MARKET VIEW
ActiveMARKET VIEW has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €6k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 8.07 in 2024; short-term debt: 15.9% and cash: 15.6% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
93 d early
2023
117 d early
2022
150 d early
2021
113 d early
2020
116 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 0.9%
2024 · €123k
2018: €32k
2019: €36k
2020: €44k
2021: €30k
2022: €28k
2023: €89k
2024: €123k
2018 → 2025
Total assets
€148k▼ 4.8%
2024 · €155k
2018: €54k
2019: €53k
2020: €48k
2021: €39k
2022: €83k
2023: €146k
2024: €155k
2018 → 2025
Net result
€6k▼ 85.3%
2024 · €39k
2018: €4k
2019: €15k
2020: €8k
2021: €2k
2022: €1k
2023: €61k
2024: €39k
2018 → 2025
Working capital
€104k▼ 3.2%
2024 · €107k
2018: €20k
2019: €33k
2020: €39k
2021: €28k
2022: €9k
2023: €71k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€28k▼ 7.9%€89k▲ 218%€123k▲ 38.9%€124k▲ 0.9%
Operating result€5k-€6k▲ 13.8%€94k▲ 1,509%€60k▼ 36.7%€10k▼ 82.5%
Net result€2k-€1k▼ 33.2%€61k▲ 4,205%€39k▼ 36.4%€6k▼ 85.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€20k▼ 37.8%
Current assets
€128k▲ 4.0%
Equity and liabilities €148k
Equity
€124k▲ 0.9%
Debt
€23k▼ 26.5%
The debt ratio falls from 20.6% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €72k
Cash flow
€18k▼
2024 · €51k
Solvency
84.1%▲
2024 · 79.4%
Current ratio
5.43▼
2024 · 8.07
Quick ratio
5.43▼
2024 · 8.07
Debt / equity
0.19▼
2024 · 0.26
ROE
4.6%▼
2024 · 31.4%
ROA
3.8%▼
2024 · 24.9%
Interest coverage
472.69▲
2024 · 40.07
Debt
€23k▼
2024 · €32k
Debt ≤ 1 year
€23k▲
2024 · €15k
Income taxes
€6k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€148k▼
Fixed assets21/28€32k€20k▼
Tangible fixed assets22/27€32k€20k▼
Furniture and vehicles24€631€231▼
Leasing and similar rights25€31k€20k▼
Other tangible fixed assets26€465-
Current assets29/58€123k€128k▲
Amounts receivable after more than one year29€7k€5k▼
Other amounts receivable291€7k€5k▼
Amounts receivable within one year40/41€19k€24k▲
Trade receivables40€7k€6k▼
Other amounts receivable41€12k€18k▲
Current investments50/53€75k€75k=
Cash at bank and in hand54/58€22k€23k▲
Deferred charges and accrued income490/1€229-
Equity and liabilities
Total equity and liabilities10/49€155k€148k▼
Equity10/15€123k€124k▲
Contributions10/11€6k€6k=
Reserves13€117k€118k▲
Distributable reserves133€117k€118k▲
Amounts payable17/49€32k€23k▼
Amounts payable after more than one year17€17k-
Financial debts170/4€17k-
Amounts payable within one year42/48€15k€23k▲
Current portion of amounts payable after more than one year42€11k€17k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€74k€27k▼
Operating profit (loss)9901€60k€10k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€2k€48▼
Recurring financial charges65€2k€48▼
Profit (loss) for the period before taxes9903€59k€12k▼
Income taxes67/77€21k€6k▼
Profit (loss) for the period9904€39k€6k▼
Profit (loss) for the period to be appropriated9905€39k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€6k▼
Transfer from equity791/2€4k€5k▲
Transfer to equity691/2€39k€6k▼
To other reserves6921€39k€6k▼
Profit to be distributed694/7€4k€5k▲
Return on contributions (dividend)694€4k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.07
Current ratio from 3.34 to 8.07; short-term debt falls from €30k to €15k.
31-12
Financial
Equity above €100kEq €123k ▲38.9%
7 profitable years in a row build equity to €123k.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €61k ▲4205%
Operating result €94k, net result €61k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.34
Current ratio from 1.53 to 3.34.
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼33.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 10.73
Current ratio from 2.92 to 10.73; short-term debt falls from €17k to €4k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteletsingel 153580 BeringenGround area
1,481 m²
Building footprint
542 m²
Volume, LiDAR
7,124 m³
Parcel 71004A0525/00R003, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kasteletsingel 15, 3580 Beringen
since 20002.097.419.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0525/00R003 | Flanders | 1,481 m² | 1 · 541 m² | 20.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
69940047HMVX4MNFPX97
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,340 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2000
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.