AGRABO
ActiveThe computed 12-month bankruptcy probability of AGRABO is 1.7% (moderate). The 2025 annual accounts show equity of €497k and a net result of €120k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 7689 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency58▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.19 in 2024), and 68.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.9%
Return on assets
7.7%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
on the day
2022
135 d late
2021
30 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€497k▲ 31.7%
2024 · €378k
2020: €68k
2021: €124k
2022: €248k
2023: €308k
2024: €378k
2020 → 2025
Total assets
€1.56M▲ 20.7%
2024 · €1.29M
2020: €317k
2021: €588k
2022: €1.04M
2023: €1.14M
2024: €1.29M
2020 → 2025
Net result
€120k▲ 72.4%
2024 · €69k
2020: €55k
2021: €57k
2022: €123k
2023: €61k
2024: €69k
2020 → 2025
Working capital
€149k▲ 119%
2024 · €68k
2020: €2k
2021: €24k
2022: €18k
2023: €83k
2024: €68k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€248k▲ 99.1%€308k▲ 24.5%€378k▲ 22.5%€497k▲ 31.7%
Operating result€65k-€142k▲ 118%€91k▼ 36.0%€110k▲ 21.0%€177k▲ 60.3%
Net result€57k-€123k▲ 118%€61k▼ 50.8%€69k▲ 14.6%€120k▲ 72.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 60% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€985k▲ 13.9%
Current assets
€574k▲ 34.5%
Equity and liabilities €1.56M
Equity
€497k▲ 31.7%
Debt
€1.06M▲ 16.1%
The debt ratio falls from 70.7% to 68.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€402k▲
2024 · €340k
Cash flow
€345k▲
2024 · €299k
Solvency
31.9%▲
2024 · 29.3%
Current ratio
1.35▲
2024 · 1.19
Quick ratio
1.17▲
2024 · 1.15
Debt / equity
2.13▼
2024 · 2.42
ROE
24.1%▲
2024 · 18.4%
ROA
7.7%▲
2024 · 5.4%
Interest coverage
11.89▼
2024 · 11.99
Debt
€1.06M▲
2024 · €913k
Debt ≤ 1 year
€425k▲
2024 · €359k
Debt > 1 year
€636k▲
2024 · €555k
Income taxes
€24k▲
2024 · €12k
Staff costs
€201k▲
2024 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.56M▲
Fixed assets21/28€865k€985k▲
Tangible fixed assets22/27€864k€984k▲
Plant, machinery and equipment23€244k€228k▼
Furniture and vehicles24€149k€86k▼
Leasing and similar rights25€471k€670k▲
Financial fixed assets28€200€200=
Current assets29/58€427k€574k▲
Stocks and contracts in progress3€16k€78k▲
Stocks30/36€3k€3k=
Contracts in progress37€13k€75k▲
Amounts receivable within one year40/41€146k€232k▲
Trade receivables40€137k€217k▲
Other amounts receivable41€9k€15k▲
Cash at bank and in hand54/58€260k€258k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.56M▲
Equity10/15€378k€497k▲
Contributions10/11€13k€13k=
Outside capital11€13k€13k=
Other1109/19€13k€13k=
Reserves13€365k€485k▲
Distributable reserves133€365k€485k▲
Amounts payable17/49€913k€1.06M▲
Amounts payable after more than one year17€555k€636k▲
Financial debts170/4€555k€636k▲
Amounts payable within one year42/48€359k€425k▲
Current portion of amounts payable after more than one year42€253k€244k▼
Trade debts44€46k€112k▲
Suppliers440/4€46k€112k▲
Taxes, remuneration and social security45€38k€57k▲
Taxes450/3€17k€32k▲
Remuneration and social security454/9€22k€25k▲
Other amounts payable47/48€21k€12k▼
Income statement
Code20242025
Non-recurring operating income76A-€19k
Remuneration, social security and pensions62€168k€201k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€230k€225k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€15k
Gross operating margin9900€512k€623k▲
Operating profit (loss)9901€110k€177k▲
Financial income75/76B-€613
Recurring financial income75-€613
Financial charges65/66B€28k€34k▲
Recurring financial charges65€28k€34k▲
Profit (loss) for the period before taxes9903€82k€144k▲
Income taxes67/77€12k€24k▲
Profit (loss) for the period9904€69k€120k▲
Profit (loss) for the period to be appropriated9905€69k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€120k▲
Transfer to equity691/2€69k€120k▲
To other reserves6921€69k€120k▲
Social balance
Average headcount (FTE)9087-3.4
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
30-09
Financial
Highest result since 2020net €123k ▲118%
Net result €123k, the highest in the series.
30-09
Financial
Equity above €200kEq €248k ▲99.1%
3 profitable years in a row build equity to €248k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €124k ▲83.3%
2 profitable years in a row build equity to €124k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werfstraat(Via) 19500 GeraardsbergenGround area
1,247 m²
Building footprint
299 m²
Volume, LiDAR
1,637 m³
Parcel 41070B0091/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRABO
since 20192.292.814.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41070B0091/00E000 | Flanders | 1,247 m² | 1 · 299 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,568 EUR awarded · 2,151 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 783 EUR | 366 EUR |
| 2023 | 2 | 1,785 EUR | 1,785 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesAGRABO BV42679
Similar companies · same sector, comparable size
Hoefmink
BE 0886.549.811
Balen · Eq €498k
DELRUE BENNY
BE 0874.533.885
Diksmuide · Eq €499k
MASSON & ROSEN
BE 0871.579.741
Waimes · Eq €495k
BEYAERT GRONDWERKEN
BE 0866.209.604
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Wytinck Hans
BE 0841.344.445
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Of 8,403 companies in sector 43120 we hold annual accounts for 3,206. 2,160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2019
Fiscal year end30-09
Activities, NACEBEL
43120Site preparation
01610Support activities for crop production
43110Demolition
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.