Turnover
≈ €91,000 estimated
The micro format states no turnover.
CALANDRES
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €133,783 (2022)
€13,033▼ 73.1%
lowest -€24,028 (2016)
-€10,560▼ €20,402
peak €47,807 (2024)
€37,247▼ 22.1%
€122,645▼ 14.4%
peak 2.9 FTE (2012)
-not published
Board3 names since 1989
3 directorsLaurent BEYDTS and 2 others
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €48,398 to €13,033Loss of €10,560Equity from €47,807 to €37,247Investments €32,189Cash from €25,848 to €0
Key points
from the 2025 annual accountsDebts
€122,645 77% of the balance sheet
Financial debts 22%Suppliers 11%Taxes and wages 6%Other 61%
Of this, €39,167 falls due within a year.
Investments
€32,189 5.7 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Filings
36 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€10,560
Lower net result than 87% of companies in repair of computers and personal goods. Sector median €8,386 · 3,328 companies.
Checked score
54
Fair
Financially stronger than 24% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.4 percentage points vs 06-2025
08-2025: 1.7%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -1.6 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 1.7%▲ +1.1 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
Liquidity: current ratio 2.90, cash €0, halved
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1989
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 34% of them on solvency, 33% on liquidity, 14% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as CALANDRES has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CALANDRES itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for CALANDRES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.9 (2.83 in 2024), above the usual 1.5. Short-term debt is 24.5% and cash 0% of total assets. However, 76.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
28 days late
2023
5 days early
2022
24 days late
2021
13 days early
2020
25 days late
2019
88 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438598861
Appointments: Laurent BEYDTS (director) and Maria-Isabel KARGER-WESTENBERGER (director)
General meeting of 22-12-2023 · Gazette deed
Appointment: Karger Isabel (manager)
General meeting of 18-04-2017 · Gazette deed
First establishment
Place d'Hyon (H.) 2, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CALANDRES Mons | €159,892 | €13,033 | 23.3% | - |
| CARROSSERIE MOL Mol | €154,624 | €12,869 | 91.8% | - |
| Garage-Carrosserie ROBERT Kampenhout | €119,711 | €11,637 | 9.3% | - |
| CARROSSERIE A.M. Stoumont | €149,599 | €19,566 | 67.2% | - |
| P. WAUTERS Asse | €118,933 | €16,746 | 72.7% | - |
| CARRO Grâce-Hollogne | €116,117 | €22,224 | 23.9% | - |
| IMMO DE LEXHY Grâce-Hollogne | €201,871 | €26,262 | 46.0% | - |
These companies have the same main activity as CALANDRES: bodywork repair (including spraying and painting) (NACE 95314). They are comparable in size and age: total assets between €116,000 and €202,000, founded between 1987 and 1993.
Official details
Source: KBO- Status
- Active since 11-10-1989Normal situation
- Activity
- Bodywork repair (including spraying and painting)NACE 95314and 2 others
- Establishment unit
- 2.045.733.1667022 Mons, since 24-11-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on CALANDRES
CALANDRES files the micro format. That format states no turnover. The gross margin fell from €24,512 in 2006 to €13,033 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CALANDRES
- What is the company number of CALANDRES?
- The company number of CALANDRES is 0438.598.861. The VAT number is the same number with BE in front: BE 0438.598.861.
- Where is CALANDRES based?
- The registered office is at Place d'Hyon (H.) 2, 7022 Mons.Company details
- What does CALANDRES do?
- According to the KBO register, the main activity is bodywork repair (including spraying and painting) (NACE 95314).
- What is the legal form of CALANDRES?
- CALANDRES is a private limited company (BV).
- When was CALANDRES founded?
- CALANDRES was founded on 11-10-1989.
- Is CALANDRES still active?
- Yes, CALANDRES is an active enterprise in the KBO register.
- How many employees does CALANDRES have?
- CALANDRES had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CALANDRES?
- The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €13,033 and 102 comparable companies (NACE 953). It probably lies between €41,000 and €190,000. It is a rough estimate.
- Is CALANDRES profitable?
- In financial year 2025, CALANDRES made a loss of €10,560.
- Where can I find the annual accounts of CALANDRES?
- CALANDRES filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CALANDRES due?
- CALANDRES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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