Active BE 0809.958.413Private limited company

Maribell

Bruggesteenweg 240 ·8830 Hooglede, Belgium· 17 yrs active

Sector: Limited-service restaurants, excluding mobile food services (56112)

Conclusion Checked

The computed 12-month bankruptcy probability of Maribell is 2.1% (moderate). The 2024 annual accounts show equity of €11k and a net result of €36k. Its solvency ranks better than 36% of 5650 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€11k
Net result	€36k
Better than sector	36%
Active	17 yrs

Financial profile 5 of 5 axes measured · computed by Checked

69 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56

Profitability 100

Solvency 9

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.1% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

56 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€500

estimate, not credit advice

Score history

8 2023

56 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.76 (< 1.0) -10

Leverage Debt/equity 17.33 (> 3.0) -10

Profitability ROE 321% (≥ 10%) +10

Interest coverage Interest coverage 22.4× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview16 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	5.5%	19.3%	better than 36% of 5650 sector peers
Net result	€36k	€4k	better than 85% of 5638 sector peers
Equity	€11k	€14k	better than 47% of 5662 sector peers
Gross operating margin	€284k	€52k	better than 92% of 5624 sector peers
Staff costs	€231k	€49k	higher than 92% of 4088 sector peers

EBITDA

€50k

+265.8% 23-24

Net profit

€36k

+10915.2% 23-24

Cash flow

€48k

+308.6% 23-24

Total assets

€203k

-0.8% 23-24

Equity

€11k

- 23-24

Working capital

€-47k

+48.3% 23-24

Staff costs

€231k

+7.3% 23-24

Income taxes

€160

+3.9% 23-24

Debt

€192k

-16.2% 23-24

Debt ≤ 1y

€192k

-14.6% 23-24

Current ratio

0.76

+26.4% 23-24

Quick ratio

0.68

+28.1% 23-24

Solvency

5.5%

- 23-24

Debt / equity

17.33

- 23-24

ROE

320.8%

- 23-24

ROA

17.5%

+10999.7% 23-24

Interest coverage

22.40

+200.1% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€50k	€14k
Net profit	€36k	€323
Cash flow	€48k	€12k
Staff costs	€231k	€216k
Income taxes	€160	€154
Dividends	-	-
Total assets	€203k	€205k
Equity	€11k	€-24k
Debt	€192k	€229k
of which ≤ 1y	€192k	€225k
of which > 1y	-	-
Working capital	€-47k	€-90k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	0.76	0.60
Quick ratio	0.68	0.53
Working capital ratio	-22.9%	-44.0%
Solvency	5.5%	-12.0%
Debt / equity	17.33	-9.37
Long-term debt ratio	-	-
Interest coverage	22.40	7.46
Gross margin	-	-
Net margin	-	-
ROA	17.5%	0.2%
ROE	320.8%	-1.3%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €58k · 28.4% Current assets €145k · 71.6%

Equity & liabilities

Equity €11k · 5.5% Debt €192k · 94.5%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€203k	€205k
Fixed assets	21/28	€58k	€70k
Tangible fixed assets	22/27	€52k	€64k
Financial fixed assets	28	€6k	€6k
Current assets	29/58	€145k	€135k
Stocks & contracts in progress	3	€15k	€15k
Amounts receivable within one year	40/41	€10k	€5k
Cash & bank	54/58	€120k	€115k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€203k	€205k
Equity	10/15	€11k	€-24k
Contributions / capital	10/11	€20k	€20k
Accumulated profits (losses)	14	€-9k	€-45k
Amounts payable	17/49	€192k	€229k
Amounts payable within one year	42/48	€192k	€225k
Trade debts payable within one year	44	€20k	€31k
Income statement
Gross operating margin	9900	€284k	€231k
Operating result	9901	€38k	€2k
Financial income	75	€212	€20
Financial charges	65	€2k	€2k
Result before taxes	9903	€36k	€477
Income taxes	67/77	€160	€154
Net result for the period	9904	€36k	€323
Result to be appropriated	9905	€36k	€323

Legal Structure

NACE primary	Limited-service restaurants, excluding mobile food services(56112)
Legal form	Private limited company(610)
Incorporation	18-02-2009
Status	Active
Postal code	8830

Establishment units 2 locations

Maribell

Bruggesteenweg 240, 8830 HoogledeFood and beverage service activities

since 20092.177.392.553

Maribell

Breidelstraat 5, 8820 TorhoutPersonal service activities

since 20122.205.555.415

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31033K0431/00D000	Flanders	1,198 m²	1 · 512 m²	17.0 m · 4 fl.
36005C0569/00R002	Flanders	706 m²	1 · 337 m²	9.1 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10Filings 10

2025

30-09