MARICAR
ActiveSummary
MARICAR has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €5k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 18.09 against 12.18 in 2024; short-term debt: 3.6% and cash: 1.8% of total assets), and 3.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
3.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
135 d early
2023
on the day
2022
9 d late
2021
4 d early
2020
31 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 3.7%
2024 · €139k
2019: €122klowest in 7 years
2020: €124k▲ +1.7% vs 2019
2021: €129k▲ +3.7% vs 2020
2022: €134k▲ +4.3% vs 2021
2023: €137k▲ +2.3% vs 2022
2024: €139k▲ +1.0% vs 2023
2025: €144k▲ +3.7% vs 2024highest in 7 years
2019 → 2025
Total assets
€149k▲ 2.0%
2024 · €146k
2019: €126k
2020: €126k▼ -0.1% vs 2019lowest in 7 years
2021: €131k▲ +4.6% vs 2020
2022: €135k▲ +2.7% vs 2021
2023: €139k▲ +2.8% vs 2022
2024: €146k▲ +5.4% vs 2023
2025: €149k▲ +2.0% vs 2024highest in 7 years
2019 → 2025
Net result
€5k▲ 262%
2024 · €1k
2019: €2k
2020: €2k▼ -4.5% vs 2019
2021: €5k▲ +116% vs 2020
2022: €6k▲ +20.7% vs 2021highest in 7 years
2023: €3k▼ -43.8% vs 2022
2024: €1k▼ -54.7% vs 2023lowest in 7 years
2025: €5k▲ +262% vs 2024
2019 → 2025
Working capital
€91k▲ 8.5%
2024 · €84k
2019: €68k
2020: €58k▼ -14.9% vs 2019lowest in 7 years
2021: €69k▲ +19.6% vs 2020
2022: €74k▲ +6.6% vs 2021
2023: €80k▲ +8.2% vs 2022
2024: €84k▲ +4.7% vs 2023
2025: €91k▲ +8.5% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€134k▲ 4.3%€137k▲ 2.3%€139k▲ 1.0%€144k▲ 3.7%
2021: €129klowest in 5 years
2022: €134k▲ +4.3% vs 2021
2023: €137k▲ +2.3% vs 2022
2024: €139k▲ +1.0% vs 2023
2025: €144k▲ +3.7% vs 2024highest in 5 years
Operating result€5k-€6k▲ 19.7%€4k▼ 35.4%€2k▼ 55.0%€7k▲ 294%
2021: €5k
2022: €6k▲ +19.7% vs 2021
2023: €4k▼ -35.4% vs 2022
2024: €2k▼ -55.0% vs 2023lowest in 5 years
2025: €7k▲ +294% vs 2024highest in 5 years
Net result€5k-€6k▲ 20.7%€3k▼ 43.8%€1k▼ 54.7%€5k▲ 262%
2021: €5k
2022: €6k▲ +20.7% vs 2021highest in 5 years
2023: €3k▼ -43.8% vs 2022
2024: €1k▼ -54.7% vs 2023lowest in 5 years
2025: €5k▲ +262% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 294% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€53k ▼ 3.6%
Current assets
€96k ▲ 5.4%
Equity and liabilities €149k
Equity
€144k ▲ 3.7%
Debt
€5k ▼ 29.1%
Debt's share of the balance-sheet total falls from 5.1% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €4k
Cash flow
€7k▲
2024 · €4k
Current ratio
18.09▲
2024 · 12.18
Debt to equity
0.04▼
2024 · 0.05
ROE
3.5%▲
2024 · 1.0%
ROA
3.4%▲
2024 · 1.0%
Interest coverage
40.22▲
2024 · 32.75
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€2k▲
2024 · €323
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€146k€149k▲
Fixed assets21/28€55k€53k▼
Tangible fixed assets22/27€55k€53k▼
Land and buildings22€47k€47k=
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€323-
Current assets29/58€91k€96k▲
Amounts receivable within one year40/41€51k€54k▲
Other amounts receivable41€51k€54k▲
Current investments50/53€38k€39k▲
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€146k€149k▲
Equity10/15€139k€144k▲
Contributions10/11€161k€161k=
Capital10€161k€161k=
Issued capital100€161k€161k=
Reserves13€18k€18k=
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-41k€-36k▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€282€2k▲
Taxes450/3€282€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€6k€11k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€138€232▲
Recurring financial income75€138€232▲
Financial charges65/66B€125€218▲
Recurring financial charges65€125€218▲
Profit (loss) for the period before taxes9903€2k€7k▲
Income taxes67/77€323€2k▲
Profit (loss) for the period9904€1k€5k▲
Profit (loss) for the period to be appropriated9905€1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-36k▲
Profit (loss) brought forward from the previous period14P€-42k€-41k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €3k | €2k | €2k | ▼ 15.9% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €2k | ▲ 23.3% |
