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DSM FINANCES

Active
Private limited companyfounded 200521 yrs activeTwyeninckstraat 41 A, 1130 Brussel, BelgiumKBO/BCE: BE 0874.654.047
Summary

DSM FINANCES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299,818 and a net result of €73,484. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
DSM FINANCESActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€389,617total assets 2025
Equity
€299,818
Profit
€73,484
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
1 member
Holdings
1
Accounts 42 d early
Why 96+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.57, cash €74,725+ Size: total assets €389,617+ Equity €299,818 (77.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+12
equity 77.0% of total assets
Liquidity 72+7
short-term debt 12.4% · cash 19.2%
Profitability 92+12
return on assets 18.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
Last 22 months 01-2025: < 0.1% 02-2025: < 0.1%▲ +5.0% vs 01-2025 03-2025: < 0.1%▲ +4.8% vs 02-2025highest value 04-2025: < 0.1%▼ -2.3% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▼ -25.6% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%▲ +6.3% vs 01-2026 03-2026: < 0.1%▲ +2.9% vs 02-2026 04-2026: < 0.1%▼ -2.9% vs 03-2026 05-2026: < 0.1%▲ +2.9% vs 04-2026 06-2026: < 0.1%▼ -25.7% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 1.57, cash €74,725 lowers the probability
  • Size: total assets €389,617 lowers the probability for this profile
  • Equity €299,818 (77.0% of total assets) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.22 in 2024; short-term debt: 12.4% and cash: 19.2% of total assets), and 23% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 61%, profitability 55%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.57, cash €74,725
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €389,617
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €299,818 (77.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 19-05-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
41 d early
2023
22 d late
2022
45 d early
2021
44 d early
2020
43 d early
2019
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 19 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today30-11-2026 close30-06-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: SUAREZ-GONZALEZ José Marcos (manager)Appointment: SUAREZ-GONZALEZ José Marcos (non-statutory…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2018net €73,484 ▲116%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €73,484 8 years View
  • New directorlatest change 19-06-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €389,617 View

By topic

Financials

Fiscal year
2025
Total assets
€389,617
Profit
€73,484
Solvency
77.0%
Total assets▲ 2.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-06-2027
  1. 19-06-2026Resignation: SUAREZ-GONZALEZ José Marcos (manager)
  2. 19-05-2026Annual accounts filed
  3. 30-11-2025Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
23-06-2005
Year ends
30-11
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
33
Who signs
Each director alone
Financial year
From 1 January to 31 December
Annual meeting
Third Monday of May at 18:00
Purpose
L'organisation des services comptables et le conseil en ces matières; L'ouverture, la…
Go to Articles of association

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