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MARICHAL TERRASSEMENT

Active
Private limited companyfounded 2018active for 8 yearsRue derrière la Cour,Thirimont 13, 4950 Waimes, BelgiumKBO/BCE: BE 0695.455.356
Summary

MARICHAL TERRASSEMENT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365,328 and a net result of €103,950. Equity has been growing by about 41% per year since 2018. Its solvency ranks better than 39% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-04-2018 Normal situation
Activity
Site preparation NACE 43120and 1 other
Establishment unit
2.275.324.545 4950 Waimes, since 02-05-2018
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€516,002
▼ 6.3%
Turnover
≈ €1.4m
estimated
Profit
€103,950
▼ 46.5%
Equity
€365,328
▼ 7.6%
Total assets
€1.0m
▼ 7.8%
Employees on 31-12-2025
2
▼ 33.3%
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed on 30-06-2026)Liquidity: current ratio 1.15, cash €396,531Size: 2.6 FTE, total assets €1.0mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 61=
equity 35.7% of total assets
Liquidity 73+11
short-term debt 50.2% · cash 38.7%
Profitability 81-10
return on assets 10.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.2%▼ -0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.15 (1.23 in 2024), below the usual 1.5. Short-term debt is 50.2% and cash 38.7% of total assets. 64.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 38% of them on solvency, 72% on liquidity, 62% on profitability and 26% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.15, cash €396,531
NBB · annual accounts
lowers risk · Size: 2.6 FTE, total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
44 days early
2022
42 days early
2021
33 days early
2020
32 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €194,418 to €103,950 ▼ 46.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €103,950 8 years View

Recent changes

  1. · Gazette deed Appointments: MARICHAL François (director) and MARICHAL Adrien (director)Permanent representative: MARICHAL François
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as MARICHAL TERRASSEMENT: site preparation (NACE 43120). They are comparable in size and age: total assets between €953,000 and €1.7m, founded between 2017 and 2020.

CompanyTotal assetsGross margin
MARICHAL TERRASSEMENT Waimes€1.0m€0.5m
PHENIX INFRA Tubize€1.3m€0.5m
BDGRO Wingene€1.0m€0.6m
Caubergs Grond- & Afbraakwerken Houthalen-Helchteren€1.2m€0.5m
JVD CONSTRUCT Mons€1.2m€0.5m
JNT omgevingswerken Begijnendijk€1.7m€0.6m
AGRABO Geraardsbergen€1.6m€0.6m
Full comparison

Key facts about MARICHAL TERRASSEMENT

What is the company number of MARICHAL TERRASSEMENT?
The company number of MARICHAL TERRASSEMENT is 0695.455.356. The VAT number is the same number with BE in front: BE 0695.455.356.
Where is MARICHAL TERRASSEMENT based?
The registered office is at Rue derrière la Cour,Thirimont 13, 4950 Waimes.Company details
What does MARICHAL TERRASSEMENT do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of MARICHAL TERRASSEMENT?
The legal form of MARICHAL TERRASSEMENT is Private limited company (BV).
When was MARICHAL TERRASSEMENT founded?
MARICHAL TERRASSEMENT was founded on 25-04-2018.
Is MARICHAL TERRASSEMENT still active?
Yes, MARICHAL TERRASSEMENT is an active enterprise in the KBO register.
How many employees does MARICHAL TERRASSEMENT have?
MARICHAL TERRASSEMENT had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MARICHAL TERRASSEMENT?
The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €516,002 and 145 comparable companies (NACE 43). It probably lies between €1.1m and €1.9m.
Is MARICHAL TERRASSEMENT profitable?
In financial year 2025, MARICHAL TERRASSEMENT made a profit of €103,950.
Where can I find the annual accounts of MARICHAL TERRASSEMENT?
MARICHAL TERRASSEMENT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARICHAL TERRASSEMENT due?
MARICHAL TERRASSEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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