MARMARIS
ActiveThe computed 12-month bankruptcy probability of MARMARIS is 1.9% (moderate). The 2025 annual accounts show equity of €231k and a net result of €36k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13159 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-3
Solvency100=
Growth78▼-1
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 10.56 against 9.94 in 2024; short-term debt: 9.1% and cash: 67.1% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
13 d early
2023
22 d late
2022
25 d late
2021
18 d late
2020
25 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€232k▲ 5.7%
2024 · €220k
2018: €97k
2019: €99k
2020: €89k
2021: €85k
2022: €133k
2023: €221k
2024: €220k
2018 → 2025
EBIT margin
22.4%▼ 1.4pp
2024 · 23.7%
2018: 6.2%
2019: 7.4%
2020: 12.4%
2021: 7.0%
2022: 22.3%
2023: 21.5%
2024: 23.7%
2018 → 2025
Net result
€36k▼ 9.5%
2024 · €40k
2018: €4k
2019: €-7k
2020: €8k
2021: €5k
2022: €22k
2023: €36k
2024: €40k
2018 → 2025
Working capital
€220k▲ 20.4%
2024 · €183k
2018: €66k
2019: €60k
2020: €100k
2021: €102k
2022: €124k
2023: €157k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€85k-€133k▲ 57.3%€221k▲ 66.0%€220k▼ 0.5%€232k▲ 5.7%
Equity€105k-€127k▲ 20.9%€163k▲ 28.6%€195k▲ 19.3%€231k▲ 18.4%
Operating result€6k-€30k▲ 400%€47k▲ 60.0%€52k▲ 9.8%€52k▼ 0.3%
Net result€5k-€22k▲ 347%€36k▲ 65.6%€40k▲ 8.9%€36k▼ 9.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€11k▼ 12.7%
Current assets
€243k▲ 19.7%
Equity and liabilities €254k
Equity
€231k▲ 18.4%
Debt
€23k▲ 12.7%
The debt ratio falls from 9.5% to 9.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €54k
Cash flow
€39k▼
2024 · €41k
Solvency
90.9%▲
2024 · 90.5%
Current ratio
10.56▲
2024 · 9.94
Quick ratio
10.53▲
2024 · 9.91
Debt / equity
0.10▼
2024 · 0.10
ROE
15.5%▼
2024 · 20.3%
ROA
14.1%▼
2024 · 18.4%
Interest coverage
53.70▲
2024 · 37.66
Debt
€23k▲
2024 · €20k
Debt ≤ 1 year
€23k▲
2024 · €20k
Income taxes
€15k▲
2024 · €11k
Staff costs
€235
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€254k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€11k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24-€1k
Current assets29/58€203k€243k▲
Stocks and contracts in progress3€523€535▲
Stocks30/36€523€535▲
Amounts receivable within one year40/41€71k€72k▲
Trade receivables40€124€62▼
Other amounts receivable41€71k€72k▲
Cash at bank and in hand54/58€132k€170k▲
Equity and liabilities
Total equity and liabilities10/49€215k€254k▲
Equity10/15€195k€231k▲
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€195k€221k▲
Amounts payable17/49€20k€23k▲
Amounts payable within one year42/48€20k€23k▲
Trade debts44€3k€231▼
Suppliers440/4€3k€231▼
Taxes, remuneration and social security45€18k€23k▲
Taxes450/3€18k€23k▲
Income statement
Code20242025
Turnover70€220k€232k▲
Goods, raw materials, services and sundry goods60/61€165k€171k▲
Remuneration, social security and pensions62-€235
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€526€7k▲
Gross operating margin9900€54k€62k▲
Operating profit (loss)9901€52k€52k▼
Financial income75/76B€13-
Recurring financial income75€13-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€51k€51k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€40k€36k▼
Profit (loss) for the period to be appropriated9905€40k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€195k€231k▲
Profit (loss) brought forward from the previous period14P€155k€195k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €231k ▲18.4%
6 profitable years in a row build equity to €231k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €40k ▲8.9%
Operating result €52k, net result €40k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Equity above €150kEq €163k ▲28.6%
4 profitable years in a row build equity to €163k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 42.71
Current ratio from 11.66 to 42.71; short-term debt falls from €9k to €2k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 11.66
Current ratio from 4.49 to 11.66; short-term debt falls from €17k to €9k.
31-12
Financial
Equity above €100kEq €100k ▲67.1%
Equity rises from €60k to €100k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼251%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paleizenstraat 861030 SchaarbeekGround area
177 m²
Building footprint
172 m²
Volume, LiDAR
3,231 m³
Parcel 21909E0239/00E016, Brussels · tallest building 24.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
MARMARIS
since 20052.150.650.544
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0239/00E016 | Brussels | 177 m² | 1 · 172 m² | 24.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.150.650.544
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GLACE JOZEF
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 6,364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2005
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.