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Complete company report
Generated 23-07-2026
Active BE 0765.784.118Private limited company

Mark H

· 5 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of Mark H is 6.1% (elevated). The 2023 annual accounts show equity of €22k and a net result of €-2k. Its solvency ranks better than 46% of 294 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €22k
Net result €-2k
Better than sector 46%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health45Profitability0Solvency27Growth32Stability94
40 / 100

Fragile profile, watch profitability in particular.

Health 45
Profitability 0
Solvency 27
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
45 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 18-10-2024 with the NBB · fiscal year 2023 · verkort
€-10k€0€10k€20k€30kOperating result 2022: €32k€32kNet result 2022: €22k€22kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.1% 22.9%
better than 46% of 294 sector peers
Net result €-2k €12k
better than 25% of 294 sector peers
Equity €22k €64k
better than 30% of 294 sector peers
Gross operating margin €14k €85k
better than 26% of 294 sector peers
Total assets €109k €540k
better than 21% of 294 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€12k
-77.0% far above sector median
Net profit
€-2k
- +77% vs sector
Cash flow
€12k
-73.2% far above sector median
Total assets
€109k
+22.1% -36% vs sector
Equity
€22k
-9.9% -77% vs sector
Working capital
€8k
-21.4% -91% vs sector
Income taxes
€1k
-84.6% far above sector median
Debt
€87k
+34.1% +62% vs sector
Debt ≤ 1y
€66k
+121.0% +23% vs sector
Debt > 1y
€21k
-39.5% 22-23
Current ratio
1.12
-16.2% -48% vs sector
Quick ratio
1.12
-16.2% -48% vs sector
Solvency
20.1%
-26.3% -63% vs sector
Debt / equity
3.99
+48.9% +203% vs sector
ROE
-11.0%
- +19% vs sector
ROA
-2.2%
- +76% vs sector
Interest coverage
16.00
-44.6% far above sector median
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€12k
Net profit€-2k
Cash flow€12k
Staff costs-
Income taxes€1k
Dividends-
Total assets€109k
Equity€22k
Debt€87k
of which ≤ 1y€66k
of which > 1y€21k
Working capital€8k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.12
Quick ratio1.12
Working capital ratio7.2%
Solvency20.1%
Debt / equity3.99
Long-term debt ratio0.97
Interest coverage16.00
Gross margin-
Net margin-
ROA-2.2%
ROE-11.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€109k
Fixed assets 21/28€35k
Tangible fixed assets 22/27€35k
Current assets 29/58€74k
Amounts receivable within one year 40/41€72k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€109k
Equity 10/15€22k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€20k
Amounts payable 17/49€87k
Amounts payable after one year 17€21k
Amounts payable within one year 42/48€66k
Trade debts payable within one year 44€42k
Income statement
Gross operating margin 9900€14k
Operating result 9901€-2k
Financial income 75€2k
Financial charges 65€766
Result before taxes 9903€-1k
Income taxes 67/77€1k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
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Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation29-03-2021
StatusActive
Postal code-
Establishment units 3 locations
Mark H
Somersstraat 17, 2018 AntwerpenVervaardiging van ander schrijn- en timmerwerk
since 20212.315.414.645
COZY HOME
Weg naar Zwartberg 168, 3530 Houthalen-HelchterenInstall in gebouwen ea bouww van : verwasyst op elektric, gas of stookolieapp, verwasketels, app en leidingen voor ventilatie en klimaatregeling, enz
since 20232.342.897.022
FRESH
Schotlandstraat 34, 3290 DiestDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20232.342.897.121
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72452E1154/00G043 Flanders 494 m² 1 · 187 m² 10.6 m · 2 fl.
11808H1121/00E008indicative Flanders 159 m² 1 · 159 m² 12.2 m · 3 fl.
24020B0111/00Y026 Flanders 127 m² 1 · 100 m² 9.7 m · 3 fl.
24020A0611/00A000 Flanders 63 m² 1 · 63 m² 11.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
18-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
24-05-2024
NBB filing Annual accounts filed
fiscal year 2022 · verkort
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Installatie van isolatie43230Isolatiewerkzaamheden43291Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Gevelreiniging43992Uitvoeren van metsel- en voegwerken43994Overige gespecialiseerde bouwwerkzaamheden43999Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen47553Detailhandel in andere huishoudelijke artikelen, neg47559Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen in gespecialiseerde winkels47593Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.47599Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
Legal nameNL Mark H
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative