MARIBO
MARIBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €300k and a net result of €5k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 758 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €300k |
| Net result | €5k |
| Better than sector | 45% |
| Active | 20 yrs |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 32.3% | 38.7% | |
| Net result | €5k | €28k | |
| Equity | €300k | €62k | |
| Gross operating margin | €68k | €66k | |
| Total assets | €929k | €186k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €5k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €929k |
| Equity | €300k |
| Debt | €629k |
| of which ≤ 1y | €227k |
| of which > 1y | €402k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 32.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.5% |
| ROE | 1.5% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €929k |
| Fixed assets | 21/28 | €728k |
| Tangible fixed assets | 22/27 | €728k |
| Current assets | 29/58 | €201k |
| Amounts receivable within one year | 40/41 | €599 |
| Investments | 50/53 | €152k |
| Cash & bank | 54/58 | €39k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €929k |
| Equity | 10/15 | €300k |
| Contributions / capital | 10/11 | €170k |
| Reserves | 13 | €130k |
| Amounts payable | 17/49 | €629k |
| Amounts payable after one year | 17 | €402k |
| Amounts payable within one year | 42/48 | €227k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €68k |
| Operating result | 9901 | €26k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €22k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
| NACE primary | 66220 |
| Legal form | Public limited company(014) |
| Incorporation | 14-09-2005 |
| Status | Active |
| Postal code | 3631 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73008A1323/00D000 | Flanders | 5,873 m² | 1 · 611 m² | 11.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-01-2024 Capital increase of €60,000 to €169,500
- €109.500 → €169.500
- Inbreng in natura · Apport en nature
Technical details
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"notary": {
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"office_city": "Maasmechelen",
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},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-02",
"filing_date": "2023-12-28",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
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"bedrijfsrevisor": {
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"ibr_number": null,
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"individual_name": "Yannick BOES"
},
"subject_company": {
"kbo": "0876.043.127",
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"legal_form": "Naamloze vennootschap",
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},
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},
"co_filed_documents": [
"expedition",
"plan financier",
"bankattest",
"verslag bedrijfsrevisor",
"Geco\u00F6rdineerde statuten"
],
"shareholders_after": [
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"n_shares": 77,
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}
],
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | MARIBO |