Marley
ActiveMarley has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency52▼-3
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.15 in 2024; short-term debt: 29.2% and cash: 12.3% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
9 d early
2024
6 d early
2023
1 d early
2022
3 d early
2021
4 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 51.7%
2024 · €32k
2019: €46k
2020: €77k
2021: €123k
2022: €118k
2023: €40k
2024: €32k
2019 → 2025
Total assets
€182k▲ 69.4%
2024 · €107k
2019: €88k
2020: €115k
2021: €157k
2022: €134k
2023: €195k
2024: €107k
2019 → 2025
Net result
€17k▼ 73.2%
2024 · €63k
2019: €44k
2020: €31k
2021: €46k
2022: €-5k
2023: €72k
2024: €63k
2019 → 2025
Working capital
€19k▲ 77.0%
2024 · €11k
2019: €57k
2020: €67k
2021: €108k
2022: €108k
2023: €29k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€118k▼ 3.7%€40k▼ 66.3%€32k▼ 18.5%€49k▲ 51.7%
Operating result€60k-€-2k€102k€89k▼ 13.0%€32k▼ 64.4%
Net result€46k-€-5k€72k€63k▼ 12.7%€17k▼ 73.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€109k▲ 407%
Current assets
€72k▼ 15.5%
Equity and liabilities €182k
Equity
€49k▲ 51.7%
Debt
€133k▲ 77.1%
The debt ratio rises from 69.7% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €93k
Cash flow
€27k▼
2024 · €67k
Solvency
27.1%▼
2024 · 30.3%
Current ratio
1.36▲
2024 · 1.15
Quick ratio
1.36▲
2024 · 1.15
Debt / equity
2.69▲
2024 · 2.30
ROE
34.1%▼
2024 · 192.7%
ROA
9.2%▼
2024 · 58.3%
Interest coverage
12.49▼
2024 · 121.55
Debt
€133k▲
2024 · €75k
Debt ≤ 1 year
€53k▼
2024 · €75k
Debt > 1 year
€79k
Income taxes
€11k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€182k▲
Fixed assets21/28€22k€109k▲
Tangible fixed assets22/27€21k€109k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€3k€93k▲
Financial fixed assets28€450€450=
Current assets29/58€86k€72k▼
Amounts receivable within one year40/41€15k€49k▲
Trade receivables40€15k€25k▲
Other amounts receivable41€200€24k▲
Cash at bank and in hand54/58€69k€22k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€107k€182k▲
Equity10/15€32k€49k▲
Contributions10/11€2k€2k=
Reserves13€30k€47k▲
Distributable reserves133€30k€47k▲
Amounts payable17/49€75k€133k▲
Amounts payable after more than one year17-€79k
Financial debts170/4-€79k
Amounts payable within one year42/48€75k€53k▼
Current portion of amounts payable after more than one year42-€8k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€69k€43k▼
Taxes450/3€69k€43k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Other operating charges640/8€1k€16k▲
Gross operating margin9900€94k€58k▼
Operating profit (loss)9901€89k€32k▼
Financial charges65/66B€762€3k▲
Recurring financial charges65€762€3k▲
Profit (loss) for the period before taxes9903€88k€28k▼
Income taxes67/77€25k€11k▼
Profit (loss) for the period9904€63k€17k▼
Profit (loss) for the period to be appropriated9905€63k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€17k▼
Transfer from equity791/2€7k-
Transfer to equity691/2-€17k
To other reserves6921-€17k
Profit to be distributed694/7€70k-
Return on contributions (dividend)694€70k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-5k ▼110%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €123k ▲59.7%
3 profitable years in a row build equity to €123k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Braeckmanlaan 969040 GentGround area
235 m²
Building footprint
104 m²
Volume, LiDAR
692 m³
Parcel 44432C0843/00Y003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Marley
since 20192.289.272.155
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0843/00Y003 | Flanders | 235 m² | 1 · 104 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.