KROKANTJE
ActiveKROKANTJE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €7k. Equity is growing by ~42.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 13306 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-4
Solvency39▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.31 in 2024; short-term debt: 12.5% and cash: 1.4% of total assets), but 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
26 d late
2023
22 d late
2022
29 d late
2021
25 d late
2020
31 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 27.5%
2024 · €26k
2018: €-27k
2019: €-25k
2020: €-17k
2021: €-12k
2022: €784
2023: €10k
2024: €26k
2018 → 2025
Total assets
€229k▼ 4.2%
2024 · €239k
2018: €299k
2019: €279k
2020: €266k
2021: €269k
2022: €255k
2023: €223k
2024: €239k
2018 → 2025
Net result
€7k▼ 55.3%
2024 · €16k
2018: €14k
2019: €2k
2020: €8k
2021: €4k
2022: €13k
2023: €9k
2024: €16k
2018 → 2025
Working capital
€21k▲ 162%
2024 · €8k
2018: €-46k
2019: €-39k
2020: €-26k
2021: €-7k
2022: €14k
2023: €9k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€784€10k▲ 1,155%€26k▲ 160%€33k▲ 27.5%
Operating result€12k-€20k▲ 67.9%€15k▼ 23.6%€26k▲ 71.2%€17k▼ 33.3%
Net result€4k-€13k▲ 196%€9k▼ 30.2%€16k▲ 73.7%€7k▼ 55.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€179k▼ 12.7%
Current assets
€50k▲ 46.4%
Equity and liabilities €229k
Equity
€33k▲ 27.5%
Debt
€196k▼ 8.0%
The debt ratio falls from 89.3% to 85.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €48k
Cash flow
€33k▼
2024 · €38k
Solvency
14.2%▲
2024 · 10.7%
Current ratio
1.75▲
2024 · 1.31
Quick ratio
1.61▲
2024 · 1.19
Debt / equity
6.02▼
2024 · 8.34
ROE
21.6%▼
2024 · 61.5%
ROA
3.1%▼
2024 · 6.6%
Interest coverage
6.89▲
2024 · 6.68
Debt
€196k▼
2024 · €213k
Debt ≤ 1 year
€29k▲
2024 · €26k
Debt > 1 year
€155k▼
2024 · €175k
Income taxes
€4k▲
2024 · €3k
Staff costs
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€229k▼
Fixed assets21/28€205k€179k▼
Tangible fixed assets22/27€205k€179k▼
Land and buildings22€162k€146k▼
Plant, machinery and equipment23€664€152▼
Furniture and vehicles24€42k€32k▼
Financial fixed assets28€130€130=
Current assets29/58€34k€50k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€19k€40k▲
Trade receivables40€9k€16k▲
Other amounts receivable41€10k€24k▲
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€239k€229k▼
Equity10/15€26k€33k▲
Contributions10/11€6k€6k=
Reserves13€19k€26k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€19k€26k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€213k€196k▼
Amounts payable after more than one year17€175k€155k▼
Financial debts170/4€175k€155k▼
Amounts payable within one year42/48€26k€29k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€695€695=
Suppliers440/4€695€695=
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€1k€302▼
Other amounts payable47/48€889€0▼
Accrued charges and deferred income492/3€13k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€16k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€70k€59k▼
Operating profit (loss)9901€26k€17k▼
Financial income75/76B€114€200▲
Recurring financial income75€114€200▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€19k€11k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€16k€7k▼
Profit (loss) for the period to be appropriated9905€16k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€7k▲
Profit (loss) brought forward from the previous period14P€-13k€0▲
Transfer to equity691/2€3k€7k▲
To other reserves6921€3k€7k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲73.7%
Operating result €26k, net result €16k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼84.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingenstraat 198940 WervikGround area
375 m²
Building footprint
83 m²
Volume, LiDAR
700 m³
Parcel 33029C0399/00C000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KROKANTJE
since 20062.151.340.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029C0399/00C000 | Flanders | 375 m² | 1 · 83 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteWervik2.151.340.828
Similar companies · same sector, comparable size
MIDDEN-OOSTEN DELICATESSEN
BE 0723.696.313
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BE 0865.935.925
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PRIME PROPERTIES
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CASTELL'FRITES
BE 1006.185.750
Soignies · Eq €33k
Friterie de la Folie
BE 0687.608.155
Martelange · Eq €33k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2006
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10712Artisanal bread and fresh pastry making
15812
47241Retail sale of bread and pastry (bakery outlets)
47620Retail trade
47621Retail sale of newspapers and periodicals
52240
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.