) brought forward from the previous period14P-€3,781

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Gross operating margin9900€4,759-€8,599▼ 281%
Operating profit (loss)9901€4,759-€8,599▼ 281%
Financial income75/76B€11€39▲ 260%
Recurring financial income75€11€39▲ 260%
Financial charges65/66B€42€71▲ 66.6%
Recurring financial charges65€42€71▲ 66.6%
Profit (loss) for the period before taxes9903€4,727-€8,631▼ 283%
Income taxes67/77€945--
Profit (loss) for the period9904€3,781-€8,631▼ 328%
Profit (loss) for the period to be appropriated9905€3,781-€8,631▼ 328%
Line20232024Change
Assets
Total assets20/58€15,170€13,701▼ 9.7%
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Current assets29/58€15,020€13,551▼ 9.8%
Amounts receivable within one year40/41-€8,818-
Trade receivables40-€8,000-
Other amounts receivable41-€818-
Cash at bank and in hand54/58€15,020€4,734▼ 68.5%
Equity and liabilities
Total equity and liabilities10/49€15,170€13,701▼ 9.7%
Equity10/15€3,881-€4,750▼ 222%
Contributions10/11€100€100=
Profit (loss) carried forward14€3,781-€4,850▼ 228%
Amounts payable17/49€11,288€18,451▲ 63.5%
Amounts payable within one year42/48€11,288€18,451▲ 63.5%
Financial debts43€246--
Credit institutions430/8€246--
Trade debts44-€352-
Suppliers440/4-€352-
Taxes, remuneration and social security45€3,373€3,790▲ 12.4%
Taxes450/3€3,373€3,790▲ 12.4%
Other amounts payable47/48€7,669€14,308▲ 86.6%
Line20232024Change
Profit (loss) for the period9904€3,781-€8,631▼ 328%
Operating cash flow (approximation)€3,781-€8,631▼ 328%
Investment in fixed assets (approximation)-€0-
Change in cash--€10,286-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
289 m²
Building footprint
97 m²
Parcel 54004L1160/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Caelum
Albert Alloserystraat(H) 23, 7712 MouscronRetail trade
since 20232.342.000.266
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54004L1160/00K002 Wallonia 289 m² 1 · 97 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 5,117 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798732246
Registered 07-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.