Beleto
ActiveBeleto has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €38k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+42
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 1.29 in 2023), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
18 d early
2021
27 d early
2020
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€90k▲ 74.1%
2023 · €52k
2020: €29k
2021: €33k
2022: €30k
2023: €52k
2020 → 2024
Total assets
€122k▼ 23.6%
2023 · €160k
2020: €118k
2021: €121k
2022: €130k
2023: €160k
2020 → 2024
Net result
€38k▲ 77.1%
2023 · €22k
2020: €19k
2021: €4k
2022: €-3k
2023: €22k
2020 → 2024
Working capital
€73k▲ 149%
2023 · €29k
2020: €5k
2021: €9k
2022: €3k
2023: €29k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€33k▲ 14.2%€30k▼ 10.1%€52k▲ 72.0%€90k▲ 74.1%
Operating result€26k-€7k▼ 73.1%€-2k€29k€49k▲ 71.7%
Net result€19k-€4k▼ 78.4%€-3k€22k€38k▲ 77.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 72% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122k
Fixed assets
€17k▼ 42.8%
Current assets
€105k▼ 19.1%
Equity and liabilities €122k
Equity
€90k▲ 74.1%
Debt
€32k▼ 70.4%
The debt ratio falls from 67.6% to 26.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▲
2023 · €43k
Cash flow
€53k▲
2023 · €36k
Solvency
73.8%▲
2023 · 32.4%
Current ratio
3.28▲
2023 · 1.29
Quick ratio
3.28▲
2023 · 1.29
Debt / equity
0.35▼
2023 · 2.09
ROE
42.6%▲
2023 · 41.9%
ROA
31.4%▲
2023 · 13.6%
Interest coverage
178.66▲
2023 · 70.75
Debt
€32k▼
2023 · €108k
Debt ≤ 1 year
€32k▼
2023 · €100k
Income taxes
€10k▲
2023 · €6k
Staff costs
€1k=
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€160k€122k▼
Fixed assets21/28€30k€17k▼
Tangible fixed assets22/27€30k€17k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€26k€14k▼
Current assets29/58€130k€105k▼
Amounts receivable within one year40/41€35k€32k▼
Trade receivables40€26k€30k▲
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€86k€71k▼
Deferred charges and accrued income490/1€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€160k€122k▼
Equity10/15€52k€90k▲
Contributions10/11€10k€10k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€28k€67k▲
Amounts payable17/49€108k€32k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€100k€32k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€74k€12k▼
Income statement
Code20232024
Remuneration, social security and pensions62€1k€1k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€207€216▲
Gross operating margin9900€45k€65k▲
Operating profit (loss)9901€29k€49k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€609€357▼
Recurring financial charges65€609€357▼
Profit (loss) for the period before taxes9903€28k€49k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€22k€38k▲
Profit (loss) for the period to be appropriated9905€22k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€67k▲
Profit (loss) brought forward from the previous period14P€7k€28k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €38k ▲77.1%
Operating result €49k, net result €38k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.28
Current ratio from 1.29 to 3.28; short-term debt falls from €100k to €32k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼181%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 429160 LokerenGround area
973 m²
Building footprint
154 m²
Volume, LiDAR
666 m³
Parcel 46007B0011/00M002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beleto
since 20192.296.631.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007B0011/00M002 | Flanders | 973 m² | 1 · 154 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Creacis
BE 0780.686.385
Kuurne · Eq €90k
DIAKONEO
BE 0525.923.904
Verlaine · Eq €90k
NINT
BE 0753.922.996
Dendermonde · Eq €90k
RED CONSULTING & MANAGEMENT GROUP
BE 0837.675.865
Elsene · Eq €90k
G&M Consulting
BE 0501.601.450
Gembloux · Eq €90k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.