| Gross operating margin9900 | €11k | €11k | €8k | €6k | €11k | ▲ 88.9% |
| Operating profit (loss)9901 | €5k | €6k | €4k | €2k | €7k | ▲ 294% |
| Financial income75/76B | - | €0 | - | €138 | €232 | ▲ 68.0% |
| Recurring financial income75 | - | €0 | - | €138 | €232 | ▲ 68.0% |
| Financial charges65/66B | - | €84 | €396 | €125 | €218 | ▲ 74.0% |
| Recurring financial charges65 | €72 | €84 | €396 | €125 | €218 | ▲ 74.0% |
| Profit (loss) for the period before taxes9903 | €5k | €6k | €3k | €2k | €7k | ▲ 292% |
| Income taxes67/77 | €282 | €295 | €312 | €323 | €2k | ▲ 423% |
| Profit (loss) for the period9904 | €5k | €6k | €3k | €1k | €5k | ▲ 262% |
| Profit (loss) for the period to be appropriated9905 | €5k | €6k | €3k | €1k | €5k | ▲ 262% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €131k | €135k | €139k | €146k | €149k | ▲ 2.0% |
| Fixed assets21/28 | €62k | €61k | €58k | €55k | €53k | ▼ 3.6% |
| Tangible fixed assets22/27 | €62k | €61k | €58k | €55k | €53k | ▼ 3.6% |
| Land and buildings22 | - | €47k | €47k | €47k | €47k | = |
| Plant, machinery and equipment23 | - | €12k | €10k | €8k | €7k | ▼ 20.0% |
| Furniture and vehicles24 | - | €2k | €1k | €323 | - | - |
| Current assets29/58 | €69k | €75k | €81k | €91k | €96k | ▲ 5.4% |
| Amounts receivable within one year40/41 | €30k | €37k | €39k | €51k | €54k | ▲ 6.9% |
| Trade receivables40 | - | €12k | €12k | - | - | - |
| Other amounts receivable41 | - | €25k | €27k | €51k | €54k | ▲ 6.9% |
| Current investments50/53 | €36k | €36k | €41k | €38k | €39k | ▲ 1.7% |
| Cash at bank and in hand54/58 | €4k | €2k | €2k | €2k | €3k | ▲ 38.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €131k | €135k | €139k | €146k | €149k | ▲ 2.0% |
| Equity10/15 | €129k | €134k | €137k | €139k | €144k | ▲ 3.7% |
| Contributions10/11 | €161k | €161k | €161k | €161k | €161k | = |
| Capital10 | - | €161k | €161k | €161k | €161k | = |
| Issued capital100 | - | €161k | €161k | €161k | €161k | = |
| Reserves13 | €18k | €18k | €18k | €18k | €18k | = |
| Non-distributable reserves130/1 | - | €16k | €16k | €16k | €16k | = |
| Legal reserve130 | - | €16k | €16k | €16k | €16k | = |
| Distributable reserves133 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-51k | €-45k | €-42k | €-41k | €-36k | ▲ 12.5% |
| Amounts payable17/49 | €3k | €791 | €1k | €7k | €5k | ▼ 29.1% |
| Amounts payable within one year42/48 | €282 | €791 | €1k | €7k | €5k | ▼ 29.1% |
| Trade debts44 | - | €496 | €1k | €7k | €4k | ▼ 48.8% |
| Suppliers440/4 | - | €496 | €1k | €7k | €4k | ▼ 48.8% |
| Taxes, remuneration and social security45 | - | €295 | €312 | €282 | €2k | ▲ 475% |
| Taxes450/3 | - | €295 | €312 | €282 | €2k | ▲ 475% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €6k | €3k | €1k | €5k | ▲ 262% |
| + Depreciation and write-downs630 | €4k | €4k | €3k | €2k | €2k | ▼ 15.9% |
| Operating cash flow (approximation) | €9k | €9k | €6k | €4k | €7k | ▲ 86.8% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €0 | - |
| Change in cash | - | €-2k | €-554 | €353 | €755 | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼54.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
31-03
Financial
Highest result since 2019net €6k ▲20.7%
Net result €6k, the highest in the series.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity times 6current ratio 246.16
Current ratio from 40.12 to 246.16; short-term debt falls from €1k to €282.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 40.12
Current ratio from 19.29 to 40.12; short-term debt falls from €4k to €1k.
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 1989
Ground area
353 m²
Parcel 24014D0012/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
MARICAR nv
since 19892.044.290.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014D0012/00H000 | Flanders | 353 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 3,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-1989
Fiscal year end31-03
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.