Equity
€359,144 ▼ 1.7%
MARINO ELENS paid out €79,951 in dividends. That is 108% of the 2026 profit.
MARINO ELENS
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2005peak €154,527 (2025)
€119,859▼ 22.4%
peak €100,814 (2025)
€73,796▼ 26.8%
peak €365,298 (2025)
€359,144▼ 1.7%
€50,014▲ 52.4%
Board1 name since 2022
1 directorELENS Marino
Documentsfilings and deeds
06-08-2026178 days before the deadline
2026micro format
Gross margin from €154,527 to €119,859Result from €100,814 to €73,796Dividend €79,951Debts from €32,816 to €50,014
Key points
from the 2026 annual accountsChecked score
96
Excellent
Financially stronger than 66% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.61, cash €213,867
Sector: Legal and accounting activities (NACE 69)
Equity €359,144 (87.8% of total assets)
Size: total assets €409,158
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 93% on liquidity, 53% on profitability and 31% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as MARINO ELENS has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MARINO ELENS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for MARINO ELENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.61 (10.87 in 2025), above the usual 1.5. Short-term debt is 12.2% and cash 52.3% of total assets. 12.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 06-08-2026, 178 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
178 days early
2025
172 days early
2024
35 days early
2023
37 days early
2022
28 days early
2021
41 days early
2020
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 73 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 25 December (4 of the last 5 accounts filed within 135 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today30-06-2027 year end31-01-2028 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0866123589
Capital decrease of €6,200
Change of role: ELENS Marino, from statutory manager to director · “Zij oefent tevens alle aanverwante activiteiten uit die verenigbaar zijn met het beroep, voor zover toegelaten…” (deed in Dutch) · General meeting of 22-12-2023 · Gazette deed
Incorporation
published on 12-07-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MARINO ELENS Geetbets | €409,158 | €119,859 | 87.8% | - |
| MEKRI CONSULT Asse | €420,968 | €119,470 | 71.3% | - |
| FREDERIC DECAUX Beersel | €409,799 | €122,589 | 81.4% | - |
| Van Giel B Beveren-Kruibeke-Zwijndrecht | €408,255 | €109,101 | 30.7% | - |
| ACCOUNTANTSKANTOOR VAN CAUWENBERGHE LIEVE Deinze | €366,543 | €127,766 | 39.0% | - |
| DSM FINANCES Brussels | €389,617 | €134,740 | 77.0% | - |
| YELLOW2B Pelt | €389,524 | €136,947 | 78.6% | - |
These companies have the same main activity as MARINO ELENS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €367,000 and €421,000, founded between 2002 and 2007.
Official details
Source: KBO- Status
- Active since 02-07-2004Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Financial year end
- 30 June
- Peppol
- Reachable since 15-04-2025
Annual accounts to 30-06-2026
- €409,158▲ 2.8%
- Filing
- Filed on 06-08-2026, 178 days before the end of the filing period
Insights on MARINO ELENS
MARINO ELENS files the micro format. That format states no turnover. The gross margin rose from €15,563 in 2007 to €119,859 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MARINO ELENS
- What is the company number of MARINO ELENS?
- The company number of MARINO ELENS is 0866.123.589. The VAT number is the same number with BE in front: BE 0866.123.589.
- Where is MARINO ELENS based?
- The registered office is at Kwadestraat 38, 3450 Geetbets.Company details
- What does MARINO ELENS do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of MARINO ELENS?
- MARINO ELENS is a private limited company (BV).
- When was MARINO ELENS founded?
- MARINO ELENS was founded on 02-07-2004.
- Is MARINO ELENS still active?
- Yes, MARINO ELENS is an active enterprise in the KBO register.
- What is the turnover of MARINO ELENS?
- The turnover in financial year 2026 is ≈ €230,000. This figure is estimated from the gross margin of €119,859 and 43 comparable companies (NACE 69201). It probably lies between €180,000 and €280,000.Financials
- Is MARINO ELENS profitable?
- In financial year 2026, MARINO ELENS made a profit of €73,796.
- Where can I find the annual accounts of MARINO ELENS?
- MARINO ELENS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of MARINO ELENS due?
- MARINO ELENS must file the annual accounts for financial year 2027 by 31-01-2028.Timeline
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