MARIO
ActiveSummary
The computed 12-month bankruptcy probability of MARIO is 2.2% (moderate). The 2025 annual accounts show negative equity (-€111,106) and a net result of -€3,859. Equity is shrinking by ~47.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 13560 sector peers (fiscal year 2025). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05; cash: 82.9% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-64%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€111,106
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
25 d late
2023
7 d early
2022
28 d early
2021
23 d late
2020
36 d early
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€111,106▼ 3.6%
2024 · -€107,247
Total assets
€6,033▲ 68.3%
2024 · €3,586
Net result
-€3,859▲ 82.2%
2024 · -€21,671
Working capital
-€111,106▼ 3.6%
2024 · -€107,247
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,859-€30,530▼ 137%-€33,807▼ 10.7%-€21,559▲ 36.2%-€3,571▲ 83.4%
Net result-€13,616below the sector's middle half-€31,972below the sector's middle half▼ 135%-€34,520below the sector's middle half▼ 8.0%-€21,671below the sector's middle half▲ 37.2%-€3,859within the sector's middle half▲ 82.2%
Equity-€19,085below the sector's middle half▼ 249%-€51,056below the sector's middle half▼ 168%-€85,577below the sector's middle half▼ 67.6%-€107,247below the sector's middle half▼ 25.3%-€111,106below the sector's middle half▼ 3.6%
Total assets€12,846below the sector's middle half▼ 0.1%€6,666below the sector's middle half▼ 48.1%€12,013below the sector's middle half▲ 80.2%€3,586below the sector's middle half▼ 70.2%€6,033below the sector's middle half▲ 68.3%
Debt€31,931▲ 74.3%€57,722▲ 80.8%€97,589▲ 69.1%€110,833▲ 13.6%€117,139▲ 5.7%
Working capital-€20,719▼ 155%-€51,675▼ 149%-€85,577▼ 65.6%-€107,247▼ 25.3%-€111,106▼ 3.6%
Solvency-148.6%below the sector's middle half▼ 106.0pp-765.9%below the sector's middle half▼ 617.4pp-712.4%below the sector's middle half▲ 53.5pp
Staff (FTE)1.6▲ 6.7%1.8▲ 12.5%1.8=1.8=1.7▼ 5.6%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,571 in 2025 against €21,559 in 2024; the loss shrinks.
Key figures and ratios
Current ratio
0.05
Quick ratio
0.04
Debt to equity
-1.05
ROA
-64.0%
Debt ≤ 1 year
€117,139▲
2024 · €110,833
Income taxes
€0▼
2024 · €72
Staff costs
€51,031▼
2024 · €60,598
A ratio outside any meaningful range has been withheld (balance sheet total €6,033, equity -€111,106).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €322 | - |
| Remuneration, social security and pensions62 | €28,417 | €52,162 | €56,660 | €60,598 | €51,031 | ▼ 15.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,016 | €1,016 | €619 | - | - | - |
| Other operating charges640/8 | €674 | €901 | €763 | €712 | €603 | ▼ 15.3% |
| Gross operating margin9900 | €17,246 | €23,549 | €24,236 | €39,751 | €48,063 | ▲ 20.9% |
| Operating profit (loss)9901 | -€12,859 | -€30,530 | -€33,807 | -€21,559 | -€3,571 | ▲ 83.4% |
| Financial income75/76B | - | - | €270 | €307 | - | - |
| Recurring financial income75 | - | - | €2 | €307 | - | - |
| Non-recurring financial income76B | - | - | €268 | €307 | - | - |
| Financial charges65/66B | €553 | €1,250 | €907 | €346 | €287 | ▼ 17.1% |
| Recurring financial charges65 | €553 | €1,250 | €907 | €346 | €287 | ▼ 17.1% |
| Profit (loss) for the period before taxes9903 | -€13,413 | -€31,780 | -€34,444 | -€21,598 | -€3,859 | ▲ 82.1% |
| Income taxes67/77 | €204 | €191 | €76 | €72 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€13,616 | -€31,972 | -€34,520 | -€21,671 | -€3,859 | ▲ 82.2% |
