Equity
€143,852 ▲ 3.7%
MARICAR has made a profit without a break since 2018.
MARICAR
Lifetime
19 annual accounts with figures on one time axis, 36 filings since 1990peak €17,880 (2010)
€10,646▲ 88.9%
lowest -€18,967 (2009)
€5,066▲ 262%
peak €151,455 (2007)
€143,852▲ 3.7%
€5,303▼ 29.1%
Board2 names since 2006
2 directorsSALU Jean Ida and 1 other
Documentsfilings and deeds
07-10-202524 days before the deadline
2025micro format
Gross margin from €5,635 to €10,646Result from €1,401 to €5,066Debts from €7,475 to €5,303Cash from €1,961 to €2,716
Key points
from the 2025 annual accountsFilings
36 annual accounts 10 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
96.4%
Higher solvency than 95% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Checked score
71
Healthy
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.2 percentage points vs 09-2025
11-2025: 0.3%▼ -0.2 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026lowest value
05-2026: 0.3%● unchanged vs 04-2026lowest value
06-2026: 0.3%● unchanged vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.6%▲ +0.3 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 07-10-2025)
Sector: Retail trade (NACE 47)
Size: total assets €149,155
lowers risk
Founded in 1989
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 57% on liquidity, 57% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as MARICAR has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MARICAR itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for MARICAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.09 (12.18 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 1.8% of total assets. 3.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
24 days early
2024
135 days early
2023
on the day
2022
9 days late
2021
4 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 31 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437887296
1 director resigning, 2 reappointments
Change of role: SALU Jean Ida, from director to statutory director · Resignation: SALU, Brigitte Joanna · Reappointments: SALU Jean Ida (statutory director) and SALU, Brigitte Joanna (director) · General meeting of 20-06-2024 · Gazette deed
First establishment
MARICAR nv, Leuvensesteenweg 216, Boortmeerbeek
Incorporation
published on 15-08-1989 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MARICAR Boortmeerbeek | €149,155 | €10,646 | 96.4% | - |
| M - INVEST Aarschot | €175,729 | €12,183 | 1.1% | - |
| IMMO GUZZI Wommelgem | €148,350 | €9,784 | 21.1% | - |
| DHAS Malle | €151,236 | €9,163 | 44.5% | - |
| CALANDRES Mons | €159,892 | €13,033 | 23.3% | - |
| ML MOTOINVEST Zonhoven | €152,435 | €13,790 | 58.9% | - |
| Ghattas Car Woluwe-Saint-Lambert | €123,991 | €10,080 | 13.6% | - |
These companies have the same main activity as MARICAR: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €124,000 and €176,000, founded between 1988 and 1992.
Official details
Source: KBO- Status
- Active since 30-06-1989Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.044.290.0443190 Boortmeerbeek, since 02-08-1989
- Financial year end
- 31 March
- Peppol
- Reachable since 14-04-2026
Annual accounts to 31-03-2025
- ≈ €150,000estimated
- €149,155▲ 2.0%
- Filing
- Filed on 07-10-2025
Insights on MARICAR
MARICAR files the micro format. That format states no turnover. The gross margin rose from €10,339 in 2007 to €10,646 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MARICAR
- What is the company number of MARICAR?
- The company number of MARICAR is 0437.887.296. The VAT number is the same number with BE in front: BE 0437.887.296.
- Where is MARICAR based?
- The registered office is at Leuvensesteenweg 216, 3190 Boortmeerbeek.Company details
- What does MARICAR do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of MARICAR?
- MARICAR is a private limited company (BV).
- When was MARICAR founded?
- MARICAR was founded on 30-06-1989.
- Is MARICAR still active?
- Yes, MARICAR is an active enterprise in the KBO register.
- What is the turnover of MARICAR?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €10,646 and 72 comparable companies (NACE 47811). It probably lies between €81,000 and €490,000. It is a rough estimate.Financials
- Is MARICAR profitable?
- In financial year 2025, MARICAR made a profit of €5,066.
- Where can I find the annual accounts of MARICAR?
- MARICAR filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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