| Profit (loss) for the period to be appropriated9905 | -€13,616 | -€31,972 | -€34,520 | -€21,671 | -€3,859 | ▲ 82.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,846 | €6,666 | €12,013 | €3,586 | €6,033 | ▲ 68.3% |
| Fixed assets21/28 | €1,634 | €619 | - | - | - | - |
| Tangible fixed assets22/27 | €1,634 | €619 | - | - | - | - |
| Plant, machinery and equipment23 | €1,634 | €619 | - | - | - | - |
| Current assets29/58 | €11,212 | €6,047 | €12,013 | €3,586 | €6,033 | ▲ 68.3% |
| Stocks and contracts in progress3 | €1,645 | €1,153 | €1,484 | €1,285 | €995 | ▼ 22.6% |
| Stocks30/36 | €1,645 | €1,153 | €1,484 | €1,285 | €995 | ▼ 22.6% |
| Amounts receivable within one year40/41 | €8,820 | €4,012 | €9,488 | €38 | €38 | ▲ 0.9% |
| Trade receivables40 | €8,775 | €3,948 | €9,432 | - | - | - |
| Other amounts receivable41 | €44 | €64 | €56 | €38 | €38 | ▲ 0.9% |
| Cash at bank and in hand54/58 | €748 | €882 | €130 | €2,262 | €5,000 | ▲ 121% |
| Deferred charges and accrued income490/1 | - | - | €911 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,846 | €6,666 | €12,013 | €3,586 | €6,033 | ▲ 68.3% |
| Equity10/15 | -€19,085 | -€51,056 | -€85,577 | -€107,247 | -€111,106 | ▼ 3.6% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €878 | €878 | €878 | €878 | €878 | = |
| Non-distributable reserves130/1 | €363 | €363 | €363 | €363 | €363 | = |
| Reserves not available under the articles1311 | €363 | €363 | €363 | €363 | €363 | = |
| Distributable reserves133 | €515 | €515 | €515 | €515 | €515 | = |
| Profit (loss) carried forward14 | -€38,962 | -€70,934 | -€105,455 | -€127,125 | -€130,984 | ▼ 3.0% |
| Amounts payable17/49 | €31,931 | €57,722 | €97,589 | €110,833 | €117,139 | ▲ 5.7% |
| Amounts payable within one year42/48 | €31,931 | €57,722 | €97,589 | €110,833 | €117,139 | ▲ 5.7% |
| Current portion of amounts payable after more than one year42 | €5,153 | €2,551 | - | - | - | - |
| Financial debts43 | - | - | €353 | - | - | - |
| Credit institutions430/8 | - | - | €353 | - | - | - |
| Trade debts44 | €9,683 | €1,942 | €19,055 | €2,035 | €4,095 | ▲ 101% |
| Suppliers440/4 | €9,683 | €1,942 | €19,055 | €2,035 | €4,095 | ▲ 101% |
| Taxes, remuneration and social security45 | €8,628 | €12,443 | €10,696 | €10,446 | €7,295 | ▼ 30.2% |
| Taxes450/3 | €1,871 | €2,455 | €2,122 | €2,863 | €1,544 | ▼ 46.1% |
| Remuneration and social security454/9 | €6,758 | €9,988 | €8,574 | €7,583 | €5,751 | ▼ 24.2% |
| Other amounts payable47/48 | €8,466 | €40,786 | €67,486 | €98,353 | €105,749 | ▲ 7.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,616 | -€31,972 | -€34,520 | -€21,671 | -€3,859 | ▲ 82.2% |
| + Depreciation and write-downs630 | €1,016 | €1,016 | €619 | - | - | - |
| Operating cash flow (approximation) | -€12,601 | -€30,956 | -€33,902 | -€21,671 | -€3,859 | ▲ 82.2% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €134 | -€752 | €2,133 | €2,737 | ▲ 28.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€34,520
Net result drops to -€34,520, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1987
Ground area
47 m²
Building footprint
47 m²
Volume, LiDAR
569 m³
Parcel 11804D1562/00A000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARIO
since 19872.032.330.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1562/00A000 | Flanders | 47 m² | 1 · 47 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.032.330.439
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,505 companies in sector 56111 we hold annual accounts for 11,464. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0432766785
Also
9925:BE0432766785
Registered
18-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.